Experian

New data privacy regulations have opened up space for a new wave of compliance-focused startups.

Digital Privacy Tools

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 InfoSum provides a decentralized infrastructure which enables organizations to run analytics and receive actionable insights from personal information without compromising underlying data privacy. The platform also provides the ability to share data securely by using a federated infrastructure model, which allows users to collaborate using first-party data sources without physically moving the data, eliminating the potential risk of exposure, leakage, or misuse.
 
 
 Between its last funding round in September 2020 and August 2021, InfoSum tripled its revenue, doubled its headcount to 80, entered into multiple markets, and onboarded more than 50 customers which include notable companies such as CNN, Ebay, Experian, and The Telegraph. The company currently operates in the US, UK, and Germany, across industries such as retail and CPG, media and advertising, gaming, financial services, and healthcare.
 
 
 In August 2021, InfoSum 
 <a href="https://sp-edge.com/updates/4986">
 raised USD 65 million
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 in a Series B funding round from Chrysalis Investments. The round valued the company at USD 300 million, a three-fold increase from the USD 100 million sticker price achieved during its fundraise in September 2020. The company expected to use the funds to increase the headcount, develop its platform, and expand into new markets.
 
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Helping employers provide personalized, high-touch, and holistic financial wellness tools to their entire workforce.

Financial Wellness Tools

Based in the UK, Salary Finance partners with employers to provide a platform for staff to access a range of financial wellbeing products such as early access to earned wages, obtain lower cost borrowing-backed by the user’s salaries, resources for customized financial education, and tools for employees to build and automate savings. The US operations of Salary Finance merged with US financial wellness benefit platform <a href="https://sp-edge.com/companies/609722">Finfit </a>in April 2023, and a combined platform under the Finfit brand is planned to be offered to US customers.As of February 2024, the platform was used by 600 employers across the UK, available to more than 4.5 million employees. These include more than a fifth of the companies in the FTSE-100 index. Salary Finance partnered with the American financial technology company Chime in July 2021, to launch Save—a new product to incentivize US employees to set up a salary-linked savings account with Chime, and become entitled to a USD 50 bonus and a variable Annual Percentage Yield (APY) of 0.50%.In March 2021, Salary Finance secured a USD 150 million investment from Community Investment Management (CIM). The investment will be in the form of debt funding that will be disbursed to Salary Finance over a period of three years. The company will utilize this investment to fund low-cost loans for its users.

Lucinity is a leading SaaS AI company that is at the forefront of driving innovation in the field of financial crime compliance. With its expertise and innovative approach, Lucinity is transforming the industry. The company's unwavering commitment to delivering exceptional user experiences is evident in its platform, which provides unparalleled insights through augmented intelligence and generative AI. By leveraging cutting-edge technologies, Lucinity sets new standards to reduce review times, enhance insights, and optimize operational efficiency. Trusted by industry leaders, Lucinity empowers institutions to ensure regulatory adherence, drive operational excellence, and effectively mitigate risks.  More about Lucinity at www.lucinity.com.

Traive is an AI-driven fintech platform revolutionizing the credit landscape, starting in agriculture. Utilizing advanced machine learning techniques like Language Learning Models (LLMs) and Generative Adversarial Networks (GANs), we provide dynamic and highly accurate credit risk assessments. Our innovative platform connects those in need of credit to a range of lenders, offering real-time, ML-powered risk assessment and ongoing portfolio monitoring. This empowers borrowers with fair and transparent credit evaluations, paving the way for affordable funding options to grow their businesses. For lenders in agriculture, Traive offers unparalleled insights into credit risk through the analysis of alternative farming data and individual farmer behavior. This enables access to a diversified and expanded portfolio of credit-worthy borrowers, optimizing risk and return metrics.

At Capitalise.com, our vision is to unlock UK businesses’ full potential today by matching the right business to the right lender. With 360 plus lenders and growing this funding journey has become increasingly complex and hard to navigate.   Capitalise.com uses in-house technology and data analytics to identify the best financing options available for UK businesses.  We've partnered with over 80 institutional and fintech lenders throughout the UK to offer business loans to UK SMEs.

Salary Finance is on a mission to help millions of people across the globe live happier, healthier financial lives. They partner with employers to offer financial wellbeing benefits that help improve employee retention and productivity. Salary Finance offer simple savings, access to their salary as it is earned, and affordable loans - all underpinned by accessible, engaging financial education. By helping employees manage debt, build a savings habit and access earned pay, they have created a more accessible alternative to traditional financial services providers.

InfoSum has developed a decentralized platform designed to remove the trust barriers between progress and privacy. Its platform enables advertisers, media owners, data providers, and other advertising technology firms to collaborate across multiple data sources, without requiring the underlying data to be moved or pooled.  The company was founded in 2016 and is headquartered in Basingstoke, Hampshire.

BankBazaar.com is India’s largest fintech co-branded credit card issuer and online platform for free credit score. It has a captive base of 50Mn registered users who use the platform for free credit score tracking and in-depth personal finance content and comparison tools. Its range of co-branded credit cards with India’s leading banks is driving the platform's rapid growth with more than half its customers now opting for BankBazaar's own co-branded products. The company is on track to facilitate one million active BankBazaar cobranded credit cards in force over the next couple of years. Supported by global investors such as Experian, Eight Roads, Sequoia India, WSV, and Amazon, BankBazaar has been at the forefront of democratising finance in India by providing end users with frictionless access to credit. BankBazaar has offices in Chennai, Bangalore, and Mumbai.

