Concentric invests into software-driven technology businesses that are solving real problems, automating traditional economy sectors like financial services, mobility, real estate, industrial, logistics etc. Concentric was founded in 2013 by Kjartan Rist and Denis Shafranik - active European venture investors for the past 20 years. Through its activist venture approach, the Concentric team provides significant value-add to the portfolio companies through their diverse experience and network in the European technology field. The fund has offices in London and Copenhagen and invests between € 0.5 - 5m over the life of an early-stage growth company, across the major Northern European tech hubs.

Concentric

Seedcamp is Europe's seed fund, identifying and investing early in world-class founders attacking large, global markets and solving real problems using technology. The Seedcamp Nation includes over 400 startups building breakout businesses that change the way people live, interact and buy and includes publicly listed UiPath, Wise, and unicorns Revolut, Hopin, Sorare, Pleo, and wefox along with fast-growing businesses such as Grover, viz.ai and Ezra.  Seedcamp fast-tracks a founder's vision and creates value through immediate access to smart capital, a lifelong community of support and a global network built upon more than a decade's experience backing exceptional talent. Seedcamp fast-tracks a founder's vision and creates value through immediate access to smart capital, a lifelong community of support, and a global network built upon more than a decade's experience backing exceptional talent.

Seedcamp

The stated aim of LCIF is not to fund London tech businesses that otherwise would not get funded but rather to enable those who can raise, to raise significantly more so that they have a sufficient money, time and resources to prove their business model. This way London based tech startups will be more able to raise their next round of funding and thereafter become the great tech companies that London so wants and requires. The London Co-Investment Fund was launched by the Deputy Mayor of London on the 4th December at City Hall. LCIF six co-investment partners has been selected based on their excellent track records of investing and supporting early stage tech businesses in London.

London Co-Investment Fund

Atami Capital is a privately-backed venture fund that acquires minority interests, working closely with existing management teams to create sustainable long-term value.

Atami Capital

Beazley plc is the parent company of specialist insurance businesses with operations in Europe, the US, Canada, Latin America, Asia, the Middle East and Australia. Beazley manages six Lloyd’s syndicates and, in 2016, underwrote gross premiums worldwide of $2,195.6 million. All Lloyd’s syndicates are rated A by A.M. Best.   In the US, our underwriters focus on writing specialist insurance products in the admitted market, backed by Beazley Insurance Company, Inc., an admitted property/casualty carrier in all 50 states; and surplus lines risks, backed by the Beazley syndicates at Lloyd’s. Beazley Insurance Company, Inc. is rated A by A.M. Best.

Beazley

​Earlymarket LLP is a family office with an investment arm dedicated to early-stage technology start-ups. We operate within four themes: the Energy Transition, Future of Agriculture, Personalised Healthcare and IoT & Connectivity themes. We are pro-active and involved as an investor, and from experience we have found the best time to have a meaningful impact is in the early stages of a company. Our spectrum of investment for early stage start-ups is, therefore, from Pre-Seed to Series A.

Earlymarket

Base Capital invests in technology-enabled businesses that are digitising and empowering everyday consumer and business lives. We typically invest in B2B and B2C networked business models that enable low-friction trading in big, core pillars of everyday consumer discretionary spend.

Base Capital

Systema

BHL Holdings is a group with a strong reputation for insurance innovation and owner of popular comparison website Compare the Market.

BHL Holdings

Kinled was founded in 1980 to retain the investment assets of the Aisher family.  In 1990, the investment focus shifted to a portfolio of early stage investments applying Kinled’s company development experience alongside the endurance and passion of family owned investments together with the strategic focus of venture capitalists.  Since then, Kinled has taken 8 companies to public markets and many more to successful trade sales at significant multiples.

Kinled Holding

Nire Capital is an investment firm focused on technology enabled businesses. We invest across all sectors and stages. We actively partner with founders and management teams to build high growth and sustainable market leaders.

Nire Capital

The Future Fund is provides government loans to UK-based companies ranging from £125,000 to £5 million.

