Wallet Factory

Wallet Factory is a FinTech company that provides digital wallet solutions, personalized loyalty rewards platforms, financial marketplaces, and other embedded finance products. Their core offerings include white-label mobile wallets, electronic money systems, mobile QR POS terminals, customer loyalty management, and mobile gifts. Wallet Factory's technology enables banks, mobile operators, retailers, postal operators, and payment service providers to offer digital financial services to underbanked consumers.

The company's digital wallet platform serves as a gateway for banks and non-bank financial institutions (NBFIs) to tap into the unbanked and underserved markets. It facilitates financial inclusion by providing access to digital financial services like money transfers, payments, and savings. The platform integrates seamlessly with existing core banking systems and supports various payment methods, including major card networks, mobile money, loyalty points, and QR codes.

Wallet Factory's loyalty rewards platform helps businesses engage and incentivize customers and merchants through personalized rewards, bonuses, cashback, and loyalty programs. The company's financial marketplace solution allows customers to access various products and services, such as loans, international remittances, vouchers, and gift cards, diversifying revenue streams for businesses.

As of January 2024, Wallet Factory's products served over 5 million end-users worldwide, driving customer engagement, transaction volumes, and non-interest revenue for its B2B clients. The company's solutions have been successfully implemented in various markets, including the MENA region, Latin America, Central and Eastern Europe, Central Asia, Southeast Asia, and South Africa.

In January 2024, Wallet Factory was recognized as the runner-up for HackerNoon's startup of the Year 2023 in Poland, acknowledging its innovative work in driving financial inclusion through embedded finance products.