<div>
  <ul>
    <li>
      <p>
        Thought Machine, a British API-based banking infrastructure platform, has partnered with Form3, a British cloud-based payment processing, clearing, and settlement infrastructure provider, to expand its end-to-end payment processing for banks and financial institutions in the US and Europe.
      </p>
    </li>
    <li>
      <p>
        Through this partnership, Thought Machine will leverage Form3&rsquo;s payment network and certifications including FedNow Service, The Clearing House&rsquo;s RTP, and SEPA Instant Credit Transfer integrated with its Vault payments platform to offer users direct payment connections to various networks with enhanced processing speeds.
      </p>
    </li>
    <li>
      <p>
        <b>Analyst QuickTake: </b>
        Today&rsquo;s partnership news comes nearly three months after Form3 completed testing and secured its 
        <a href="https://www.prnewswire.com/news-releases/form3-completes-certification-for-federal-reserves-new-instant-payment-service-301885154.html">
          FedNow SM Service certification
        </a>
        , which Thought Machine plans on leveraging to enhance its Vault payments platform offerings.
      </p>
    </li>
  </ul>
  <p>
  </p>
</div>


<div>
  <p>
    <a href="https://www.pymnts.com/real-time-payments/2023/thought-machine-and-form3-partner-on-real-time-payment-processing/">
      PYMNTS
    </a>
  </p>
  <p>
    <a href="https://www.finextra.com/newsarticle/43168/thought-machine-and-form3-team-on-real-time-payments-in-us-and-europe?utm_medium=rssfinextra&utm_source=finextrafeed">
      Finextra
    </a>
  </p>
  <p>
  </p>
</div>


FinTech Infrastructure

ANALYST_QUICK_TAKE

DISRUPTOR_PRESENT

PROMINENT_CATEGORY

<div>
 <ul>
  <li><p>Thought Machine has partnered with Form3 to expand its payment processing for banks and financial institutions in the US and Europe.</p></li>
  <li><p>Thought Machine will use Form3's payment network and certifications including FedNow Service, The Clearing House’s RTP, and SEPA Instant Credit Transfer integrated with its Vault payments platform to offer users direct payment connections with faster processing speeds.</p></li>
 </ul>
</div> <p><b>Analyst QuickTake: </b> Today’s partnership news comes nearly three months after Form3 completed testing and secured its <a href="https://www.prnewswire.com/news-releases/form3-completes-certification-for-federal-reserves-new-instant-payment-service-301885154.html"> FedNow SM Service certification </a> , which Thought Machine plans on leveraging to enhance its Vault payments platform offerings.</p>

Thought Machine partners with Form3 to offer real-time payment processing in US and Europe

Making banking work, without the paperwork

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