Andreessen Horowitz is a venture capital firm specializing in investing in seed, start-ups, early, mid-stage, growth, and late-stage. It prefers to invest in the social media business and technology sector with a focus on software, back-end infrastructure, the infrastructure of the Internet, cloud computing, enterprise software and services, consumer, business Internet, mobile-Internet, consumer Internet, cloud computing, data storage, social network browsers data-storage, consumer electronics, networking functions, software related biology, biotech, and medicine companies at the intersection of computer science and life sciences with a focus on digital therapeutics, cloud technology in biology, and computational medicine.

Andreessen Horowitz

Matrix is an early-stage venture capital firm, investing from idea through Series A. As a close-knit team of former founders and company builders, Matrix has partnered with companies from Apple and FedEx to Oculus and Canva.  Other Matrix investments include Fivetran, Suno, Side, Afterpay, CTRL-Labs, Oculus, Zendesk, Hubspot, Apollo GraphQL, Flock Safety, GOAT, Postmates, Acacia Communications, and Sila.

Matrix

Capital Factory is a venture capital firm and an accelerator that seeks to invest in seed-stage, early-stage, and later-stage companies. It accelerates companies in the software, media, and technology sectors. With boots on the ground in Austin, Dallas, and Houston, the firm meets entrepreneurs in Texas and introduces them to their first investors, employees, mentors, and customers.  In 2009, Sam Decker, Joshua Baer, and Bryan Menell co-founded Capital Factory in Austin, Texas.

Capital Factory

500 Global is a multi-stage venture capital firm with $2.4 billion in assets under management. The firm invests in founders who are building fast-growing technology companies. It focuses on markets where technology, innovation, and capital can generate long-term value and economic growth. 500 Global collaborates with key stakeholders and provides advisory services to governments on fostering entrepreneurial ecosystems to support startups. The firm has invested in over 5,000 founders and more than 2,800 companies across 80+ countries. It has funded over 35 companies valued at more than $1 billion and over 160 companies valued at over $100 million, including those that are private, public, or have exited. The team consists of over 190 members based in more than 25 countries, with experience as entrepreneurs, investors, and operators from leading technology companies.

500 Global

Plug and Play is a seed and early-stage investor focused on great teams leading emerging growth companies.  Plug and Play runs 12 industry-specific accelerator programs twice a year, that acts as a platform for major corporations and high quality startups to connect and collaborate.  Located in the heart of Silicon Valley, Plug and Play participates in Seed, Angel and Series A funding where they often co-invest with their strategic partners. Through years of experience and as part of their network, Plug and Play has put together a world-class network of serial entrepreneurs, strategic investors, and industry leaders who actively assist the firm with its successful and growing investment portfolio.  SEED ROUND. Plug and Play participates in seed round investing through a program called Startup Camp. Startup Camp is a 10-week program based in Silicon Valley for top-notch entrepreneurs to work intensively on building out their business model. Select startups will refine their business models and prototypes with help from a combination of structured workshops, speaker series and mentorship sessions, as well as active coaching from their investment team. At the culmination of Startup Camp, founders will have crystalized their business plans and pitched their company to the venture capital community at EXPO Demo Day.''  ANGEL ROUND Plug and Play makes angel round investments throughout the year, sourced from their monthly Plug and Play Angels (PAPA) sessions. They are partnered with local angel investors in Silicon Valley who participate in PAPA to find the most promising startups and best new technologies.  SERIES A. Series A typical Series A round is in the range of $2 million to $10 million, and is intended to provide operating capital for the company for six months to two years. This round capitalizes the company as it develops its products, performs initial marketing and branding, acquires talent, and conducts other early-stage business operations. It is in this stage that Plug and Play will co-invest with over 180 venture capital partners.  Plug and Play has helped grow market leaders such as PayPal, Danger, Google, DropBox, LendingClub, Zoosk, SoundHound, CreditSesame, Skytree, and has over 400 more early-stage startups in its portfolio.