The Future Fund

Pario works with entrepreneurs, CEOs, and business owners to identify and implement an exit strategy for the founder or shareholder. Pario Ventures is also active in investment for the startup, scale phase, and then pre IPO. It was founded in 2010 by Kevin Doyle and David Murray-Hundley and is based in London, England, the United Kingdom with also an office in New York and Brussels.

Pario Ventures

The Hartford is an industry leading provider of property and casualty insurance, group benefits and mutual funds. Throughout our rich history of more than 200 years, countless businesses and individuals, including Robert E. Lee, Abraham Lincoln and Babe Ruth, have turned to our company for protection. The Hartford celebrated its 200th anniversary in 2010.

The Hartford

Superscript

Superscript is a digital insurance broker for businesses big, little and bold. Superscript has built a self-serve online platform where small businesses can buy and manage their insurance in a matter of minutes. Meanwhile, as the first UK-based InsurTech to become a Lloyd’s of London broker, Superscript's tech-specialist brokerage team provides customised cover for high-growth, innovative companies with complex risks - all the way through from startups and scaleups to grown ups.

<div>London-based Superscript offers a digital insurance platform tailored for SMEs, landlords, digital asset businesses, and high-growth tech startups in the UK. The company claims to use proprietary machine-learning technology to underwrite its policies. The company's product lineup includes professional indemnity, cyber insurance, and product liability insurance. The company also offers an advised broking service called &ldquo;SuperscriptQ&rdquo; in the UK and across the European Economic Area, primarily targeted at tech businesses that face risks that the company defines as &ldquo;more complex in nature,&rdquo; such as medical malpractice or professional indemnity.&nbsp;</div>

Simplifying the insurance experience for businesses using technology

InsurTech: Commercial Lines

Superscript enters next phase of accelerated growth with SME focus

Virgin Money

Through the partnership, Superscript's business insurance products will be available on Virgin Money's online market place for SMEs to purchase.

Making banking work, without the paperwork

Neobanks

Platforms offering digital checking and savings accounts that target businesses and freelancers

Amazon

Superscript will offer insurance policies to Amazon Business Prime customers. Available products part of the partnership include public liability, employers’ liability, professional indemnity, cyber, directors and officers, and office contents and equipment insurance.

Startups that offer insurance covering financial losses from claims of injury or damage caused by the business’s actions or products, including general, product, and professional liability.

<div>
 
 London-based Superscript offers a digital insurance platform tailored for SMEs, landlords, digital asset businesses, and high-growth tech startups in the UK. The company claims to use proprietary machine-learning technology to underwrite its policies. The company's product lineup includes professional indemnity, cyber insurance, and product liability insurance. The company also offers an advised broking service called &ldquo;SuperscriptQ&rdquo; in the UK and across the European Economic Area, primarily targeted at tech businesses that face risks that the company defines as &ldquo;more complex in nature,&rdquo; such as medical malpractice or professional indemnity.&nbsp;
 
 
 In the digital asset space, Superscript launched Daylight in May 2022, a dedicated product suite combining cutting-edge machine learning and expertise from a team of digital asset insurance brokers. Daylight offers technology liability and cyber insurance and plans to expand into directors and officers (D&amp;O), custodianship, and mining covers.&nbsp;
 
 
 
 
 Key customers and partnerships&nbsp;
 
 
 As of January 2023, Superscript reported a 5x increase in its customer base since its Series A funding round. This customer base spans a range of industries and includes healthcare professionals, crafters, and IT contractors, among others. Its partnerships are as follows:&nbsp;
 
 
 In September 2021, Superscript partnered with Amazon to provide insurance to UK SMEs through Amazon&rsquo;s Business Prime program, offering coverages like contents insurance, cyber insurance, and professional indemnity insurance​.&nbsp;
 
 
 The company partnered with Virgin Money in July 2022 and Cashplus Bank in January 2022 to cater to their business banking segments.&nbsp;
 
 
 In October 2023, the company partnered with TSB, a UK-based high-street bank. Through this partnership, Superscript will provide access to insurance policies to TSB&rsquo;s small business banking customers.
 