Vserv provides a platform that offers mobile advertising solutions for advertisers, developers, and publishers. The company offers advertising formats and targeting capabilities for mobile applications and games, videos, and 3G video voice portals as well as media mobile campaigns. Its application analytics provide real-time data to developers based on how consumers use their mobile applications. Vserv was incorporated in 2010 and is based in Mumbai, India.

PlaceIQ is a data and technology provider that powers critical business and marketing decisions with location data, analytics, and insights. An early industry pioneer, PlaceIQ has become the standard for fueling better outcomes for marketers, analysts, and publishers through powerful, location-based consumer insights, real-world measurement, and attribution. With PlaceIQ, companies can uncover opportunities within the consumer journey by learning about and connecting with location-based audiences, measuring real-world ROI, and applying insights that drive intelligent marketing and successful business outcomes.

Canopy exists to make renters visible, to give them an identity, and to improve their rental lives.   Canopy makes the rental process more affordable, more transparent and more financially rewarding. Canopy Renters carry their rental reputation with them wherever they go, making them an easier choice to rent to. We innovate to continue to help Renters move more freely and reach greater financial freedom. It means getting to a point where Renters have more money in their pockets and can live the life they want to live.

AllClear ID was founded in 2004 by CEO Bo Holland.  In March 2019, AllClear sold its breach response business to Experian and is now an employee owned small business.  The proceeds of the sale were used to buy out all institutional investors including Merus, Trellis and Runway.    The award winning AllClear ID team is recognized for its identity protection products, high quality service and successful deployment of large-scale managed services. AllClear helped organizations like Anthem Blue Cross, Home Depot and Sony to respond successfully to data breaches affecting 200 million customers. The company currently offers identity protection products direct to consumer and manages employee and customer benefit plans for large enterprises.

Jirnexu delivers end-to-end digital acquisition tools and solutions for FSIs and service providers. Jirnexu enables banks, insurance companies, and service providers to think mobile-first and innovate the way they generate leads online, turn those leads into customers, handle their fulfillment, and keep them loyal. Consumers are empowered by Jirnexu’s financial comparison tools to save money and make better decisions. Jirnexu was founded in 2012 and is based in Kuala Lumpur.

Compare88 gives you the best choices to fulfill your financial and insurance needs in a fast, easy, and secure way. Sign up to receive updates about our products and services.

Caxe Technologies provides financial services technology serving blue-chip B2B clients. They also provide digital banking software, risk management, digital sales, distribution, and regulatory reporting.

Madaket is a SaaS-based solutions provider that connects healthcare providers and payers. It automates the healthcare enrollment process and sends the right information to each applicable payer. Madaket has exclusive partnerships with TriZetto Provider Solutions and HealthStream. Through its channel partners, the company has more than 300,000 providers in its system and over 325,000 additional providers under contract on their way into the service. Based in Cambridge, Massachusetts, Madaket was launched by Mads Kvalsvik, Scott Soderstrom, Jim Dougherty, Benedict Dsilva and Ted Achtem in 2012.

TrueData is the gold standard for addressability-as-a-service. Our identity graph connects every notion of a person and household to every digital device, all in a privacy first framework. The largest advertising and data players rely on TrueData to help them enable omni-channel addressability.

At London & Country, the UK's largest independent fee free mortgage broker, They help thousands of people every year find the right deal on their mortgage and life insurance. Their expert advice is fee free and Their service is simple and straightforward - saving you time and money.

Nav is a free site and app that gives business owners the fastest, easiest and most trusted path to financing. The leading Business Financial Management app, Nav gives free access to personal and business credit reports from major consumer and commercial credit bureaus including Experian, Dun & Bradstreet, Equifax and TransUnion, and hosts a robust marketplace with more than 100 business financing products including loans and credit cards. The marketplace uses a unique, lender-neutral approach to help business owners find the best financing options for their needs. Nav's solution is also leveraged by other business service providers to enhance their customer experience.

Finicity is a developer of a real-time financial data aggregation and insight platform used to drive financial decision making. It aims to help individuals, families, and organizations make smarter financial decisions through safe and secure access to fast, high-quality data. The company, which launched its first financial product in 2000, has since grown to provide financial data APIs, credit decisioning tools, and financial wellness solutions. Finicity partners with influential financial institutions and disruptive fintech providers alike to give consumers a leg up in a complicated financial world. It has played a key role in innovative solutions like Experian’s Boost and it helps Rocket Mortgage by Quicken Loans access consumer-permissioned data for mortgage decisions.

Nightley is a Japanese startup developing geo-analytics solutions designed to make client's business smart and enrich people's lives by big data and location analysis. Its geo-analytics engine acilitates communication between shop operators and customers along with data collection and analysis specializing in location information, enabling businesses to receive behavioral trends and preferences of visiting foreign tourists. The company was established in 2011, based in Tokyo, Japan.

Experian is a global information services company that provides information, analytical tools, and marketing services to help clients manage their commercial and financial decisions. The company helps organizations manage credit risk, prevent fraud, target marketing offers, and automate decision making. It also enables individuals to check their credit report and credit score as well as protect against identity theft. The company is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Experian was co-founded by Michael A Barron and Bernie Brenner in January 1980 and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, United Kingdom; California, United States; and São Paulo, Brazil.

<div> Experian is a global information services company that provides information, analytical tools, and marketing services to help clients manage their commercial and financial decisions. The company helps organizations manage credit risk, prevent fraud, target marketing offers, and automate decision making. It also enables individuals to check their credit report and credit score as well as protect against identity theft. The company is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Experian was co-founded by Michael A Barron and Bernie Brenner in January 1980 and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, United Kingdom; California, United States; and S&atilde;o Paulo, Brazil. </div>

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