Prudential Financial

New York Life Insurance

MassMutual

Helping employers provide personalized, high-touch, and holistic financial wellness tools to their entire workforce.

Financial Wellness Tools

SaverLife is a non-profit organization focused on enhancing the financial well-being of individuals with low to moderate incomes through its wellness platform. It offers personalized financial advice to its members, while providing access to financial content, savings rewards and incentives, trusted referrals, access to an online community, and opportunities to engage in advocacy and policy work. Its service aims to improve members' financial health, savings rates, and financial health scores.In May 2021, SaverLife entered a definitive agreement to acquire Onward Financial, mobile savings app, for an undisclosed amount. Through this acquisition, the company had plans to integrate Onward Financial’s technology to enhance its wellness offerings, along with its mobile app and payroll offerings.Key customers and partnershipsSaverLife reported to have served 600,000 members as of April 2023 and had several ongoing partnerships with notable brands, including collaborations with the KFC Foundation through "MyChange with SaverLife" to offer wellness programs to KFC employees (July 2021) and with Capital One and Dress for Success to empower women with savings and financial education (April 2021)​.

Eliminating financial intermediaries by directly connecting individuals and businesses

P2P Financial Platforms

<div>
 
 Remitly is an online money transfer service that enables individuals to send money internationally from the US, Canada, Europe, Australia, and the UK to over 180 countries worldwide. The company's primary focus is on facilitating remittances, allowing immigrants and expatriates to securely and conveniently send money back home to their families and loved ones. Established in 2011 and headquartered in Seattle, Washington, Remitly has grown to serve over 3 million customers annually, with a total transaction volume exceeding USD 20 billion as of 2021.
 
 
 
 
 Remitly offers two distinct transfer options: Express and Economy. The Express service facilitates near-instant transfers, with funds typically arriving within minutes for cash pickups or a few hours for bank deposits. This option is ideal for urgent fund transfers but comes at a higher cost. Alternatively, the Economy service provides a more affordable solution, albeit with a longer delivery time of three to five business days.
 
 
 
 
 One of Remitly's standout features is its extensive network of payout options. Recipients can choose to receive funds through bank account deposits, cash pickups at over 400,000 locations worldwide, mobile wallet transfers, or even home deliveries in select countries like the Philippines, Vietnam, and the Dominican Republic. This flexibility caters to the diverse needs of Remitly's global customer base.
 
 
 
 
 Remitly's fees and exchange rates are generally competitive within the industry. Fixed transfer fees typically range from USD 1.99 to USD 3.99, while exchange rate markups are typically between 0.5% and 2.5% above the mid-market rate. Larger transfers often incur lower fees, with Remitly waiving fixed fees for bank-to-bank transfers exceeding USD 1,000.
 
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Getty Realty is a REIT specializing in ownership, leasing & financing of a convenience store and gasoline station properties.

Americans deserve a secure and reliable retirement income, and Micruity makes lifetime income more accessible. Micruity's advanced suite of APIs allows financial institutions such as 401(k) providers to offer annuities to participants, creating a much-needed solution to secure retirement income and a pension look and feel.

Prismic Life Reinsurance is a life and annuity reinsurance company that provides access to investing, insurance, and retirement security for people.

FIDx provides retirement planning, wealth planning, financial advice, and planning services to protect individuals and families.

Alexander Forbes is a provider of financial, risk and insurance and multi-manager investment solutions internationally. Alexander Forbes offers integrated retirement, investment, life and insurance solutions to create, grow and protect your wealth and assets.

Northeast Natural Energy is a producer of natural gas. Its dedication to precise, focused science and engineering enables it to create the best wells available, and its persistence in the basin through the most difficult conditions has allowed it to build trust with its neighbors. Northeast Natural Energy is committed to achieving energy independence by producing efficient, affordable domestic natural gas.

National Fund for Workforce Solutions envisions an equitable future where workers, employers, and communities are thriving and prosperous.

EARN is a national nonprofit leveraging technology to solve America’s savings crisis. Built on EARN’s decade of savings research and experience, the EARN Starter Savings Program helps low- income families kick-start a lasting habit of saving and break the cycle of financial instability. EARN’s mobile-first, online savings platform integrates proven savings models into a range of initiatives, enabling anyone, anywhere to build an emergency fund and develop the skills to manage their financial futures.

SaverLife (formerly EARN) is a nonprofit on a mission — to inspire, inform, and reward the millions of Americans who need help saving money. Through engaging technologies and strategic partnerships, we give working people the methods and motivation to take control of their financial future.

Moneythink is an American ed-tech non-profit organization tackling America’s 1.6 trillion dollar student debt problem, harnessing the power of people and technology to bring transparency to college costs. The organization ensures all students are equipped to invest in their futures, keeping students on track by minimizing financial complexity and risk while maximizing potential and minimizing stress. As a leader in youth-focused financial wellness, Moneythink has served over 32,000 students since 2008. Moneythink is creating a public-facing, no-cost Award Comparison Tool that helps low-income and 1st-gen students to plan for, cover, and manages all of their college costs through a healthy mix of aid, savings, loans, and work.

