Ingo Money

Ingo Money Inc. is a company that offers instant, digital and secure access to money through various financial services. Since 2001, the company has focused on providing consumers and businesses with the ability to receive and send funds instantly, anytime and to any account they choose.

Ingo Money's key product offerings include Ingo Money, a mobile app that allows users to cash checks instantly by capturing images of the checks and submitting them for approval. If approved, users can receive the funds in minutes, either in their linked bank accounts, prepaid cards, or PayPal accounts. The company also provides Ingo Payments, a platform that enables enterprises, banks, and businesses to offer instant payment, payout, account funding, and banking-as-a-service solutions, bridging the gap between traditional and modern payment methods.

Ingo Money partners with Sunrise Banks, N.A., a nationally chartered bank, to ensure that all check transactions are cleared and handled by a federally regulated financial institution. The company's technology includes advanced image recognition, risk management analytics, and underwriting capabilities to facilitate secure and efficient mobile check cashing and account funding services.

In addition to its core offerings, Ingo Money has introduced various ancillary services over the years, such as inbound payments acquiring with risk management, one-time access code and multi-factor authentication services, and debit card and ACH account funding options. The company has also expanded its payment network reach to include partnerships with major financial networks like The Clearing House, Visa, Mastercard, and MoneyGram, among others.