Navigate Ventures offers a unique, differentiated investment thesis and strategy by offering ''A Extension Rounds'' for B2B Enterprise SaaS companies outside Silicon Valley during their early growth stages, and help them get to growth rounds. We look for companies that use the latest technologies and AI to solve big problems in traditional industries. The partners bring decades of investing, advising, and operating experience in enterprise SaaS and are focused on helping our portfolio companies prepare for rapid growth, scaling, and raising a growth round.

Navigate Ventures, LLC

Markd is a venture capital company focused on funding and partnering with transformative Insurtechs.

Markd

It all began in 2003, with a conversation outlining the inefficiencies in Angel investing in addition to the difficulties entrepreneurs face while raising start-up capital. Few investment groups specialize in investing $50k to $2 million in early-stage companies and even fewer bring a broad value-add network to support entrepreneurs. The Seraph Investor Network was founded with the vision of providing capital and support  in an expedient and efficient manner without geographic prejudice. Our Investor Network reaches 91+ cities and spans three continents. The reach provides valuable expertise to entrepreneurs and investors.  Seraph Group is comprised of a diverse group of business leaders, entrepreneurs, and technology leaders across wide array of different industries. By leveraging this expertise, Seraph Group is able to evaluate and invest in venture scalable opportunities across most industries. Investments range from $50K to $1.5 million and can participate along any financing stage of the company. While Seraph Group is comprised solely of angel investors, the investment process mimics a traditional venture capital firm where there is a fund managed by a small investment team. This pool of smart capital brings singular access to a prestigious group of individuals that are all invested in an entrepreneur's business and its success.  In today' market, companies have proven that only a relatively small amount of capital infusion, under $1 million, is enough to build a venture scalable business. However, most entrepreneurs will attest, that raising $500K to $1.5 million, is the hardest amount of capital to raise because it is too small for traditional venture firms. Seraph Group's focus is to fill this unmet need in the market for professional, smart capital.  The primary investment criteria for companies raising money is for it to be a venture-scalable business and not a life-style business. Seraph Group will consider investing in any round of financing and has often invested alongside later-stage venture firms.

Seraph Group

Guidewire Software, Inc. provides technology solutions to the property, casualty, and workers compensation insurance industry. It offers ClaimCenter, a Web-based claims system that supports various lines of personal, commercial, and workers' compensation insurance; BillingCenter, a Web-based enterprise application for coordinating, executing, and recording receivables transactions; and PolicyCenter, a Web-based underwriting and policy administration system for personal and commercial line carriers. The company also offers implementation services; and assessment services for property and casualty companies in North America. Its solutions are used to perform various insurance operations, including billing, underwriting, policy, and claim management. Guidewire Software, Inc. was founded in 2001 and is based in San Mateo, California with additional offices in London, Munich, Paris, Sydney, Tokyo, Hong Kong, and Toronto.

Guidewire Software

JAZZ Venture Partners is the leading venture capital firm focused on technologies that extend the boundaries of human performance. They invest in companies at the intersection of digital technology and neuroscience. They are interested in companies that leverage cutting-edge brain science to inform powerful technology platforms that are impacting the human experience, such as virtual and augmented reality, immersive video gaming, artificial intelligence, and closed-loop human-computer systems. Their portfolio companies are unlocking human potential in important markets: health, mind-body wellness, peak mental and physical performance, accelerated learning and training, sports, and entertainment.  The partners are proven investors, entrepreneurs, neuroscientists, and technologists. They have deep domain experience and unparalleled access to innovative companies, talent, and strategic resources. Their multidisciplinary backgrounds allow us to meaningfully support exceptional entrepreneurs and executives in building category-defining companies.

Jazz Venture Partners

Verstra Ventures is a partner to help founders build enduring software companies. They specialize in working with early-stage companies targeted at a specific industry. Through their capital and extensive knowledge of best practices, they help our portfolio companies scale in a fast, yet sustainable way. If you’re a post-revenue, start-up software company with a narrow, targeted market and looking to grow, we’d love to meet with you and see if Verstra might be the right partner for your business.

Verstra Ventures

Pinpoint Predictive

Pinpoint Predictive offers property and casualty insurers loss predictions and risk scores with only a name and address. Their platform allows insurers to leverage unmatched risk selection at the beginning of the customer journey.

Pinpoint Predictive is a company that provides risk assessment and predictive analytics services for property and casualty (P&amp;C) insurers. Founded in 2015 and based in San Mateo, California, the company offers a platform that uses machine learning and behavioral insights to help insurers improve their underwriting and actuarial decisions. Its primary service is a risk selection platform that aims to quantify profitability and improve loss ratios for P&amp;C insurers.