HaloDoc is a healthcare network platform. HaloDoc connects users to a network of 19,000 licensed doctors, 1,000 certified partner pharmacies through medical delivery service ApotikAntar, and licensed medical laboratory services. Users can communicate with these medical professionals via chat, video and voice call.

Remitly is a mobile payment service that enables consumers to conveniently make person-to-person international money transfers from the United States. Its online service is disrupting the $588 billion a year industry by using the latest technology and mobile devices to eliminate unnecessary forms, codes, agents, extra time, and fees tied to the traditional money transfer process. As a licensed money transmitter, Remitly currently operates in 49 states and Washington, D.C., and spends millions of dollars to thousands of customers each month. Remitly is backed by Stripes Group, DFJ, Vulcan Capital, QED, Trilogy Equity Partners, DN Capital, Founders Co-Op, Bezos Expeditions, and TomorrowVentures.

Aura is a technology-powered, Community Development Financial Institution that provides fair, affordable loans to working families in America. Aura's mission is to build financially healthy low-income communities, by providing empowering financial services to underbanked and unbanked. Aura uses its proprietary scoring algorithms to review and approve credit applications and offers free credit scores and personalized expense management guidance to borrowers, allowing the working population to access loans in a simplified manner. Aura was founded in 2014 and is headquartered in San Francisco, California, USA.

Point is a home equity platform that helps homeowners access equity financing in exchange for a fractional share of the future value of their homes. With a Home Equity Investment, homeowners can eliminate debt, get through periods of financial hardship, and diversify their wealth. For investors, Point provides access to a previously untapped asset class in the residential real estate space.

Andela operates the world’s largest private marketplace of skilled digital talent. Its adaptive hiring model gives companies greater flexibility to quickly deploy skilled talent based on need. The company’s exclusive AI-powered platform, Andela Talent Cloud, optimizes the process of finding the right talent and getting projects started fast. Clients can select individual roles or engage fully managed teams up to 66% faster at 30-50% less cost than traditional approaches. Andela’s seasoned hiring professionals manage all the groundwork associated with borderless hiring, from compliance and payroll to talent management.  Andela’s diverse talent ecosystem spans over 135 countries, including untapped markets like Africa and Latin America, and is highly skilled in advanced technologies to support Application Development, Artificial Intelligence, Cloud & DevOps, Data Engineering, and more. The world’s best brands trust Andela, including GitHub, Mastercard Foundry, and Mindshare.

LendStreet mission is simple help people get out of debt, rebuild their credit, and get a fresh start.  They have partnerships within the financial sector which allow them to negotiate discounts on debts, which means they can pass on the discount to our customers and they in turn can get out of debt sooner, rebuild their credit and get on with their lives.

Trilogy Education is a workforce accelerator that empowers the world’s leading universities to prepare professionals for high-growth careers in the digital economy. From full-stack development to data analytics, Trilogy’s skills-based training programs bridge regional hiring gaps in more than 35 markets across North America. Since the company’s launch in 2015, thousands of working adults have successfully completed Trilogy-powered programs, and 1,500+ companies—ranging from startups to the Fortune 500—employ them. Learn more at www.trilogyed.com.

Vault provides the most comprehensive software platform in the market to address the financial burden of student loan debt. Our intuitive web-based tool provides a highly secure employee experience that empowers employees to achieve financial freedom. With the option to make contributions to employees’ debt repayment, Vault enables companies to attract and retain their valuable talent. Vault empowers companies with relevant, flexible products that provide advice, create pathways to manage student debt more effectively, and enable paying-down student loans while building 401(k) savings.

Southern has originated over $2 billion in development loans—primarily to individuals and organizations in the poorest areas of the United States. The $2 billion milestone is unmatched in rural development, but Southern considers it to be just the beginning. Southern understands that access to capital—both for rural institutions and for rural families—is critically important. However, Southern Bancorp has found that even $2 billion of invested capital is insufficient to drive fundamental community change without such capital investments being focused into specific geographic areas and matched to comprehensive community engagement in education, housing, health care, leadership development, and economic development.

General Assembly provides education and career transformation, specializing in today’s most in-demand skills. The leading source for training, staffing, and career transitions, we foster a flourishing community of professionals pursuing careers they love. It was founded in 2011 and headquartered in New York, United States.

Liveoak is a computer software company that specializes in cloud-based platform. It features a cloud-based software application platform that utilizes video conferencing, screen-sharing and data/ID capture with forms collaboration and e-signature capabilities that let your teams deliver white-glove service to your customers. The company was founded in 2014 and headquartered in Austin, Texas.

PT. Asuransi Jiwa Mega Life provides life insurance services in Indonesia. The company was founded in 2003 and is based in Jakarta Selatan, Indonesia. PT.

