Global Finance is an independent investment firm investing in private equity and venture capital. The firm's operation consists of private equity fund management, real estate development, and advisory services. It manages a number of funds, each with a distinctive, clearly defined geographic and investment focus. It was headquartered in Athens, Attiki in 1991 and has offices in Sofia, Bucharest, and Belgrade.

Global Finance

Temenos

Democratizing financial technology with a suite of API-based solutions

FinTech Infrastructure

Mbanq offers a Banking-as-a-Service (BaaS) and Credit Union-as-a-Service (CUaaS) platform for financial and non-financial institutions to embed banking services. Banking services covered by the platform include deposit programs, payments, lending, card services, and buy-now-pay-later.The company offers three broad solutions: 1) Mbanq Cloud - cloud-hosted digital infrastructure, 2) Mbanq Sky - digital banking solution on a unified database, and 3) Mbanq Pay - connectivity tool to link payment rails including SWIFT and SEPA payments.Mbanq also offers regulatory, compliance, and dispute resolution solutions and provides its services on a pay-per-use model.Key customers and partnershipsIn August 2024, MBanq&nbsp;<a href="https://sp-edge.com/updates/32620">partnered with SMEApprove</a>, a credit decisioning service provider, to enhance Mbanq's credit decisioning capabilities when lending to SMEs.Mbanq entered two key partnerships in late-2021, with Galileo and Temenos, to boost its product offering. It partnered with Swiss banking software provider Temenos in October to launch CUaaS solutions and to accelerate BaaS adoption across the US. The CUaaS offers a credit union ecosystem by combining “Temenos Banking Cloud” with operations, legal compliance, and financial solutions. Mbanq partnered with card issuing infrastructure provider Galileo in September to enable Mbanq customers to issue and manage cards.

Mbanq provides a digital software banking platform. They offer services that include digital banking, bitcoin, Ethereum, microfinance, universal banking, and white-label banking. Mbanq's proprietary technology provides an advanced, modular, end-to-end banking platform that includes everything needed to launch financial services for any use case in real-time. Mbanq pioneers a paradigm shift in digital banking solutions by utilizing big data analytics.

NuoDB’s distributed SQL database for cloud applications helps customers get applications to market faster and reduce their total cost of ownership. Software vendors and e-commerce companies rely on NuoDB to obtain the combination of scale-out simplicity, elasticity, and continuous availability that cloud applications require, with the transactional consistency and durability that databases of record demand. As a result, customers can capitalize on modern technologies such as cloud computing and containerization to ensure their applications are ready for today’s evolving expectations, as well as any future requirements. NuoDB is headquartered in Cambridge, Massachusetts, USA, with offices in Dublin, London, and Sofia.

Temenos Group AG is the market leading provider of banking software systems to retail, corporate, universal, private, Islamic and microfinance & community banks. Headquartered in Geneva with 68 offices worldwide, Temenos serves over 1,000 financial institutions in more than 125 countries across the world.   Temenos was founded in 1993 in Geneva, Switzerland.  From the outset it had a simple mission: to rid the banking industry of its legacy software.   Ever since that time, Temenos has worked to make this mission a reality. It has invested more than USD1bn in developing great banking solutions. It has grown its product set from core banking to payments, wealth management, business analytics and channels, offering a comprehensive solution set to meet the industry’s needs.   It has developed the largest network of partners in the industry to enable it to scale delivery, and Temenos has more than 1,600 installations in over 150 countries.

<div> Temenos AG (SIX: TEMN) is a market-leading provider of banking software systems headquartered in Geneva, Switzerland since 1993. The company offers a cloud-native, cloud-agnostic platform leveraging AI, APIs, and DevOps technologies to serve the banking needs of over 3,000 financial institutions in more than 150 countries. Temenos provides software solutions for: <ul> <li> Retail banking </li> <li> Corporate banking </li> <li> Wealth management </li> <li> Fund administration </li> <li> Payments </li> <li> Financial crime mitigation </li> </ul> The company's flagship products include Temenos Transact (core banking), Temenos Infinity (digital banking), Temenos Payments, and Temenos Multifonds (fund administration). Temenos offers these solutions through software-as-a-service (SaaS), private or public cloud deployment. Temenos reported preliminary 2023 revenue of USD 1 billion, with annual recurring revenue of USD 730 million, up 16% year-over-year. The company has been transitioning to a recurring revenue business model, with 391 go-lives on its software in 2023. Temenos has a strong focus on the US market, aiming for it to account for 45-50% of software licensing revenue in the near future. </div>

Temenos powers on-premises generative AI for real-time banking with NVIDIA accelerated computing

Digital Wallets

These enable users to utilize their wallets for various transactions at virtually any merchant that accepts digital wallet payments without any restrictions on usage.

These enable users to carry out transactions at a selected list of merchants and locations. Merchants may need to set up predefined agreements with digital wallet issuers to accept payments from the wallet.

These are typically developed by merchants themselves and allow customers to use their wallets to make payments at the merchants’ own stores. Users are unable to use these wallets for transactions outside the issuing merchant.

Companies that offer white-label solutions for businesses and fintechs to set up their own digital wallet offering.

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