Parade Ventures is a seed stage venture fund investing in enterprise-themed companies.

Parade Ventures

RRE Ventures is a venture capital firm that invests in early-stage technology companies across various sectors. RRE Ventures invests in early-stage companies, often participating in Seed and Series A funding rounds. They look for innovative technology solutions and scalable business models.

RRE Ventures

Ludlow operates differently because we’re a different kind of VC. We believe in VC without ego. We wear our hearts on our sleeves, avoiding the puffery and posturing that has given venture capital a bad name. We fund the dreams of entrepreneurs and startups, becoming close friends with all of the teams we invest in.  Truly great companies are built on trust and friendship (and rainbows and luck). VC is a customer service business. Whether it’s testing product, leveraging our network, or forcing people to download your app, we’re here to help. You make our dream jobs possible and we’re forever thankful for that. Check out some of our other projects - www.carpool.vc and www.computer.show

Ludlow Ventures

Designer Fund invests in tech startups that are design leaders including Stripe, Gusto, and Omada Health. Designer Fund specializes in helping design products and scales design teams through their professional development programs Bridge and Designer Founder Guild. Their community includes exceptional designer founders and design leaders from companies like Apple, Facebook, Google, Airbnb, Pinterest, and Dropbox.

Designer Fund

Combine

Weekend Fund is a venture capital and angel investing firm focused on making early-stage investments. The firm invests across geographies and industries with a particular interest in audio and voice products, tools for distributed teams and remote workers, and low-code/no-code projects. It was established in 2017 and is headquartered in San Francisco, California, United States.

Weekend Fund

Swell Partners their category agnostic investment strategy, invests in seed and series A stage companies.

Swell Partners

M13 provides strategic counsel and operational expertise to help founders grow their companies. Through Fund II, M13 will expand its focus to emerging technologies driving change in consumer behavior over the next decade.   Founded in 2016 with offices in Los Angeles, New York, and San Francisco.

Foundation Capital is a venture capital firm dedicated to the proposition that one entrepreneur's idea, with the right support, can become a business that changes the world. The company is made up of former entrepreneurs who set out to create the firm they wanted as founders. This forward-thinking team of VCs has helped companies like Lending Club change the way money is lent and borrowed, Sunrun reinvent the residential clean energy market, and Netflix revolutionizes media distribution and consumption, among many others. Foundation Capital is currently invested in more than 60 high-growth ventures in the areas of consumer, information technology, software, digital energy, financial technology, and marketing technology. These investments include AdRoll, Beepi, Bolt Threads, DogVacay, Kik, ForgeRock, Lending Home, Localytics, and Visier. The firm's twenty-six IPOs include Lending Club, OnDeck, Chegg, Sunrun, MobileIron, Control4, TubeMogul, Envestnet, Financial Engines, Netflix, NetZero, Responsys and Silver Spring Networks.

Foundation Capital

Workday Ventures is the strategic investment arm of Workday focused on identifying, investing, and partners with early to growth-stage companies. The company helps accelerate innovation and connects the next generation of enterprise technology companies with Workday’s customers, partners, and employees.

Workday Ventures

PeopleTech Partners is a network of business leaders investing time and money into people technology.

PeopleTech Partners

Burst Capital has a wide network of other execs, founders, and investors. The firm typically invests in the Seed or Series A rounds of software and service companies, primarily those with the marketplace and SaaS business models. Burst Capital was founded in 2017 and is based in Palo Alto, California, United States.

Burst Capital

Northstar

At Northstar, we believe financial wellness starts with a single paycheck. We work with leading companies to provide 1-on-1 financial advisors and personal finance tools as an employee benefit. Northstar’s financial wellness program helps employees make the most of their total compensation, and helps companies support their teams at scale. Our employer customers include Zoom, Snap, NerdWallet, Superhuman, Virgin Orbit, and more.