Plug and Play

Graph Ventures is an investment group that specializes in seed and early-stage venture investments. It was founded in 2011.  Investments include:  * BetterUp * Birdies  * BlueApron * Dapper Labs * Earnin * Envoy * Hinge * Houseparty * Ipsy * Loft * Lever * Lingokids * Moon Express * Papaya * PicsArt * Porch * Quinto Andar * RideOS * Saildrone * Very Good Security * VivaReal  * Zeplin

Graph Ventures

Liquid2 Ventures provides technology startups with seed-stage investments and is based in San Francisco, California. The firm was founded in 2015 by Joe Montana, Mike Miller, and Michael Ma.

Liquid 2 Ventures

At Lombardstreet Ventures, we are dedicated to investing in pre-seed and seed-stage companies based in the US, with a preference for founding teams in Silicon Valley. We seek out companies with some level of traction in the US market and are excited about the potential for growth and innovation in B2B SaaS, dev tools, infrastructure software, open source, low code tools, and security. We are sector agnostic and open to opportunities outside these areas if the team is exceptional and their vision aligns with ours. We support the next wave of tech leaders to help shape the future.

Lombardstreet Ventures

Pioneer Fund is a fund of 420+ Y Combinator alumni, investing in the top Y Combinator startups.

Pioneer Fund

We invest in great companies in the pre-seed and seed stages.

Yes VC

Uplift is an early-stage start-up accelerator program focused on growing business and increasing valuation. They aim to support dozens of the most innovative and promising startups from the Balkans region. Through Uplift, Startups will learn how to pitch to investors, protect their intellectual property, improve their business models and apply the lean methodology.

Uplift

Active community helps with sourcing investment opportunities and supporting portfolio companies. crunchbase.com/organization/moving-capital

Uber Alumni Syndicate

Xoogler is a group of Google alumni that comes together to help each other in the startup ecosystem. It brings together current Googlers that are interested in helping ex-Google entrepreneurs. It consists of startup founders, early team members, angel investors, VCs, and mentors. Xoogler was founded in 2015.

Xoogler

AirAngels they are helping investing for engineering, product, growth, operations, brand, data science, marketplaces, international expansion, and policy.

AirAngels

Root and Shoot Ventures

Nomad Ventures is an LA-based Early Stage Venture Fund focused on Marketplace businesses. The GPs (Chris Taylor and James Mumma) are entrepreneurs who have helped build some of the fastest growing startups in recent history (Uber, Uber Eats, Opendoor, Bird) and they support founders by providing both expertise and capital to build the next big tech businesses.

Nomad Ventures

Kube VC is a global venture capital firm that invests in exceptional founders and category-defining companies.

Kube VC

Flori is an impact web3 seed-stage venture fund supporting a more inclusive financial system.  We want to accelerate those who believe that a new financial system built on blockchain technologies can be vastly more inclusive than the one we have today, and who are committed to making that vision a reality.

Flori Ventures

SIGMA Venture Partners is an early-stage fund that invests in fast-growing, high-margin, scalable technology companies.

SIGMA Venture Partners

FounderPartners builds and invests in mobile, internet and software companies. The firm's mission is to help technical founders unlock their true potential and dramatically increase the probability their company will succeed.   FounderPartners joins its companies as minority co-founders and becomes an integral part of the decision making of each organization, thus improving their outcomes. We're serial entrepreneurs who have walked in the shoes of the founder and our track record speaks for itself. We have an 85% success rate -- we have co-founded and/or invested in 27 companies (12 were sold, 8 are profitable, 3 are rapidly growing and only 4 failed). As true partners, we help our companies execute faster and smarter because they can benefit from our knowledge (successes, pattern recognition, mistakes) we've accumulated as company-builders.   For more information, please visit us at www.founderpartners.co.

FounderPartners

Vibranium.VC is a venture fund based in Silicon Valley, led by an international team. Its investment focus is on early-stage SaaS startups with US HQ. Vibranium.VC aims to identify future champions and support their rapid growth and global expansion.