Meet the insurtech: Pinpoint Predictive

Pinpoint Predictive Launches the First Deep-Learning Powered Prediction of Individual Customer Profitability Available at Top-of-Funnel

Pinpoint Predictive Joins Guidewire Insurtech Vanguards Program

Pinpoint Predictive Announces Partnership with Glacier Auto Insurance

Pinpoint Predictive Commits to Protect P&C Insurers from Adverse Selection - Insurance-Canada.ca

InsurTech: Infrastructure

Pinpoint Predictive Raises Series A Funding Round, Bringing Total Raised To Over $23 Million

Pinpoint Predictive is a company that provides risk assessment and predictive analytics services for property and casualty (P&amp;C) insurers. Founded in 2015 and based in San Mateo, California, the company offers a platform that uses machine learning and behavioral insights to help insurers improve their underwriting and actuarial decisions. Its primary service is a risk selection platform that aims to quantify profitability and improve loss ratios for P&amp;C insurers.Its platform uses deep learning algorithms and behavioral predictors to assess individual-level risk for homeowners and personal auto insurance. It predicts claims frequency, claims severity, loss cost, the likelihood of litigation, SIU referral, cancellation, and premium leakage. The system analyzes trillions of individual behavioral predictors on over 250 million US adults to generate these predictions. Pinpoint's service is typically used at two key points: Before a customer signs up and before policy renewal.&nbsp;Key customers and partnershipsIn January 2023, the company announced a partnership with Glacier Insurance Company, enabling Glacier to leverage Pinpoint's top-of-funnel predictions to streamline customer experiences and improve risk selection.In November 2022, Pinpoint joined Guidewire's Insurtech Vanguards program, an initiative the P&amp;C cloud platform provider led to connect insurers with innovative InsurTech solutions. This collaboration allowed Pinpoint to work with Guidewire's P&amp;C customers and receive strategic guidance from industry experts.

<div>
 
 AgentSync powers growth for insurance carriers, agencies, MGAs, and producers by offering modern tools for producer and compliance management. With a customer-centric design, seamless APIs, and automation, AgentSync's products reduce friction, increase efficiency, and maintain compliance, ultimately helping to improve the broker onboarding, contracting, licensing, appointing, and compliance processes.
 
</div>

AgentSync

Artificial is an insurance software business offering an algorithmic underwriting, data extraction and machine learning platform to commercial insurers, empowering them to write better risks, faster. We provide solutions to partners across the London and global markets, including Convex, Chaucer and more. Our platform specialises in instantly and accurately capturing data at the point of entry for use in downstream applications. We enable clients to augment this data through effortless integrations and use it to write risks algorithmically, build contracts and plug into other systems. Behind the platform is decades' worth of experience in engineering, insurance and analysis. We do more than just provide software; we work with you every step of the journey to make sure our technology drives growth, improves efficiency and reduces costs across your business.

Artificial Labs

Bambi Dynamic, based in Israel, is a SaaS insurance platform that provides vehicle insurance solutions for car OEMs, mobility providers, insurers, and the mobility ecosystem. As a white-label, cloud-based integrated platform, Bambi Dynamic provides an end-to-end solution that includes onboarding, underwriting, user identification, pricing, policy operations, and loss notice. The platform creates insurance products by measuring usage, events, and behavior, using data collected from various sources including smartphones, connected cars, and smart sensors. Bambi Dynamic’s products include personal auto, personal connected auto, fleet insurance, shared and micro-mobility, MaaS for mobility app providers, and autonomous vehicle insurance.