Northstar provides a financial wellness platform for employers which connects employees with certified financial advisors to obtain personalized financial coaching. The platform also offers a compensation management solution that allows to manage fringe benefits. Northstar’s mobile app for employees links with the user’s bank accounts and helps them to set and track financial goals such as retirement planning, building emergency funds, and managing debt. The platform provides recommendations and tools to automate savings, debt payoffs and investments to achieve these goals.&nbsp;

Helping employers provide personalized, high-touch, and holistic financial wellness tools to their entire workforce.

Financial Wellness Tools

Northstar Announces $10.7M in Funding to Support Employees' Financial Wellness Through Personalized Advice and Automation

Northstar provides a financial wellness platform for employers which connects employees with certified financial advisors to obtain personalized financial coaching. The platform also offers a compensation management solution that allows to manage fringe benefits. Northstar’s mobile app for employees links with the user’s bank accounts and helps them to set and track financial goals such as retirement planning, building emergency funds, and managing debt. The platform provides recommendations and tools to automate savings, debt payoffs and investments to achieve these goals.&nbsp;Northstar also provides financial coaching via a direct-to-consumer subscription model, and charges USD 25 in monthly subscription fee per user.Key customers and partnershipsNorthstar’s platform is in use by companies such as Snap, Zoom, 23andMe, Virgin Orbit, and NerdWallet. While Northstar’s platform is primarily offered as an employee benefit, the company also sells a direct-to-consumer personal membership at USD 25 per month.

Based in the UK, Salary Finance offers a comprehensive suite of financial well-being benefits for employees. The company partners with employers to offer a platform that provides employees with access to a range of financial well-being products, including salary-backed loans, earned wage advances, savings accounts, and customized educational resources to help them build and automate savings as well as improve their overall financial well-being.In April 2024, the US operations of Salary Finance merged with the financial wellness benefit platform <a href="https://sp-edge.com/companies/609722">Finfit</a>. The combined entity now operates under the FinFit brand in the US.Key customers and partnershipsAs of February 2024, the platform was used by 600 employers across the UK, available to more than 4.5 million employees. These include more than a fifth of the companies in the FTSE-100 index. Its notable customers include the NHS, Dunelm, Virgin Active, and Simply Health.Salary Finance partnered with the American financial technology company Chime in July 2021, to launch Save—a new product to incentivize US employees to set up a salary-linked savings account with Chime, and become entitled to a USD 50 bonus and a variable Annual Percentage Yield (APY) of 0.50%.

Salary Finance

Payactiv offers a financial wellness solution, centered around "Earned-Wage Access," allowing employees to access their wages before payday. Employees can instantly access funds for hours worked, with options to transfer to their bank, load onto a Payactiv card, or withdraw cash at Walmart. Its app works as a digital wallet and includes additional features such as AI and machine-learning-based tools for budgeting, tracking savings, managing spending and bills, and obtaining personalized one-on-one financial coaching from trained professionals.The Payactiv app also features a free communication tool—Payactiv Connect—that enables employers and employees to connect for HR communications, company news, alerts, and shift scheduling.Key customers and partnershipsAs of November 2023, PayActiv’s platform was used by employees at over 4,000 businesses from industries such as retail and food services across the US, with some customers in Canada, Australia, the Philippines, and Brazil. Its clients include Walmart, Wayfair, Ibex Global and several others. It also entered into a partnership with US Bank in February 2022, where users of prepaid US Bank Focus Cards for payroll will be able to access their wages early.The company also has working partnerships with payment processors such as <a href="https://sp-edge.com/companies/23004">Fiserv</a> and <a href="https://sp-edge.com/companies/13061">Visa</a> to enable real-time transfer of earned wages to bank accounts of employees.

