Steward

Steward is a private lender dedicated to providing capital to regenerative farmers, ranchers, fishermen, and producers. The company offers flexible financing solutions tailored to the unique needs of these agricultural businesses, enabling them to expand operations, improve land health, and bolster local food systems. Steward's innovative online platform connects qualified lenders with regenerative agricultural projects, allowing them to participate in loan funding and earn interest on their investments.

Steward's lending model supports a diverse range of regenerative agricultural practices, including niche growers, heirloom varietals, heritage livestock breeds, and other natural products. The company's loans are secured and interest-bearing, with typical interest rates ranging from 5% to 10%. Borrowers can utilize the funds for various purposes, such as acquiring land, upgrading infrastructure, purchasing equipment, or implementing operational improvements.

In 2022, Steward facilitated USD 10 million in lending across 19 agricultural projects, and the company is on track for 70% growth in 2023. Steward has successfully secured investments from purpose-driven investors, including Neglected Climate Opportunities LLC, The Grantham Environmental Trust's venture capital vehicle, and Tripple, an Australian private investment firm.

Steward's mission extends beyond funding; the company also provides advisory services and sector expertise to its borrowers. Each loan application is vetted by experienced farmers, ensuring a comprehensive understanding of the business and its growth opportunities. Additionally, Steward offers value-added services such as bookkeeping, grant writing, marketing, and ecommerce support to its borrowers.