Vibranium Venture Capital

Mora Financial

Making banking work, without the paperwork

Neobanks

BayaniPay is a neobank that serves the Filipino immigrant community in the US via a mobile app and online portal. It offers FDIC-insured checking accounts and debit cards free of charge with no monthly minimum balance requirements. It also provides zero-fee remittance services with the company claiming to process and complete transactions within 24 hours. In addition, customers can make free withdrawals at any East West Bank ATM.Key customers and partnershipsThe neobank offers its banking services in partnership with East West Bank, and it partnered with BDO Unibank (one of the largest banks in the Philippines) to allow customers to claim remittances at more than 1,400 branches and 4,400 ATMs of BDO Unibank in the Philippines, as well as at over 8,000 BDO Cash Agad outlets located in rural areas.Funding and financialsBayaniPay raised <a href="https://sp-edge.com/updates/14880">USD 4.5 million in seed funding </a>in November 2022, led by Wavemaker Partners with participation from Talino Venture Labs, Stonks, Republic, and East West Bank. It aimed to funnel the fresh funds toward expanding its technology team, scaling its product lineup, and increasing its geographic reach.

Enabling the health systems to seamlessly connect, exchange, and interpret shared data

Hospital Interoperability

Metriport is a healthcare technology company that provides an open-source, secure API to allow digital health companies and healthcare providers to directly integrate and access user health, medical data, and electronic health records (EHRs). Their Medical API delivers comprehensive patient medical records by standardizing, de-duplicating, consolidating, and hydrating data along with medical code crosswalking to provide a 360-degree view of a patient's health. The company also offers a Health Device API that enables access to consumer health data from wearables, remote patient monitoring (RPM) devices, and mobile health apps. Metriport aims to simplify the process of managing sensitive healthcare data for both healthcare systems and digital health startups in a HIPAA and SOC-2 compliant manner.
Key customers and partnerships
Key customers and user testimonials indicate that Metriport's solutions are valuable for digital health companies, healthcare providers, and specialty care providers in improving patient intake experiences, reducing administrative burdens, and enabling quicker treatment delivery. Customers include Kivo Health, a digital health company benefiting from Metriport's automated patient record retrieval efforts, and Tono Health, a specialty care provider leveraging Metriport's medical record summaries integrated into their EHR system.

Cryptocurrencies

Front Finance is a fintech company that provides a mobile application to serve as a companion for investment platforms like Robinhood and Coinbase. Launched in 2020, Front's app aims to guide novice investors in making better investment decisions across different asset classes including stocks, cryptocurrencies, and other securities.
The company's core product is a smartphone app available on iOS and Android that integrates with popular retail investment platforms. Front's app analyzes a user's current holdings and trading activity, and provides data-driven guidance and education to improve their investment strategy and portfolio management. This includes portfolio analysis, risk management tools, asset allocation recommendations, and tutorials on investing fundamentals.
As a registered investment advisor (RIA) regulated by the US Securities and Exchange Commission (SEC), Front employs a freemium model where its app's core functionality is available for free to all users. The company may offer premium tiers with advanced features and more personalized advice for a subscription fee. By targeting self-directed retail investors on established investment platforms, Front aims to democratize access to professional-grade portfolio management tools and financial guidance typically available only to institutional or high net-worth investors working with human advisors.
Front's key differentiator appears to be its ability to integrate investment data across multiple broker accounts into one unified interface and provide customized recommendations powered by quantitative models and algorithms. This allows users to seamlessly manage all their investment activities within the Front app ecosystem.

Refine provides a react-based web application development platform to assist businesses in producing better web applications with fewer resources and less time invested. Refine provides a ton of pre-built functionality for quick development without sacrificing utmost customizability. Refine removes the repetitive tasks required by CRUD operations and provides industry-standard solutions.

Databits provides top-tier training designed to address real-world industry challenges through the acquisition of Data Analytics & AI-related skills. Our team of professors consists of industry-certified experts proficient in the most advanced tools and skills demanded by the market. We offer instruction in Artificial Intelligence, Python programming, Machine Learning, Data Engineering, Spark, Big Data management, Data Analytics, Data Governance, MLOps, DataOps, Data Visualization, Cloud Computing, and more. To date, we have successfully trained over 5000 students across more than 10 countries in Latin America.

