Marble

Marble is a digital platform that offers an all-in-one insurance management and rewards solution. Founded in 2020, the company provides a digital wallet where users can organize, compare, and optimize their insurance policies across various types including auto, home, renters, pet, and life insurance. Marble's platform allows users to upload their existing insurance policies, view policy information in their 'insurance wallet', and receive quotes and comparisons from over 60 insurance carriers. The company acts as a licensed insurance agency, unlocking thousands of policy data points once a user uploads their insurance policies.

Marble's platform is designed to simplify the insurance management process and provide users with potential savings. The company monitors pricing and proactively shops for better rates, claiming to save members an average of USD 800 a year. In addition to policy management, Marble offers a unique rewards program where users can earn points for having coverage and protecting what they love. These rewards can be redeemed for gift cards, cryptocurrency, or other perks. As of May 2023, Marble reported managing nearly USD 100 million in premiums for its users. In July 2024, Marble was acquired by The Zebra, a personal lines insurance comparison site, in a move to expand consumer offerings and innovate more rapidly.

Key customers and partnerships

Marble has partnerships with over 60 insurance carriers, allowing it to provide a wide range of options to its users. In November 2023, Marble partnered with DIMO, a user-owned IoT platform for vehicle data, to explore ways of incorporating vehicle data into insurance quoting for potentially lower rates. The company also collaborates with Gemini crypto exchange to offer crypto-based rewards to its users. In March 2024, Marble expanded its services to include a commercial insurance marketplace for small and medium-sized enterprises (SMEs), partnering with Herald and Envoy Insure to provide commercial insurance quotes. This expansion allows Marble to cater to both personal and commercial insurance needs within its platform.