AXA is an insurance company that provides a variety of financial services. Through initiatives such as AXA Hearts In Action, which focuses on solidarity-based efforts, and the AXA Research Fund, which addresses prevention issues, AXA demonstrates a commitment to its social responsibilities and engages in the fight against climate change. The firm offers a range of products, including property-casualty insurance, life insurance that includes savings and retirement options, health and personal protection solutions, as well as asset management services.

AXA Group

Andbank are private bankers with more than 80 years' experience. Andbank is the product of the 2001 merger between Banc Agrícol (owned by the Cerqueda family) and Banca Reig (owned by the Reig family) , making us a global family bank.   With a presence on two continents and one of the highest solvency ratios in the industry, they are one of the most solid private banks in the international financial sector.   The creation of value for their clients, in addition to the protection of their assets, is the cornerstone of their management which is defined by the criteria of profitability and excellence.

Andbank

El Corte Inglés Seguros offers a wide range of personal, professional, and business insurance. As insurance brokers, the company advises personally on the main basic family insurances such as home, cars, motorcycles and mopeds, health, life, and accidents; pension plans, or any other insurance.

El Corte Inglés Seguros

Andbank España is a Spanish private bank that offers private operations and private banking services. It is an entity specialized in private banking with more than 85 years of experience in the comprehensive management of large estates.

Andbank España

Casticapital SL , Aligrupo and other family offices

Family offices

Key Managers Andbank España / MyInvestor

Selfco

Daruan VC is a Madrid-based investment firm that finances seed stage companies in Spain.

Daruan VC

Reig Patrimonia is an Andorran family office structured into five business units, tobacco, real estate, finance, private equity and financial portfolio.

Reig Patrimonia

We created Actyus to invest in Fintech companies via value creation strategies and active management in Europe and Latin America. We count on significant know-how and privileged access to Fintech and private equity sectors, especially after distributing €1bn + in alternative products.

Actyus

Nortia Capital is a venture capital firm.

Nortia Capital

Arama Futuro family office is a family office.

Arama Futuro family office

Aligrupo is a holding company of the Alicante businessmen Alcaraz.

Aligrupo

Casticapital

MyInvestor

Bcas is a Madrid based fintech unlocking access to quality education through student finance for students from all backgrounds.

MyInvestor is a neobank for investment solutions powered by a neobanking license for additional mortgages, loans, and remunerated accounts. It offers exclusive investment products with no minimum entry fees and the market's most competitive commissions. The company's mission is to help clients manage their wealth, placing the best investment products within their reach, independently of their acquisition power.

Spain-based MyInvestor offers a platform that facilitates investing in index and actively managed funds. It offers pension planning, access to mortgages, and the ability to crowdfund real estate projects. As of March 2021, the platform had over 53,500 users and reported a revenue of EUR 1 billion.

Retail investors demanding sophisticated passive investment strategies are looking for an edge.

Retail Trading Infrastructure

MyInvestor comercializa Actyus Growth Finance, fondo de capital riesgo que financiará start ups

Bcas

Spain-based MyInvestor offers a platform that facilitates investing in index and actively managed funds. It offers pension planning, access to mortgages, and the ability to crowdfund real estate projects. As of March 2021, the platform had over 53,500 users and reported a revenue of EUR 1 billion.The platform features index funds from Vanguard, iShares, Fidelity, Amundi, and NN with no minimum account balance requirement for investors. It offers indexed portfolios constructed based on user preference and charges a 0.15% management fee and 0.15% custody fee.In January 2020, MyInvestor raised EUR 20 million in funding led by Andbank España. The company was to use part of the funding to support its business growth.

Ellevest is a hybrid investment management platform that specifically targets women, with an algorithm that takes into account gender-specific factors such as career breaks, longer life expectancy, and income differences.Ellevest currently offers services under three categories: Ellevest Essential (at a monthly fee of USD 1), Ellevest Plus (USD 5 per month), and Ellevest Executive (USD 9 per month). All three offerings include portfolio customization, banking services (spending and savings accounts), access to human advisors, and on-demand learning for subjects such as investing, career, and money. Ellevest Plus is more costly because it handles retirement accounts for clients. Meanwhile, Ellevest Executive handles both retirement accounts and investment management for multiple goals. The company also offers private wealth management services for clients who wish to invest USD 1 million or more through the platform. A dedicated advisor will work together with clients to create investment plans to meet their goals.Ellevest reported assets under management (AUM) of USD 1.4 billion as of December 2021, growing 44% during the year.In April 2022, Ellevest raised USD 53 million in Series B <a href="https://sp-edge.com/updates/9622?industryIds=28">funding </a>co-led by BMO and Contour Venture Partners. The company planned to use the funds to expand its product offering and provide personalized coaching.

