Root Insurance, a usage-based automobile insurance provider, partnered with Arity, a telematics technology company, to expand data sources for its new UBI model.

Root will integrate Arity's Drivesight technology and 1-999 driving score into its proprietary scoring system, allowing instant quotes for customers with existing Arity scores. This partnership aims to enhance Root's ability to offer personalized rates based on previous driving behavior at the time of insurance quotes.

The new model, Root UBI v5, will apply to new policies from September 19, 2024, and renewal policies from November 6, 2024. Customers can use existing Arity data, complete a traditional test drive, or skip the test drive when purchasing coverage.