Sift Wallet

Sift is a mobile app that helps users manage and take advantage of the various benefits offered by their credit cards. It analyzes the policies of credit card issuers to identify perks such as price protection, extended warranties, purchase protection, and extended return periods. When users make purchases with their registered credit cards, Sift informs them of the applicable benefits. If Sift detects an opportunity for a refund, such as a price drop after purchase, it automatically files a claim with the credit card company or retailer on the user's behalf to retrieve the money. Additionally, Sift helps users track their subscriptions, monitor monthly bills, and categorize their spending. As of March 2022, Sift supported over 90% of major credit cards, including those from Chase, Bank of America, Wells Fargo, American Express, Capital One, Barclays, and CIT Bank.