Human API

Human API is a leading health data platform that provides a proprietary consumer-driven data platform. The company's Health Intelligence Platform connects and converts health data from various sources into actionable intelligence, accelerating processes like underwriting, improving placement rates, and enhancing customer experiences. Their platform offers a robust data network with access to electronic health records (EHR) networks, health information exchanges (HIEs), patient portals, and traditional medical record retrieval partners across the US, serving over 260 million lives as of 2022.

Human API's data normalization engine expands the utility of digital health data, delivers deeper insights, and unlocks new opportunities through the development of this unique data asset. The platform uses smart evidence orchestration capabilities to optimize data retrieval paths and a reporting engine that presents useful information to underwriters at the right time. As of August 2022, Human API's platform connected to over 30,000 data sources in the US, including EHR networks, HIEs, and provider networks.

In April 2023, LexisNexis Risk Solutions, a data and analytics company focused on risk reduction for businesses, acquired Human API.

Key customers and partnerships

Human API has partnered with several leading insurance companies to streamline and enhance the life insurance buying experience for consumers. In November 2022, Nationwide announced a partnership with Human API to improve the life insurance buying experience by maximizing the use of digital health data to accelerate the underwriting process. Similarly, in August 2022, USAA Life Insurance Company partnered with Human API to expand the use of digital health data in their life insurance underwriting process, leveraging Human API's Health Intelligence Platform, patient portal network, HIPAA-authorized networks, and medical record retrieval services.

In December 2022, New York Life, America's largest mutual life insurer, announced a strategic partnership with Human API to continue streamlining and simplifying the life insurance purchase experience. This partnership enabled New York Life to retrieve consumer-mediated electronic health records in the form of normalized digital health data, replacing traditional manual methods and bringing speed, transparency, and efficiency to the underwriting process.