Ellevest

ComposedPro is a digital investment advisor that handles clients’ investment accounts at their employers (such as employer-sponsored accounts) as well as private investment accounts, focusing on low cost Employer-Coordinated Portfolios. The company oversees USD 25 million in total assets over 181 customer accounts as of the company’s Q2 2020 filing. ComposedPro manages half of the company’s accounts on a discretionary basis, meaning an investment advisor has the discretion to make buy and sell decisions for a client’s account. ComposedPro also has 46 non-discretionary accounts totalling USD 7.9 million in assets. The average investment account size is USD 138,222 placed across exchangeable assets such as exchange-traded funds (ETFs), equities, bonds, and options.

ComposedPro

Guideline provides automated investment management services for employer-sponsored retirement accounts. The services also include plan set-up and administration, enrollment and education, recordkeeping, compliance with Retirement Income Security Act, and reporting.As of July 2023, Guideline had assets under management (AUM) of over USD 9 billion and over 350 employees. The company stated that it is the only provider that does not charge plan participants (i.e. employees) with any fees. Guideline charges the employers with a straightforward pricing of one flat fee per participant, in contrast to the asset-based fee model predominant in the industry (i.e. fee is charged on account balances). The standard service has a base fee of USD 49 per month and an additional USD 8 per participant. The standard service includes unlimited phone/email support to both plan participants and employers. For prime service, access to a dedicated account manager is available at a higher base fee of USD 129 and an additional fee of USD 8 per participant. In addition, the company stated that it has a low mutual fund expense ratio, at 0.08%. It purchases mutual funds from Vanguard and other fund providers.Funding and financialsIn June 2021, Guideline raised USD 200 million in funding led by General Atlantic. The company intends to utilize the funding to broaden its 401(k) offerings and introduce new retirement plan solutions.

Guideline

Based in Plano, Texas, AssetBuilder is a robo-advisory company that develops investment portfolios based on the Fama/French school of thought, using low-cost active index funds. It has Dimensional Fund Advisors (the eighth largest fund company in the world as of September 2019) as its funding partner. Human advisors are available to provide investing guidance. As of April 2019, the firm’s assets under management (AUM) amounted to USD 765.9 million. The firm’s business model relies on a fee-only structure, meaning a customer solely pays AssetBuilder to create and manage investments (the company does not receive product-specific commission). The minimum investment for AssetBuilder is USD 50,000 with an asset management fee ranging from 0.24% to 0.45%; the higher the investment, the lower the fee. Though the firm does not have a setup fee, it requires a custodial cost for setting up a portfolio of USD 11.95 per trade for each recommended mutual fund. Most of the platform’s portfolios require about 11 to 14 mutual funds, costing about USD 131.45 to USD 167.30 to open an account.

AssetBuilder

Based in Canada, Smart Money Invest provides portfolio management services to individual clients, advisors, and employers (such as group saving plans for retirement). Human advisors are available to serve individual investors.The company provides financial tools to develop a long-term financial strategy by calculating net worth, setting a budget, managing investment accounts, and planning for retirement.

Smart Money Invest

Robo advisory startups that offer automated investment services directly to individuals solely via digital platforms.

Robo advisory startups that offer automated investment services to individuals via both digital platforms and human financial advisors.

Provide solutions for financial advisors/asset managers to automate wealth management and administration functions.

Robo advisory startups that offer automated investment services to businesses via both digital platforms and human financial advisors.

Provides solutions for financial institutions to set up their own robo-advisory function and offer services to clients.

Startups that offer online platforms for investors to trade various securities such as stocks, ETFs, and options directly via the platform

Operates a B2B SaaS model to support financial institution in offering various investment related services

Leverages AI/ML to automate allocation and management of investment funds to cater to retail investors

MyInvestor

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