Goldman Sachs

Index Ventures

Thrive Capital

Ribbit Capital

PayPal Ventures

Democratizing financial technology with a suite of API-based solutions

FinTech Infrastructure

Raisin

Platforms that allow FinTechs to integrate banking services such as opening and maintaining accounts, facilitating card payments, etc.


PayPal partnered with Coupa Software, a business payout management platform, to enable Coupa’s business users to pay vendors through PayPal.

PayPal

Platforms, apps, and cards to keep the corporate wallet in check

Business Expense Management

Coupa Software

Platforms offering payout automation solutions that cover the process either entirely or partially—from vendor onboarding to making payments.

Tink

Uber

Upfront Ventures

U.S. Venture Partners

Happy Returns

Omidyar Network

Partech

Future Perfect Ventures

Digital Currency Group

HCM Capital

Flourish Ventures

Cambridge Blockchain

Kakao Ventures

SilverStone Investment

A foundational component to the next generation of digital entertainment.

Esports

Restream

Companies producing and broadcasting esports related content.

Dragoneer Investment Group

MercadoLibre

Mastercard

Morningstar

Ulu Ventures

NextView Ventures

Aspect Ventures

Astia Angels

Khosla Ventures

Salesforce Ventures

Rethink Impact

Alumni Ventures

CreditEase Fintech Investment Fund

PSP Growth

GingerBread Capital

Pivotal Ventures

Ethos Family Office

Retail investors demanding sophisticated passive investment strategies are looking for an edge.

Retail Trading Infrastructure

Ellevest

Robo advisory startups that offer automated investment services to individuals via both digital platforms and human financial advisors.

Orange Ventures

Anthem Venture Partners

Western Technology Investment

Goodwater Capital

Dosh

Sequoia is a venture capital focused on energy, financial, enterprise, healthcare, internet, and mobile startups. The firm helps a small number of daring founders build legendary companies. It spurs them to push the boundaries of what’s possible. The firm seeks to invest in all sectors with a focus on energy, financials and financial services, healthcare and healthcare services, Internet, mobile, outsourcing, and technology.

Sequoia Capital

BlueRun Ventures is a venture capital firm with offices in the United States, Shanghai, Beijing, and Korea. BlueRun invests in information technology, mobile, and consumer technologies, with an emphasis on mobile opportunities.  BRV has invested in over 160 companies, with select exits from PayPal (acquired by eBay), Waze (acquired by Google), Topsy (acquired by Apple), Coupa (NASDAQ: COUP), and more.  In 2005, BlueRun changed its name from Nokia Venture Partners. While branded as Nokia Venture Partners, the firm helped to build emerging market leaders such as Airgo, Bitfone, Cornice, PayPal, Wavemarket, and WiderThan.

BlueRun Ventures

The Goldman Sachs Group, Inc. provides investment banking, securities, and investment management services, as well as financial services to corporations, financial institutions, governments, and high-net-worth individuals worldwide. Its Investment Banking segment offers financial advisory services, including advisory assignments concerning mergers and acquisitions, divestitures, corporate defense, risk management, and restructurings and spin-offs; and underwriting services comprising public offerings and private placements of a range of securities, loans, and other financial instruments, and derivative transactions. The company’s Institutional Client Services segment provides client execution services, such as fixed income, currency, and commodities client execution related to making markets in interest rate products, credit products, mortgages, currencies, and commodities; and equities related to making markets in equity products, as well as executes and clears institutional client transactions on stock, options, and futures exchanges. This segment also engages in the securities services business providing financing, securities lending, and other brokerage services to institutional clients, including hedge funds, mutual funds, pension funds, and foundations. Its Investing and Lending segment originates longer-term loans; and invests in debt securities, loans, public and private equity securities, real estate, consolidated investment entities, distressed assets, currencies, commodities, and power generation facilities. The company’s investment management segment provides investment products and services, as well as offers wealth advisory services, including portfolio management and financial counseling, and brokerage and other transaction services.