Finta is the simplest way for startups to manage taxes, bookkeeping, and track financial metrics - all in one platform. It replaces your expense bookkeepers, Quickbooks, and Google Sheets. Finta gives you squeaky clean books, files your taxes compliantly on time, and access to a dashboard to track burn, cash, runway, and everything else about your finances. Finta lets you easily integrate with modern tech tools like Brex, Ramp, Mercury, Stripe, Gusto, Rippling, Pulley, Carta, and more. Finta is the source of truth for your financial data as you scale.

The Autio app is your audio road trip companion with 10,000+ location-based audio stories across the US. It’s like having a personal tour guide on demand. Enjoy narration from celebrities like Kevin Costner, John Lithgow, and Phil Jackson, alongside passionate locals and cultural experts. It’s great for inspiring detours, sparking interesting conversations, and discovering hidden knowledge along your journey.

Landeed is a proptech startup that develops a property title search engine for Indian real estate. The startup provides a simple and secure method of obtaining your Encumbrance Certificate. The Encumbrance Certificate is used to demonstrate that the property has a clear and marketable title and is free of any economic or legal liabilities. They also offer the quickest way to extract the Records of Rights (RoR), an important document kept by the state Revenue Department. Landeed's app provides instant access to the extent, ownership, and classification of land. Landeed was founded in 2022 and is based in Benglauru, India.

Metriport is Plaid for healthcare data. Metriport helps digital health companies access and manage user health and medical data. In a single, standardized, and open source API, Metriport supports the following features:     1) Accessing broad-scope patient medical data - with or without an NPI number.     2) Bidirectional EHR interfacing - with connections to Epic, Athena, Allscripts and more, via a modern FHIR API.     3) Health device integrations - for getting your users' data from their wearables, RPM devices, and mHealth apps. For more information, visit https://metriport.com/

BayaniPay is a financial technology company, not a bank. BayaniPay offers banking products and services provided by East West Bank, Member FDIC.

Derisk is a crypto custody infra and leverages Multi-Party Computation (MPC) cryptography.

Fetii allows groups and businesses to move together, on-demand. Users can hail a 15-passenger vehicle and pay using a QR check-in system.

Roforco runs a Roblox game accelerator that makes games successful by providing funding, resources and hands-on support.  It's YCombinator for Roblox games, built by two YCombinator Alumni.  Co-founders Artem and Brain have been building games together since they were 14 were developers on 12 top grossing titles, accounting for over 2.74 billion plays/downloads. Prior to building the accelerator, Roforco was a game studio with a portfolio of games that reached benchmarks including 10 million monthly active users and 16,000 concurrent users. Roforco also worked with notable brands such as Unilever, for whom they made an branded game with over 50 million plays. In 2022, Roforco joined YCombinator's coveted startup accelerator and went on to secure a $1.5 million seed funding round from investors including Paul Graham, Dentsu Group, the prev. COO of Activision and the CEOs of Guilded and Jellysmack.  Learn more about us at https://roforco.com/ For press: tom@roforco.com Based and founded in San Francisco, CA

Kashin (YC S22) is Square with working capital for micro-merchants in LATAM. We control risk with collaborative credit scoring and our vision is to become the primary financial platform for the masses. Before Kashin, the founders led the largest regional Uber competitor and grew it from 0 to $50m in annual revenue.

Bee is the first Web3 mortgage app for homebuyers.

Founded in 2020, Mesh aims to build an open, connected, and secure crypto ecosystem. As the modern connectivity layer for crypto, Mesh unlocks new use cases such as crypto payments and payouts, deposits, on and off-ramping, transfers, and more within a unified platform. With over 300 integrations, Mesh is pioneering the creation of a connected and embedded crypto ecosystem that benefits both businesses and users.

Conveyor Labs develops web3 protocols that are innovative, complex, and secure, allowing DeFi traders to automate DEX swaps. Conveyor.Finance, a Conveyor Labs project, is a fully decentralized, trustless, and non-custodial protocol for automating DeFi swaps on existing DEXs. It can act as the automated middleman to swap the tokens that users already have in their wallets with the DEXs that they already trade on using a combination of decentralized off-chain systems and on-chain validation.

GoSats is building the simplest on-ramp to bitcoin in India. We do this by helping Indians passively invest in bitcoin every time they shop creating new bitcoiners every day.