 
 The company announced a partnership with Checkatrade in January 2024 to provide custom-built insurance for its members. 
 
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Next Insurance provides digital insurance solutions tailored specifically for small businesses. The company’s product offering includes a range of insurance policies, including general liability, professional liability, commercial auto, and workers’ compensation. The company leverages AI and machine learning to streamline the insurance process, claiming to process policy requests within 10 seconds. It incorporates factors such as risk level, location, and other business-specific factors to provide policy proposals.&nbsp;In March 2021, Next Insurance acquired AP Intego, a digital agency specializing in small business commercial insurance. The acquisition was intended to expand Next Insurance’s reach to more customers in new business classes. In December 2020, the company acquired Juniper Labs, a startup that automates underwriting for sellers insurance to small businesses, to expand its product offering.&nbsp;In October 2024, the company launched standalone&nbsp;<a href="https://sp-edge.com/updates/34864">professional liability coverage</a> for consultants, offering protection against risks such as errors and omissions, personal injury, and property damage. The coverage can be customized with options for extended reporting periods and prior acts coverage.Key customers and partnershipsAs of November 2023, Next Insurance reported around 500,000 active policyholders, spanning a diverse base of small businesses across various industries, from construction and retail to professional services and fitness.In March 2021, Next Insurance partnered with Amazon to offer insurance solutions to Amazon Prime Business members, providing tailored insurance coverage through the platform​​.&nbsp;In September 2023, Next Insurance partnered with Bold Penguin, an integrated digital solution platform that offers commercial insurance. Through this collaboration, independent insurance agents can access Next Insurance's tailored policies for small businesses, expanding the company's distribution channels.In November 2023, Next Insurance partnered with Allstate and Allianz X. The partnership with Allstate provided Next Insurance’s products to Allstate’s customers and collaborated on developing a new product for commercial auto insurance. The collaboration with Allianz X aimed to strengthen Next Insurance’s reinsurance relationship with Allianz X.In March 2024, it partnered with Tensorflight, a property intelligence platform, to leverage Tensorflight’s property data and risk models to enhance Next Insurance’s underwriting process.&nbsp;

Next Insurance

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 Pie Insurance primarily provides workers' compensation to small businesses via an online platform. Pie Insurance uses data and analytics to offer tailored and cost-effective coverage. In addition, Pie Insurance offers commercial auto insurance and a range of supplementary services and products. These include a solution that combines workers' compensation with payroll processing, risk reduction programs, and employer-extended coverages. The company also provides access to an online library of safety training modules and a return-to-work program to facilitate the recovery and reintegration of injured employees.&nbsp;
 
 
 By May 2022, the company had increased its annualized run-rate premium to nearly USD 300 million.
 
 
 In 2023, Pie Insurance transitioned from a managing general agent to a full-stack insurance carrier after it acquired American Insurance Company.&nbsp;
 
 
 Key customers and partnerships&nbsp;
 
 
 Pie Insurance primarily serves small businesses across various sectors, including construction, healthcare, and retail. The company provides its insurance products directly and through partnerships with local, regional, and national insurance agencies. In 
 <a href="https://sp-edge.com/updates/31431">
 July 2024
 </a>
 , the company partnered with Ford to launch a usage-based offering as part of the &quot;Ford Pro Insure&quot; program, a commercial auto insurance solution designed for Ford Pro vehicle fleets.
 
 
 
 As of September 2022, the company had partnered with over 2,800 agencies nationwide. As of May 2024, Pie Insurance has expanded its coverage to 38 states and the District of Columbia.
 