Founded by Bill Elkus in 1998, Clearstone Venture Partners is a venture capital firm with offices in Santa Monica and Menlo Park, California. The firm manages over $650 million of committed capital in the technology sector, and has helped finance early-stage rounds in numerous successful companies such as eToys, Overture, PayPal, United Online, MP3.com, Jump and eMusic.  Clearstone's limited partners include the investment affiliates of The State of California, JP Morgan, The University of California, The State of Michigan, The State of Pennsylvania, The University of Pittsburgh, Moore Capital and others.

Clearstone Venture Partners

Bankinter is an innovative Spanish commercial bank. From an investment perspective, Bankinter's Venture Capital team and Fundación Innovación Bankinter jointly develop a program called Venture Capital Program, focused on identifying and investing in high potential startups using the bank's resources. The program has been active since 2013, and from that moment it has already invested in more than 40 startups. In addition to the investment itself, the program tries to add value to the companies with which it interacts through the sharing of experiences and best practices. A key part of the company's strategy is the quality of customer service and innovation. The spirit is defined by the values ​​agility, enthusiasm, integrity, and originality. The company offers a wide range of financial products and services, in addition to advising clients, aggregators, product simulators, and a variety of value-added services. The company's staff are trained, agile, flexible workforce, capable of adapting to technological and market changes. Bankinter was founded on 1965 and is headquartered in Madrid, Spain.

Bankinter

ING is a global financial institution of Dutch origin offering banking, investments, life insurance and retirement services. They serve more than 85 million private, corporate and institutional customers in Europe, North and Latin America, Asia and Australia.   They draw on our experience and expertise, their commitment to excellent service and their global scale to meet the needs of a broad customer base, comprising individuals, families, small businesses, large corporations, institutions and governments.

ING Group

EBank is the internet banking unit of an eCommerce company in Japan, the Rakuten Inc.

eBank

Providian Financial sold to Washington Mutual for approximately in October 2005.

Providian Financial

Omnes VC is the Venture Capital arm of Omnes Capital, a leading private equity firm dedicated to energy transition and innovation with €4.8 billion in assets under management and a 20 year + experience in: venture capital, buyout & growth capital, private debt, renewable energy, co-investment, secondary funds of funds. Omnes Capital is fully independent. With 65 business sales including 14 IPOs carried out in 16 years, Omnes VC is one of the key players in France in financing innovative SMEs with expertise in both Technology and Healthcare sectors. Omnes VC has supported 120 companies and has invested more than €500M in businesses such as Scality, Novaled, BioVex, arGEN-X, Pixium, Blablacar.

Omnes Capital

Capital Group is a private equity firm that provides investment management services for long-term investors. It also offers its services to financial intermediaries and institutions around the world through a broad range of products and solutions which include American Funds.  With offices throughout Asia, Australia, Europe, and North America, Capital Group is headquartered in San Francisco, California. It was established in 1931.

Capital Group

Deutsche Bank is a global investment bank. Deutsche Bank is the leading German bank with strong European roots and a global network. In a fundamental transformation the bank focuses on its core strengths in a newly created Corporate Bank, a leading Private Bank, a focused investment bank and in asset management. They provide banking services to companies, governments, institutional investors, small and medium-sized businesses and private individuals. Deutsche Bank was founded in 1870 to accompany German businesses into the world. They have worked across borders ever since.

Deutsche Bank

[Compass Venture Partners](http://www.compasstechpartners.com) is a venture capital firm focused on investing in emerging companies with innovative products or services addressing high-growth markets.

Compass Technology Partners

Qualcomm Ventures is the investment arm of Qualcomm Incorporated. Founded in 2000, Qualcomm Ventures is a corporate venture capital fund with over 150 active portfolio companies and more than 20 exits over a billion dollars, including 99 Taxis, Cruise Automation, Fitbit, Invensense, NQ Mobile, Waze, and more. As a global investor, Qualcomm Ventures helps connect entrepreneurs to the resources, relationships, and deep industry expertise they need to succeed in the mobile technology ecosystem.