Jar is an investment tech startup that allows users to save money by taking spare change from online transactions and investing it in digital gold automatically which can be redeemed anytime or withdrawn easily through UPI.  The company was co-founded in 2021 by Nishchay AG and Misbah Ashraf and is based in Bangalore, Karnataka.

Lula is the first all-in-one delivery platform for convenience stores. Hundreds of companies are using the proprietary platform to deliver your store’s items on Uber Eats, DoorDash, Postmates, and other marketplaces directly to customers’ doorsteps.

Clear is fuelling innovation and empowering consumers in the skincare industry via data, technology and community.

Breakthru connects companies and youth through an earning platform. Students get paid to learn about companies/skills and then withdraw through a digital wallet with our partners PayPal, Coinbase, Uber, Amazon, and Dunkin

Mora.com, operated by Mora Financial, is dedicated to helping parents set up and manage ROTH IRA accounts for their children, providing a foundation for early financial growth and long-term security. We simplify the complexities of hiring children for household tasks to meet IRS requirements for earned income, enabling parents to legally fund a child’s ROTH IRA. Our services include payroll, tax compliance, and audit documentation support, ensuring that families adhere to tax code regulations while maximizing the financial benefits. With Mora, parents can establish a secure financial future for their kids, combining professional-grade support with peace of mind.

Stonks is a next-generation crowdfunding platform that facilitates the discovery of new startups, enables watching live pitches, allows asking questions, and hosts Demo Days, all through mobile devices. The company's services are designed to democratize access to funding for startups and small businesses, disrupting the traditional fundraising and investing processes. Founded by Ali Moiz, an experienced entrepreneur with a track record of over USD 200 million in venture-funded exits, including Streamlabs and Peanut Labs, Stonks leverages technology to streamline the fundraising journey.

First Fund Invests in Stonks — First Fund

Eliminating financial intermediaries by directly connecting individuals and businesses

P2P Financial Platforms

Stonks

Refine

Senovo

Palm Drive Capital

8vdX

500 Emerging Europe

Databits

Buen Trip

Winnipeg Capital

500 Startups: Latam

B Venture Capital

Telefunken

CREAS Ecuador

Finta

Y Combinator

FoundersX Ventures

Zeno Partners

UpHonest Capital

Garage Capital

Underdog Labs

Autio

iHeartMedia

Seraph Group

Cooley

blue 9 capital

Kern Venture Group

Allied Venture Partners

Team Ignite Ventures

Landeed

Draper Associates

Bayhouse Capital

Paradigm Shift Capital

Olive Tree Holdings

Sprint Vc

CapitalX

10x Founders

Sattva Group

Metriport

Nueterra Capital

Zillionize

VentureSouq

Leonis Investissement

MyAsia VC

Triple Impact Capital

Platforms that provide interoperability APIs and developer toolkits that allow siloed healthcare applications or systems to communicate with each other. Targeted at both healthcare providers and digital health apps.

BayaniPay

Wavemaker Partners

East West Bank

Republic

Talino Venture Labs

Platforms offering digital checking and savings accounts that target niche consumer segments with specific interests such as kids, teens, and ethnic minority groups

Derisk

Fetii

Goodwater Capital

Roforco

Dentsu Ventures

GFR Fund

Kashin

HLK Ventures

Redwood Ventures

Unpopular Ventures

First Check Ventures

MrPink VC

Newtopia VC

99 Startups

FunFair Ventures

Mesh

Streamlined Ventures

Rembrandt Venture Partners

B Capital

WndrCo

Alumni Ventures

B3 Capital

Companies that offer a marketplace for users to buy, sell, and trade a number of cryptocurrencies and other cryptocurrency-linked financial products