Bambi Dynamic

CLARA Analytics offers an AI-powered insurance claims platform, aimed at improving claims outcomes. Its core claims platform is called CLARAty.ai, which includes generative and predictive AI models developed specifically for casualty claims. Its platform includes several products: 1) Claims Document Intelligent Pro, 2) Triage, 3) Treatment, 4) Litigation, 5) Clara Fraud, and 6) Clara MSP Compliance.&nbsp;&nbsp;<a href="https://sp-edge.com/updates/32243">Claims Document Intelligent Pro</a> is an AI-powered tool that automates the review of claims documents, including legal demands and medical records. It can analyze thousands of pages in seconds, identify key information, and detect treatment patterns to assess risks, improving efficiency and reducing costs.CLARA Triage is an AI tool for claims professionals that predicts claim severity, identifies high-risk claims, and issues real-time alerts to help adjusters act proactively. It improves productivity, reduces costs, and enables faster resolution of simple claims.CLARA Treatment is an AI tool that scores healthcare providers to identify the best options for resolving workers' compensation cases quickly and effectively. It improves claim resolution times, enhances patient outcomes, and reduces costs by matching injured workers with the right providers.CLARA Litigation is an AI tool that analyzes attorney performance and provides insights to reduce the cost and impact of litigated claims. It offers strategic recommendations for case management and helps optimize attorney selection to support decision-making.<a href="https://sp-edge.com/updates/30120">CLARA Fraud</a> is an AI tool that analyzes large workers' compensation datasets to detect suspicious patterns and clusters of potentially fraudulent activity. It increases visibility into suspicious claims, supports SIU referrals, and reduces losses from undetected fraud.CLARA MSP Compliance is an AI tool that automates Medicare Secondary Payer (MSP) compliance by identifying Medicare beneficiaries, determining the need for Medicare Set-Asides, and assisting with mandatory reporting. It reduces compliance risks, improves accuracy, and saves costs in handling Medicare-related claims.In 2023, the company launched CLARAty.ai, a casualty claims intelligence platform using predictive and generative AI to support claims professionals. It provides insights, recommended actions, and advanced claim summaries to guide next steps, enhancing traditional systems and workflows.Key customers and partnershipsIts notable customers include Berkshire Hathaway Homestate Companies, AmTrust, Amerisure, and QBE.&nbsp;Moreover, the company was selected by Amazon in August 2024, as its technology partner to improve health and claim outcomes for its corporate workers' compensation claims.

CLARA Analytics

Coterie Insurance is an InsuranceTech company that applies an API-based approach and modern technology to commercial insurance. It looks to integrate insurance with platforms and processes that businesses, contractors, and gig workers use every day. The company also streamlines the insurance process for its clients. Its core focus remains on small business insurance. Products that it offers include business owners policy, general liability insurance, and professional liability insurance. Coterie Insurance is privately held and a licensed insurance producer in all 50 US states.

Coterie Insurance

Providers of general, yet comprehensive, end-to-end solutions for insurance companies, covering various aspects of their operations. This includes core systems for policy administration, underwriting, claims processing, billing, and customer relationship management

Specialized platforms that offer lead generation and management services and tools for insurance providers. Tools can include telemarketing, internet, and social media lead generation, referrals, and lead analytics

Underwriting platforms that evaluate risks related to life insurance, health insurance, and related products such as disability and critical illness coverage. They may utilize medical underwriting criteria, genetic information, lifestyle factors, and demographic data to assess applicants' insurability

Platforms that specialize in assessing risks associated with property and casualty insurance, including home, auto, commercial property, and liability coverage. They may incorporate data sources such as property valuations, historical claims data, telematics, and weather patterns to evaluate risk factors accurately

Specialized platforms that streamline and automate claims processing workflows, from initial claim submission to settlement. They may offer software for claims intake, adjudication, fraud detection, and communication with policyholders and third-party service providers

Policy administration systems that focus on managing policy lifecycle activities, including policy issuance, endorsements, renewals, and cancellations. They provide insurers with tools to configure and manage policy rules, coverage options, and premium calculations. Platforms can also have additional functions for commission and performance tracking

Reinsurance technology providers offer a range of innovative tools and services to support reinsurers in managing their operations, assessing risks, and optimizing their reinsurance strategies. These solutions may include advanced analytics, catastrophe modeling, risk assessment tools, portfolio management systems, and underwriting platforms specifically designed for the reinsurance industry

<div>
 Pinpoint Predictive, an AI risk assessment platform provider primarily for property and casualty (P&amp;C) insurance firms, has successfully raised over 23 million dollars in a Series A funding round. Leading the investment round was Insurtech VC Markd, while notable participants included Jazz Venture Partners, Guidewire Ventures, Verstra Ventures, Navigate Ventures, and Seraph Group.
 Pinpoint intends to use the newly acquired funds to accelerate the expansion of its AI-powered platform, attract more customers, and enhance the company's footprint in home, auto, and commercial insurance sectors.
 Established in 2015, Pinpoint provides a unique risk assessment solution that utilizes machine-learning algorithms and behavioral insights to increase the accuracy of underwriting and actuarial decision-making process for P&amp;C insurers. The firm purports that its platform can assist insurance companies in lowering their loss ratios by 3 to 10 percentage points.
 
</div>

Pinpoint Predictive

About EDGE

Contact Us

Resources

Area of Focus

Technology Research Made Effortless