Alba, a Scottish neobank serving SMEs, has selected nCino's cloud banking platform to streamline its lending process, ensuring a smooth end-to-end experience from loan application to funding disbursement.

The nCino platform, integrated with Alba's core banking engine, facilitates loan application submission, progress monitoring, and digital sharing of decisions. This integration aims to reduce the time taken for application review by Alba's underwriting team and approval.

The bank recently partnered with Mambu for its cloud banking platform to manage its lending services, shortening its time-to-market.