UK-based Fractal Homes is a home co-ownership platform that offers luxury second homes across metropolitan European cities with launch offerings in London. The platform provides eight fractional shares per property and handles occupancy scheduling, property maintenance, and administrative tasks for an upfront 12% service fee on the fractional equity value and a monthly administration fee of GBP/EUR 200 (~USD 220-245).
Each owner is provided with a minimum occupancy allowance of six weeks, out of which four weeks are allocated on a pre-planned basis. It allows fractional owners to utilize two or more weeks of their occupancy allowance on a flexible basis, with reservations made 24 hours in advance. Fractal Homes allows an owner to purchase up to four fractional shares of a particular property, which would allow them to increase their annual occupancy allowance based on their equity stake in the property.
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