GoSats

Accel

C2 Ventures

Soma Capital

Valhalla Capital

Bossa Invest

Draper Dragon

Dragon Capital

2am VC

DG Daiwa Ventures

Trampoline Venture Partners

Gossamer Capital

Force Ventures

Botware Ventures

Conveyor Labs

Quantstamp

MH Ventures

2Shares

Lula Convenience

Ripple Ventures

UP Partners

Outlander VC

Ben Franklin Technology Partners of Southeastern Pennsylvania

SOSV

Park City Angels

EasyPost

NZVC

Broad Street Angels

Simple.capital

Tiger Global Management

Snow Leopard Technology Ventures

Rocketship.vc

Third Prime

WEH Ventures

Spring Marketing Capital

Arkam Ventures

MSA Novo

Clear

Amino Capital

Misfit Venture Partners

Breakthru

Techstars

Stonks is a next-generation crowdfunding platform that facilitates the discovery of new startups, enables watching live pitches, allows asking questions, and hosts Demo Days, all through mobile devices. The company's services are designed to democratize access to funding for startups and small businesses, disrupting the traditional fundraising and investing processes. Founded by Ali Moiz, an experienced entrepreneur with a track record of over USD 200 million in venture-funded exits, including Streamlabs and Peanut Labs, Stonks leverages technology to streamline the fundraising journey.

<div>
 
 Wise (formerly TransferWise) is a financial technology company that provides low-cost international money transfers and multi-currency accounts for individuals and businesses. Founded in 2011 and based in London, Wise operates a peer-to-peer network that allows customers to transfer money across borders without the high fees and markups charged by traditional banks.
 
 
 
 
 Wise's core offering is a money transfer service that leverages the mid-market exchange rate and charges transparent, upfront fees rather than hiding markups in exchange rates. It supports transfers to over 160 countries across 50+ currencies. For personal users, transfers up to around USD 5,000 tend to be most cost-effective through Wise.
 
 
 
 
 In addition to money transfers, Wise provides multi-currency accounts that allow customers to hold, convert between, spend, and receive over 40 currencies. Users can get local bank details in 10 major currencies like USD, GBP, and EUR to receive money like a local. The Wise debit card enables spending in over 170 countries at the mid-market rate.
 
 
 
 
 Wise is regulated by financial authorities in the countries where it operates, including FinCEN in the US It has over 16 million customers and processed USD 11 billion in cross-border transactions per month as of 2024. Key features include low transparent pricing, fast transfers (50%+ instant, 90% within 24 hours), and user-friendly web/mobile interfaces.
 
</div>

Wise

<div>
 
 Remitly is an online money transfer service that enables individuals to send money internationally from the US, Canada, Europe, Australia, and the UK to over 180 countries worldwide. The company's primary focus is on facilitating remittances, allowing immigrants and expatriates to securely and conveniently send money back home to their families and loved ones. Established in 2011 and headquartered in Seattle, Washington, Remitly has grown to serve over 3 million customers annually, with a total transaction volume exceeding USD 20 billion as of 2021.
 
 
 
 
 Remitly offers two distinct transfer options: Express and Economy. The Express service facilitates near-instant transfers, with funds typically arriving within minutes for cash pickups or a few hours for bank deposits. This option is ideal for urgent fund transfers but comes at a higher cost. Alternatively, the Economy service provides a more affordable solution, albeit with a longer delivery time of three to five business days.
 
 
 
 
 One of Remitly's standout features is its extensive network of payout options. Recipients can choose to receive funds through bank account deposits, cash pickups at over 400,000 locations worldwide, mobile wallet transfers, or even home deliveries in select countries like the Philippines, Vietnam, and the Dominican Republic. This flexibility caters to the diverse needs of Remitly's global customer base.
 
 
 
 
 Remitly's fees and exchange rates are generally competitive within the industry. Fixed transfer fees typically range from USD 1.99 to USD 3.99, while exchange rate markups are typically between 0.5% and 2.5% above the mid-market rate. Larger transfers often incur lower fees, with Remitly waiving fixed fees for bank-to-bank transfers exceeding USD 1,000.
 