Qualcomm Ventures

Vertex Advertising offers ROI driven internet marketing solutions. Their services range from website design to SEO. Their services include PPC management, SEO, website design and development, social media marketing, and content writing. They respond to customer inquiries by phone, contact form, and email.

Vertex Advertising

SingTel is a telecommunications company that provides ISP, IPTV, mobile phone, and fixed line telephony services. It operates in several segments: mobile, apps and services, and wireless networks.   Its mobile segment provides mobile devices, plans and add-ons, and IDD services. Its apps and services segment provides apps for mobile devices, e-commerce, and more.    It also provides broadband services, wireless networks, telephone services, and TV channel packs. It serves both the corporate and consumer markets.     SingTel's highly developed international network provides direct connections from Singapore to more than 100 countries. It is a major investor in many of the world's most sophisticated submarine cable and satellite systems. The Group is the second largest satellite operator in the Asia Pacific.    SingTel was founded in 1879 and is based in Singapore. SingTel currently has stakes in 8 Telecom Operators in the Asia Pac Region.

Singtel

Madison Dearborn Partners is a  private equity investment firm that focuses on upper-middle-market and middle-market companies.

Madison Dearborn Partners

One of the largest distributors of mobile phones, office appliance and insurance in Japan, listed on Tokyo Stock Exchange. Have an overwhelming sales network to SME and consumers, with the 22,000 employees in the group, utilizing door-to door, call center and 8,600 retails stores to sell various products.

Hikari Tsushin Group

Temasek Holdings is a lender provider. The company offers debt financing and focuses on transforming economies, increasing middle-income populations, developing comparative advantages, and emerging champions. Financial services, transportation, industrial, consumer, real estate, telecommunications, media, technology, and life sciences are among the industries served by the firm.

Temasek Holdings

Digital Century Capital is a privately-owned hedge fund that invests in the stocks of technology sector.

Digital Century Capital

Founded in 1978, Robertson Stephens was a San Francisco-based boutique investment bank that focused primarily on technology companies. It was among the most active investment banks in the technology sector at the height of the internet boom.

Robertson Stephens Partners

LabMorgan identifies, implements, and invests in e-finance ideas that shape the future of financial services.

LabMorgan

Capital Research and Management Company operates as a privately owned investment manager. It provides its services to individuals, investment companies, pooled investment vehicles, corporations, and managed account program. Founded in 1931, the company is headquartered in Los Angeles, CA.

Capital Research and Management Company

Advance Materials is a supplier of electronic materials like high-end copper foil substrates, films, optical materials, and other products.

Advance Materials

<div>
 
 Restream offers multiplatform streaming across over 30 social networks at the same time. Restreams’ initial target market were gaming content creators who needed a platform to reach wider audiences, but since then, it  has expanded to other segments such as music and media. The platform provides flexibility in applying personal branding to streams and engaging with viewers in real time. 
 
 
 As of September 2020, the platform reports around 2 million content creators streaming around 7.5 million broadcasts per month. The company raised its most recent funding in August 2020, a Series A funding round of USD 50 million co-led by Sapphire Ventures and Insight Partners. The funds will be used to expand its platform development, feature enhancements and to boost hiring.
 
</div>

Membership-based, non-insurance healthcare companies helping maintain a steady state of well being.

Preventive Healthcare

<div>
 
 Virta Health provides reversal treatments for Type 2 diabetes through behavioral and lifestyle changes while reducing dependence on medication. Users are monitored via Virta&rsquo;s remote monitoring devices and receive continuous medical supervision from and access to Virta&rsquo;s dedicated health coaches three times a day. As of 2021, the company has signed up more than 200 enterprise customers, including Blue Shield of California (3.7 million members), the U.S. Department of Veterans Affairs, US Foods, Nielsen, and Purdue University.&nbsp;
 
 
 In October 2020, the company also extended its service offering to include prediabetes reversal, obesity treatment, and provider-led management for Type 2 diabetes. In April 2021, Virta Health raised USD 133 million in Series E funding that brought total funds raised to USD 366 million. The new round values the company at USD 2 billion from USD 1.1 billion in December 2020, nearly doubling its value in under five months.
 
