Based in Finland, Saldo Bank is a neobank serving retail customers in Finland, Lithuania, and Sweden. It offers term deposits as well as unsecured consumer loans of up to EUR 3,000. Customers can apply for loans without any paperwork or documentation and receive decisions on their applications through automated decision-making. Customers are also given a grace period of two weeks to cancel any loans. In addition, Saldo Bank offers SME loans up to EUR 10,000.
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