Periculum

Overview
News
Data Infrastructure & Analytics?
Product stageSegments
Go-to-Market
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Analytics and modeling tools, Visualization and insight tools
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Periculum is a credit and data analytics company offering solutions to help financial institutions assess creditworthiness and make informed lending decisions. The company's platform uses existing financial and non-financial datasets to provide credit scoring and data analytics services. Their product suite includes Insights, which provides predictive analytics for customer financial assessment; Prolific, an AI chatbot for customer service and employee onboarding; Fraud Detect for identifying suspicious transactions; and Periculum Connect, an AI platform connecting students to financial partners in Canada for various financial services. The company also offers Precision, a data enrichment product that helps financial institutions profile customers by extracting permission-based financial information from mobile devices. Their business model operates through API calls and subscription fees for their analytics services. Founded in 2019, Periculum utilizes data sources such as National Identity Numbers (NIN), Bank Verification Numbers (BVN), and mobile transaction data to assess creditworthiness.

Key customers and partnerships

Periculum has established partnerships with several financial institutions in Nigeria, including Lendaba, Sycamore, Golden Ox Partners, Vola Africa, Venero, and Fundii. The company also maintains a working arrangement with API fintech company Mono.


Sources

Disclaimer: This company profile has been generated using data obtained through automated web searches and advanced generative AI technology. While we strive to ensure the accuracy and reliability of our sources, auto-generated information could be outdated or inaccurate and should be verified independently.
HQ location:
295 Hagey Blvd Waterloo ON CAN
Founded year:
2019
Employees:
11-50
IPO status:
Private
Total funding:
USD 1.7 mn
Last Funding:
-
Last valuation:
USD 1.4 mn (Mar 2022)
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