 
 
</div>

More important now than ever, telehealth will long outlast the pandemic that drove its growth.

Telehealth

<div>
 
 Virta Health provides reversal treatments for Type 2 diabetes through behavioral and lifestyle changes while reducing dependence on medication. Users are monitored via Virta&rsquo;s remote monitoring devices and receive continuous medical supervision from and access to Virta&rsquo;s dedicated health coaches three times a day. As of 2021, the company has signed up more than 200 enterprise customers, including Blue Shield of California (3.7 million members), the U.S. Department of Veterans Affairs, US Foods, Nielsen, and Purdue University.&nbsp;
 
 
 In October 2020, the company also extended its service offering to include prediabetes reversal, obesity treatment, and provider-led management for Type 2 diabetes. 
 
 
 In February 2023, 
 Virta Health 
 <a href="https://sp-edge.com/updates/16202">
 joined the care network of the Blue Shield of California
 </a>
 , an independent member of the Blue Shield Association health plan. Through this partnership select members of the Blue Shield of California gained access to Virta Health&rsquo;s services from February 2023. This marked an expansion of the two companies' previous partnership, where Vitra Health was offered under Blue Shield&rsquo;s &ldquo;Wellvolution,&rdquo; a platform offering digital lifestyle apps.
 
 
 Funding and financials
 
 
 In April 2021, Virta Health raised USD 133 million in Series E funding that brought total funds raised to USD 366 million. The new round values the company at USD 2 billion from USD 1.1 billion in December 2020, nearly doubling its value in under five months. 
 
</div>

Disrupting the traditional financial system using blockchain

Decentralized Finance (DeFi)

Founded in 2021 by crypto custody and cybersecurity industry veterans, Fordefi offers a multi-party computing (MPC) wallet platform and Web3 gateway that enables institutions to connect to dApps securely across a range of chains. Its products were designed in collaboration with partners such as Electric Capital, JumpCapital, DeFinance Capital, ARC, Combine, and NIMA Capital. The company has offices in New York and Tel Aviv, Israel. The company launched its MPC wallet, along with its Web3 gateway for crypto-native funds in November 2022, which the company claims were industry-firsts.Funding and financialsIn February 2024, Fordefi <a href="https://sp-edge.com/updates/26582">raised USD 10 million</a> in venture capital funding led by Electric Capital, to extend its institutional-focused wallet offering to retail-facing platforms such as exchanges and fintech platforms.

A decentralized version of the web powered by the blockchain

Web3 Ecosystem

Fordefi offers a multi-party computing (MPC) wallet platform and Web3 gateway that enables institutions to connect to dApps securely across various chains. The company also offers Wallet-as-a-Service (Waas), which allows developers to integrate a non-custodial wallet into their dApps. In addition, Fordefi offers DeFi trading and staking solutions and crypto treasury management services to institutional investors.Key customers and partnershipsIts notable customers include Theia, Liquibit Capital, Ouroboros Capital, Keyrock, and DeFiance Capital.The company reported that its products were designed in collaboration with partners such as Electric Capital, JumpCapital, DeFinance Capital, ARC, Combine, and NIMA Capital.Funding and financialsIn February 2024, Fordefi raised USD 10 million in <a href="https://sp-edge.com/updates/26599">venture capital</a> led by Electric Capital, to extend its institutional-focused wallet offering to retail-facing platforms such as exchanges and FinTech platforms.