Digital Currency Group builds and supports bitcoin and blockchain companies by leveraging insights, network, and access to capital. Based in Stamford, Connecticut, DCG has been an active seed investor in the digital currency industry with 150+ investments in over 30 countries. In addition, DCG owns and operates CoinDesk, the top media and events platform in the blockchain space, Genesis Trading, the industry's leading bitcoin brokerage firm, and Grayscale Investments, the largest digital currency asset management firm.

InforcePro provides aggregating insurance policy and policyholder data, contract performance information, and live market quotes, to monitor and mine the millions of in-force policies that have been and continue to be sold.

Carroll County Energy LLC operates as an energy development company.

Country Road Communications is a rural wireline telecommunications provider.

United States Artists is a nonprofit organization dedicated to supporting the work of living American artists. Each year, USA awards $50,000 fellowships to the country’s most accomplished and innovative artists working in the fields of Architecture & Design, Crafts, Dance, Literature, Media, Music, Theater & Performance, Traditional Arts and Visual Arts. USA was founded to address the lack of unrestricted funding available to artists. USA is currently funded by a broad range of philanthropic foundations and individuals committed to cultivating the vibrant character of contemporary culture in America.

China Pacific Insurance (Group) Co., Ltd. (“CPIC”) is an insurance group basically constituted by China Pacific Insurance Company, a company established on 13 May 1991. The head office of CPIC is located in Shanghai.  CPIC adheres to its mission to “be a responsible insurance company” and its core corporate values of “business integrity, prudence and sustainability, pursuit of performance excellence”. It will promote and realize its objective of sustainable value-enhancing growth in order to create values for the customers, shareholders, employees and stake holders and contribute to the harmony of the society.

RewardsPlus is a provider of benefits management technology. RewardsPlus' Benfinity system is a suite of Web-based applications and professional services designed to simplify and automate employee benefits communication, self-service enrollment and ongoing post-enrollment administration.   Serving many nationally recognized corporations such as Unilever, AT&T, and National City Corporation.

Prudential Financial is a financial services company that specializes in the fields of investment management, life insurance, and retirement benefits. It focuses on helping individuals and institutional customers to grow and protect their wealth. The company also offers an inclusive work environment where employees can develop to their full potential, and give back to the communities where they live and work.  Prudential Financial was founded in 1875 and headquartered in Newark, New Jersey.

<div> Prudential Financial (NYSE: PRU) is a global insurance and financial services provider operating in the US, Asia, Europe, and Latin America. The company had ~USD 1.5 trillion assets under management as of <a href="https://s22.q4cdn.com/600663696/files/doc_financials/2023/ar/prudential-ar2023.pdf#page=8"> December 2023 </a> . Prudential has been listed on the NYSE since December 13, 2001 and the company generated revenue of USD 54.0 billion and gross written premiums (GWP) of USD 29.5 billion in 2023. Prudential operates under three main segments: 1) US Businesses (~52.1% of total revenue in 2023) offers retirement and insurance products to US customers; 2) International Businesses (~34.6%) includes companies&rsquo; insurance and financial services operations outside of the US; and 3) Prudential Global Investment Management (PGIM) (~6.7%) delivers global investment management services through various entities. Aside from the US, Japan was Prudential's second-largest market (~28.8% of total revenue in 2023), followed by other international markets including Latin America, Canada, Asia-Pacific (~13.7%). According to the CEO, Prudential has significantly progressed in its <a href="https://s22.q4cdn.com/600663696/files/doc_financials/2023/ar/prudential-ar2023.pdf#page=3"> business transformation journey </a> during 2023 with a long-term focus on shifting its US product mix to high-growth products, optimizing costs, pursuing product innovation, launching new offerings, and expanding globally. Prudential expects to reach a net-zero emission status by 2050. </div>

Prudential Financial Completes Integration with LPL Financial Platform, Delivering Experience Upgrade for its Retail Arm, Prudential Advisors

PGIM Investments

PruVen Capital

Prudential Capital Partners

Pricoa Capital Group

Montana Capital Partners

Prudential Private Capital

Offers end-to-end financial wellness solutions ranging from educational resources to interactive platforms/tools for managing finances as well as access to registered investment advisors.

Provides a platform for employees, through their employers, to access earned wages or obtain emergency interest-free funds/loans, which are settled through their paycheck.

Provides a platform for employers to provide resources such as tools and advice to manage employee debt (with an increased focus on student loan debt).

Apps and platforms that allow consumers to obtain personalized financial advice, automate savings, create budgets, and track and manage spending.

Offers interactive platforms/tools for employers to provide personalized financial education resources and/or coaching to its employees.

Solutions that enable companies to offer and manage employee-sponsored emergency savings accounts through automated payroll deductions.

Platforms for employers to support employees with other debts such as mortgages, credit card debt, etc. through repayment assistance, refinancing options, and automated administrative processes.

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