PayActiv

Based In the UK, Wagestream provides a financial wellness platform, offering a range of services including earned wage access, financial education, tools for savings, and pay and spend tracking. Wagestream’s tools are offered to employees through a mobile app, with an analytics platform for employers to monitor participation and financial resilience of staff.Employees can access their earned wages using the app by paying a flat fee of GBP 1.95 (USD 2.50) per withdrawal. The company’s platform has integrations with several payroll and timekeeping systems, enabling organizations to deploy Wagestream into their payroll process.Wagestream acquired 1) Australian earned-wage access startup Earnd in March 2021 to enter into the Australian market. 2) a credit card startup Keebos, in October 2023, to integrate Keebos credit score building platform (that uses open banking data) with Wagestream’s core offerings.Key customers and partnershipsAs of February 2024, Wagestream had a global user base of more than 3 million, which included more than 1,000 corporate customers in industries such as the retail, hospitality, and healthcare sectors. The company has offices in the US, UK, Spain, and Australia and some notable employers include Burger King, Pizza Hut, Crate &amp; Barrel, Bupa, University of Chicago, Popeyes, and National Health Service UK.The company also partnered with French Insuretch provider Wakam in August 2023, to introduce income protection coverage to its users.

Wagestream

Cleo offers tools for budgeting, and provides personalized spending and savings advice by connecting to a user's bank account and applying machine learning algorithms to analyze spending habits and transaction history. The app also provides access to an interactive chatbot which users can query to obtain on-demand suggestions (which has been supported by an in-house large language model since 2023).&nbsp;The platform also offers additional features such as a secured card to build credit score, direct debits, and salary advances.Cleo operates a subscription-based pricing on its budgeting and savings tools, with fee-based pricing on its cash advance offerings targeted at gig workers and workers with poor credit. The platform charges monthly subscription fees in the range of USD 1.99 - 5.99 on Cleo Plus offering and charges USD 10.99-14.99 on Cleo build offering.Cleo’s target market is the Gen-Z segment of the population and as of October 2023, the company had 7 million users, (up from 4 million in December 2020) and had USD 72.3 million annual recurring revenue (which was up 2.4x YoY)

Cleo

FinFit offers a financial wellness benefit platform for employers that uses predictive AI, and includes tools for employees to budget, track spending, set savings goals and obtain personalized financial assessments. The platform also provides access to certified financial counselors to obtain one-on-one financial advice. In addition to financial coaching, the company also offers services such as tools to manage student loan debt, get early access to earned wages, and obtain low-cost short-term loans backed by the employee’s salary. In April 2023, Fitfit merged with the US operations of UK-based financial wellness platform <a href="https://sp-edge.com/companies/342361">Salary Finance</a>. The two companies aim to launch a combined platform in the US under the Finfit brand.FinFit operates a subscription-based pricing model, and charges employers in the range of USD 0.30–1.00 per employee per month based on the size of the organizations and number of employees. The platform also generates revenue through interest income by charging users interest in the range of 7.9%–24.9% APR on its loans. It charges fixed interest on its lines of credit.As of March 2024, FinFit was reported to be serving more than 500,000 employees (up from 150,000 in 2020).Key customers and partnershipsIn September 2024, FinFit <a href="https://sp-edge.com/updates/33696">partnered with</a> <a href="https://sp-edge.com/companies/945256">Sunny Day Fund</a>, a financial support platform, to offer emergency savings accounts for employees through its SafetyNet platform. In August 2024, FinFit <a href="https://sp-edge.com/updates/32581">partnered with</a> <a href="https://sp-edge.com/companies/493140">isolved</a>, a human capital management platform, to expand product reach.

FinFit

Offers interactive platforms or apps for employers to provide personalized financial advice to its employees. These also include tools for budgeting, tracking earnings, and managing expenses.

Provides a platform for employers to offer its employees an alternative to payday loans. Can either be early access to wages already earned or emergency access to interest-free funds which are settled through the paycheck.

Provides a platform for employers to provide resources such as tools and advice to manage employee debt (with an increased focus on student loan debt).

Consumers can use these applications to obtain personalized financial advice, automate savings, create budgets, and track and manage their spending.

Operates a B2B SaaS model to support employers with offering various fringe benefits to employees

Northstar

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