RCIE is a co-working ecosystem that connects entrepreneurs to a customized curriculum, corporate partners, and access to capital. It is designed to connect the next generation of multi-cultural and women entrepreneurs to the tools and relationships required to turn dreams into reality. The company was founded in 2016 and is headquartered in Atlanta, Georgia.

Spooler provides technology and digital products to improve the virtual shopping experience for online fashion consumers.

The MPC wallet platform and Web3 gateway from Fordefi enables institutions to connect to dApps across multiple chains while keeping digital assets secure. Fordefi is the first institutional MPC wallet and security platform designed for decentralised finance. It provides MPC key management, self-service DeFi policy controls, time-of-transaction smart contract insights, transaction simulation, and risk alerts.

Meta is a social technology company that enables people to connect, find communities, and grow businesses.  Previously known as Facebook, Mark Zuckerberg announced the company's rebrand to Meta on October 28, 2021, at the company's annual Connect Conference. Facebook was founded by Mark Zuckerberg in Menlo Park, California in 2004. With millions of more users, [Friendster] attempted to acquire the company for $10 million in mid-2004. Facebook turned down the offer and subsequently received $12.7 million in funding from [Accel Partners] at a valuation of around $100 million. Facebook continued to grow opening up to high school students in September 2005 and adding a photo-sharing feature the next month. The next spring, Facebook received $25 million in funding from [Greylock Partners] and [Meritech Capital] as well as previous investors [Accel Partners] and [Peter Thiel]. The pre-money valuation for this deal was about $525 million. Facebook subsequently opened up to work networks eventually amassing over 20,000 work networks. Finally, in September 2006, Facebook was opened to anyone with an email address. Facebook continued to receive funding most notably in January 2011 receiving $1.5 billion and valuing the company at $50 billion. A year later in February 2012, Facebook announced that it was filing for its long-anticipated initial public offering. The company went public on May 18, 2012 opening in [NASDAQ] with shares trading at $42.05. Facebook announced positive numbers in February 2012 upon filing for its IPO. As of July 2013, over 1.15 billion users have logged into Facebook every month and 669 million users daily. Mobile users now make up half of Facebook’s user base with 819 million monthly active. Facebook is one of the most trafficked sites in the United States. Additionally, Facebook is the top photo-sharing site with 250 million photos uploaded per day. The company has a strategic partnership with AXA Group to develop marketing and commercial collaboration in the digital, social, and mobile sphere. Meta is currently the owner of many applications and services such as Facebook App, Instagram, Whatsapp, Oculus VR, Pagemodo Pagebuilder, [RSS Graffiti], Huddle, and more. Facebook is the world’s largest social network with over 2.9 billion monthly active users.

Shopware is the highly customisable, future-oriented open commerce platform that turns ambitious business ideas into inspiring success stories. Set your own rules, innovate fast, and stand out with an expertly executed brand strategy and a powerful platform to support your vision.

Ziada is a mobile application that helps service providers in the unorganised sector grow their companies and find new clients.

HealthDart provides digital health, pharmacies, healthcare, and health finance services. They also provide medicines, in-person consultations with verified nurses and doctors, and instant health advice services.   ,

Mission  “Providing superior real estate services to renters transitioning into homeownership through co-ownership”. About  Cher® is the first real estate platform helping renters earning low to moderate income achieve homeownership. We do this by utilizing our all-in-one software and hands on support that streamlines the process of shared homeownership where buyers co-own to build equity in higher rates of appreciating homes, and later sell their fractional ownership. Our services provide accessibility to competitive in-house loan products, customer service support, legal contracts, TIC Loans, LLC formations, down payment assistance, data feeds to thousands of homes via MLS partnerships, Real Estate Brokers, educational resources, and opportunities to meet other pre-qualified buyers to co-own with or fractionally sell to. Our co-ownership programs and unique loan options with down payment assistance enable renters to transition into homeownership and build equity for the first time.

