nCino

nCino, Inc. (Nasdaq: NCNO) is a pioneer in cloud banking and digital transformation solutions for the global financial services industry. Founded in 2012 and headquartered in Wilmington, North Carolina, nCino provides a comprehensive cloud-based platform called the nCino Bank Operating System that enables financial institutions to streamline operations, drive growth and regulatory compliance. The company went public in 2020 and reported total revenues of USD 478.5 million for fiscal year 2024.

nCino's platform offers a suite of products and services across different lines of business:

• Commercial Banking: Loan origination, portfolio management, credit analysis

• Small Business Banking: Automated lending and account opening

• Consumer Banking: Digital account opening, retail lending

• Mortgage: End-to-end origination, processing and closing

• nCino IQ (nIQ): AI and machine learning capabilities for automation and analytics

The platform integrates with core banking systems and third-party applications to provide a single end-to-end solution for financial institutions. Key features include automated workflows, document management, real-time reporting and analytics.

nCino has over 1,800 financial institution customers globally, including banks and credit unions of all sizes. The company has expanded internationally with customers in countries like Canada, Japan, UK, and Australia. nCino continues to invest in product innovation, especially in areas like artificial intelligence and data analytics. It aims to help financial institutions modernize operations, improve efficiency, and deliver better digital experiences to their customers across commercial, small business, consumer and mortgage banking.