LendingRobot

LendingRobot is an advisory firm specializing in alternative investments, offering automated investment services for peer-to-peer (P2P) lending platforms and other alternative assets. Founded in 2013 by Emmanuel Marot and Gilad Golan, the company initially focused on automating investments on Lending Club and later expanded to include Prosper Marketplace and Funding Circle. LendingRobot's platform combines cloud technologies with machine learning algorithms to optimize investment strategies across multiple P2P lending platforms.

The company's core offering, known as "Classic," allows investors to automate their investments in loans (notes) on platforms like LendingClub and Prosper. LendingRobot charges a 0.45% annual fee for assets under management, with no fees for the first USD 5,000 invested. In March 2023, LendingRobot launched a new multi-asset robo product for US investors, which combines investments from multiple alternative investment platforms to create portfolios customized to individual risk appetites. This product aims to provide lower account minimums and built-in diversification, targeting the next generation of investors.

LendingRobot's technology enables rapid investment decisions, with the ability to invest in new loans within seconds of their appearance on the market. The platform offers features such as custom investment parameters, automated reinvesting of loan proceeds, and portfolio analytics tools. In 2015, LendingRobot introduced a secondary market feature, allowing users to buy and sell notes through Folio Investing, enhancing liquidity options for investors.

In November 2022, LendingRobot was acquired by Lime Financial, which became the majority owner of the company. Prior to this acquisition, LendingRobot was part of Lend Academy Investments, LLC dba NSR Invest. The company continues to evolve its offerings, expanding beyond P2P lending to provide access to private securities and other alternative investments.