</div>

Pie Insurance

<div>
 
 Embroker offers a range of insurance products, including directors and officers insurance, employment practices liability, cyber, professional liability, and more. Its digital platform allows businesses to obtain quotes, manage policies, and handle claims online. The company uses predictive, data-driven underwriting models to automate underwriting and improve the accuracy of risk assessment. It claims that its algorithmic-based risk management reduces premiums for businesses by up to 20%.&nbsp;
 
 
 
 
 
 Key customers and partnerships&nbsp;
 
 
 Embroker specifically catered to funded startups, tech companies, law firms, and consultants and served over 40,000 customers as of May 2024.&nbsp;
 
 
 In July 2023, the company announced strategic partnerships with Dashlane, a security-first password management provider, and Cowbell, a cyber insurance provider for SMEs. Embroker aimed to enhance customer security using Dashlane&rsquo;s cyber protection services and expand its cyber liability offering by providing Cowbell Cyber Insurance to existing and prospective customers.&nbsp;
 
 
 In November 2023, the company entered into a strategic partnership with Ascend, a provider of financial operations automation software for insurers. Through this partnership, Embroker aimed to leverage Ascend&rsquo;s technological capabilities to improve operational efficiency and optimize its risk management process.
 
 
 
</div>

Embroker

<div>
 
 Foresight Commercial Insurance (Foresight) focuses on providing workers' compensation insurance specifically designed for safety-critical industries, such as construction, manufacturing, agriculture, and landscaping. The company&rsquo;s approach leverages data-informed underwriting and safety engagement tools to offer tailored insurance solutions​. Foresight claims to differentiate itself through its proprietary safety technology platform, Safesite, which aims to reduce workplace incidents by promoting a culture of safety and proactive risk management. Through this, the company claims to have reduced claims frequency by 17% on average as of August 2023.&nbsp;
 
 
 Key customers and partnerships&nbsp;
 
 
 Foresight serves a range of mid-sized businesses, particularly those in high-risk industries.&nbsp;
 
 
 In July 2023, Foresight partnered with CLARA Analytics, a leading AI platform for claims optimization, to implement CLARA's Triage module. This integration allowed Foresight to proactively manage claims, accelerate claim cycles, and collaborate effectively with third-party administrators (TPAs) in the event of workplace injuries.
 
 
 In November 2023, the company entered into a strategic partnership with QBE North America, allowing Foresight to write policies on QBE's paper, thus extending its reach and capacity and allowing the company to expand into new product lines. 
 
</div>

Foresight Commercial Insurance

<div>
 
 INSHUR is a digital insurance provider offering vehicle insurance coverage for on-demand drivers such as Uber and delivery drivers across the US, UK, and the Netherlands. It also provides insurance for TLC (Taxi &amp; Limousine Commission) in the US and private-hire drivers. The company's platform allows drivers to quote, purchase, and renew their policies entirely online through INSHUR's website or mobile app, eliminating the need for paperwork or lengthy phone calls. The company's proprietary data modeling technology enables dynamic real-time pricing and personalized insurance solutions for on-demand drivers. INSHUR's insurance offerings are tailored specifically for the on-demand economy, providing flexible coverage options that adapt to drivers' lifestyles and driving habits.&nbsp;
 
 
 In April 2023, INSHUR acquired American Business Insurance Services (ABI) for an undisclosed amount as part of its growth strategy to expand and scale its operations in the US. The acquisition resulted in INSHUR gaining immediate access to over 50,000 commercial vehicles across all 50 states.&nbsp;
 
 
 
 
 Key customers and partnerships&nbsp;
 
 
 In 2017, INSHUR entered a capacity agreement with Munich Re and introduced INSHUR 2.0, which is a completely digital insurance product for mobile devices, enabling users to obtain quotes and purchase insurance seamlessly.
 
 
 INSHUR established strategic partnerships with industry leaders such as Uber, expanding its on-demand insurance offerings to support livery drivers in key markets like Arizona, following successful deployments in New York City.
 
</div>

INSHUR

Startups offering auto insurance and usage-based insurance products specifically tailored for businesses, including fleet operators.

Startups that provide coverage to protect physical property, including business buildings, inventory, and contents.

Startups that provide coverage for medical expenses and lost wages incurred by employees injured or falling ill while on the job.

Startups offering insurance covering lost income and additional expenses incurred when a business is unable to operate due to covered perils such as fire, natural disasters, or other disruptions.

Companies in the turnkey and value chain infrastructure segments operate under a B2B SaaS

Infrastructure segments provide AI/ML-based products for carriers to use

Superscript

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