</div>

Remitly

Zepz is a global cross-border payment group that operates two leading remittance brands, WorldRemit and Sendwave. The company disrupted the traditional remittance industry by taking international money transfers online, offering a faster, more affordable, and secure way to send money globally. Zepz's platforms facilitate digital money transfers to over 130 countries across more than 5,000 money transfer corridors, including emerging markets with high barriers to entry.
The company's business model revolves around providing a seamless digital experience for senders, enabling them to transfer funds from a smartphone or computer, while offering a wide range of payout options for recipients, such as bank deposits, cash collection, mobile airtime top-ups, and mobile money. Zepz's technology eliminates the need for physical cash handling, enhancing security and convenience.
In 2021, Zepz reported a significant 67% year-over-year revenue growth, reaching USD 399 million, following the acquisition of Sendwave in February 2021 and a USD 292 million Series E funding round in August 2021. The company achieved profitability in the first half of 2022, driven by investments in marketing, talent, and technology, enabling efficient customer acquisition and paving the way for future growth.
Zepz's platforms have facilitated the movement of money that has supported education, healthcare, and daily expenses for families, contributing to the economies of recipient countries. In the first half of 2022, WorldRemit users sent more than USD 2 billion to the African continent, with core African and Asian markets experiencing substantial year-over-year volume growth of over 20% and 35%, respectively.

Zepz

TransferGo is a digital money transfer service that enables fast and cost-effective international money transfers. It utilizes an innovative approach by opening bank accounts in various countries, allowing local transfers both for receiving funds in the sending country and dispatching them in the receiving country. This strategy eliminates most transfer costs, enabling TransferGo to offer highly competitive exchange rates and low fees.
The company was founded in 2012 and is headquartered in London, UK, with operations across Europe. TransferGo's platform supports transfers in 22 currencies across 47 countries, serving over 5 million customers as of March 2023. It provides services for both individuals and businesses, including batch payments and integration with accounting software.
TransferGo offers a user-friendly online platform and mobile app, allowing customers to easily initiate transfers. Depending on the delivery speed selected, funds can reach the recipient within 30 minutes or on the same day. The company prioritizes security, adhering to stringent regulations and employing robust encryption protocols to safeguard customer data and funds.
As of March 2024, TransferGo was recognized as one of the most cost-effective options for sending money from the UK, being the cheapest provider for 26.2% of all searches conducted on Monito's comparison engine. It also earned top rankings for transferring funds to the UK, being the best choice for 17.7% of the searches.

TransferGo

Girmiti Software is a technology company that specializes in developing digital payment solutions and professional services. The company offers next-generation solutions and services tailored for various industry verticals, including payments, retail, restaurants, healthcare, telecom, banking, transit, and events management.
Girmiti's core offerings revolve around EMV solutions for mobile point-of-sale (mPOS) systems, personal computers (PCs), mobile devices, and card readers. Additionally, the company provides add-on transactional channels for payments processing. Girmiti's solutions leverage innovative technologies like QR codes, Near Field Communication (NFC) wallets, and contactless payments to enhance flexibility and mobilize businesses within the payment ecosystem.
The company's expertise lies in executing and delivering innovative solutions, operations, and professional services with a focus on cost-effectiveness in niche areas. Girmiti Software has achieved CMMi Level five appraisal, affirming its software development and delivery capabilities. The company is ISO 9001:2015 and ISO/IEC 27001:2013 certified, ensuring quality management and information security standards. Additionally, Girmiti Software is PCI DSS SAQ-D v3.2 certified, demonstrating its adherence to payment card industry data security standards.
Girmiti's NFC wallet solution enables financial institutions to offer contactless payment options to their customers through secure smart chips on mobile devices. This mobile wallet application can store various payment cards, access cards, coupons, loyalty cards, prepaid cards, and tickets, facilitating contactless transactions with nearby NFC-enabled terminals or reader devices.
In the transit sector, Girmiti develops Automated Fare Collection System (AFCS) solutions, integrating ticketing systems for public transport networks like buses, metros, and rails. These solutions automate fare collection, support various fare media (tokens, cards, NFC), and facilitate online ticket purchases and recharges, accepting multiple payment methods.
Girmiti's EMV services encompass developing and implementing EMV L2 kernels for point-of-sale (PoS) terminals, mPOS solutions on Android OS, and chip card management systems. The company also offers testing, security evaluations, and payment scheme certifications for its EMV solutions.
In the banking and financial services domain, Girmiti helps firms develop business solutions that drive efficiency, effectiveness, innovation, and virtualization while ensuring compliance with regulations. The company's team of analysts, domain experts, and technology specialists provide solutions tailored to support mobile, ecommerce, and cloud environments.

Stonks

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