Up n Go

Up n' go is a contactless payment solution designed for restaurants. It enables diners to scan a QR code on their check, split the bill among their group, and swiftly pay using Apple Pay, Google Pay, Venmo, or any major credit card without downloading an app or creating an account. Upngo's technology facilitates seamless and secure payments, eliminating the need for servers to process transactions manually. The company introduced Text-the-check, allowing servers to text checks directly to diners for takeout orders, drive-thru, and dine-in scenarios. Over 80% of guests who receive a texted payment link proceed to pay through Upngo's platform.

The company differentiated itself by simplifying the payment process, enabling customers to settle their bills within 15 seconds. Its split-the-check functionality addresses the longstanding pain point of dividing bills, allowing guests to conveniently allocate their portions without awkwardness or delays. Upngo's contactless payments cater to the growing demand for touchless transactions amidst the pandemic, enabling restaurants to turn tables faster—up to 20 minutes sooner on average—and generate incremental revenue.

As of October 2020, Upngo surpassed 1,000,000 payments processed in restaurants nationwide. The company processes payments through two methods: Traditional Payments, where customers provide credit card details directly to the restaurant's processor, and Advanced Payments, where tokenized services like Apple Pay facilitate transactions without exposing customer data to restaurants. Upngo does not retain customer payment information for Traditional Payments. For Advanced Payments, proprietary channels transfer funds directly to restaurants without sharing customer details.