Qualtik

Qualtik is a technology company that provides software solutions aimed at streamlining the analysis, stress testing, reporting, and risk management processes for commercial real estate (CRE) loan portfolios. Their flagship product is a comprehensive platform that equips commercial lenders, particularly community banks, with intuitive and interactive dashboards, enabling real-time filtering, stress testing, and detailed portfolio analysis.

Qualtik's software empowers lenders to efficiently manage concentrations, monitor capital ratios, and stress test specific segments of their portfolios. By leveraging Qualtik's technology, lenders can visualize and analyze their loan portfolios with unprecedented granularity, speed, and flexibility. The software replaces the traditional spreadsheet-based approach, which can be time-consuming, error-prone, and challenging to scale across multiple stakeholders.

One of Qualtik's key features is its loan portfolio stress testing tool, introduced in January 2023. This add-on module allows users to apply stress scenarios to factors such as interest rates, capitalization rates, and net operating income (NOI), providing instant visibility into the impact on their loan portfolio. The results are displayed visually, enabling lenders to quickly identify segments at risk and devise mitigation strategies.

Qualtik's software also facilitates data and document management, valuation, and reporting capabilities for CRE lenders. By centralizing data and streamlining workflows, Qualtik enables banks to dedicate more time to analysis and decision-making, rather than data collection and preparation.