Home Lending Pal charges lenders monthly to implement fairness solutions to increase fairness and profits. We remove preconceived notions from lenders that increased fairness equals decreased profits while building trust and engagement with marginalized communities. Our monthly software + CRA Qualifying Marketing fees for banks aim to increase compliance, speed, and readiness through automation. HLP customer success teams lead marketing optimizations to increase application volumes, approval, and take rates.

Heyday offers a digital marketplace space built for sellers to help them reach new heights. It aims to amplify the eCommerce entrepreneurs' marketplace brand. Heyday is backed by some of the world’s most visionary investors. The San Francisco-based company started in August 2020 and is founded by Sebastian Rymarz and Adam Gerchen.

Fellow Pay enables SMEs to grow by providing fair access to credit through upfront financing on invoices and extending 60 days of free credit to buyers. The company helps growing B2B SMEs in the manufacturing, export, construction, and real estate industry. Without the typical lengthy application processes and financial verification, Fellow Pay enables quick and efficient access to liquidity. The company's services are available in Denmark, the Netherlands, the US, and the UK.

PiP iT is a Digital Cash Collection platform that enables loading cash onto eWallets, paying in cash for online orders and paying ebills with cash.  For the customer they have the convenience of paying in cash with no need for bank account, credit card, no fraud or identity theft. For your business, you now have a secure and easy way for your customers to pay in cash, but you don’t have the problems of cash collection, reconciliation, cash handling or security risks of having cash. If your business sends bills to customers, offers an eWallet, sells online, you should PiP iT.

Quipu is building the first digital bank for the informal economy in LATAM. Using proprietary AI algorithms, Quipu assesses informal microbusinesses’ creditworthiness using over 80,000 alternative data points. Quipu leverages this data to provide working capital loans through a local supply chain financing system that allows microbusinesses to buy supplies, ingredients and materials at wholesale price. The company is building an uncollateralized loan protocol to boost their loan operation. Quipu’s goal is to become the one-stop-shop for financial services for micro-businesses in LATAM providing easy, fair and alternative access to working capital.

Finclude develops a unique pan-European credit scoring system that allows businesses to assess consumers in a universal way based on their transactional behavior, regardless if they have a credit history or not.

Gojek is an app that providing a variety of services from payments, food delivery, transportation, and logistics. The app is used for food ordering, commuting, digital payments, shopping, hyper-local delivery, getting a massage, and other services. It aims to create a positive socio-economic impact on customers, driver-partners, business, and MSMEs. Gojek is backed by investors including Google, Facebook, PayPal, Sequoia Capital, and Tencent Holdings. The company was founded in 2009 in Jakarta, Jakarta Raya, Indonesia by Kevin Aluwi, Nadiem Makarim, and Michaelangelo Moran.

Tink is a cloud-based open banking platform that provides the infrastructure and value-adding data products that are enabling the future of financial services.  Tink offers products such as account aggregation, payment initiation, data enrichment, and personal finance management that can be used to develop standalone services or be integrated into existing banking applications. Its partners include ABN AMRO, BNP Paribas Fortis, Nordea, Klarna, and SEB. Tink was founded in 2012 and is based in Stockholm, Sweden.

Uber develops, markets, and operates a ridesharing mobile application that allows consumers to submit a trip request that is routed to crowd-sourced partner drivers. Its smartphone application connects drivers with people who need a ride. Its application enables users to arrange and schedule transportation and/or logistics services with third-party providers. They take on big problems to help drivers, riders, delivery partners, and eaters get moving in more than 600 cities around the world. It also provides  Windows Phone App,  iPhone App, Blackberry App, and Android App. Uber serves customers in North, Central, and South Americas as well as Europe, the Middle East, Africa, and the Asia Pacific Garrett Camp, Oscar Salazar, and Travis Kalanick founded UberCab in March 2009 which became Uber Technologies in October 2010, with its headquarters in San Francisco California, and an engineering center in Bengaluru in India as well as a regional office in Singapore.

Restream is a multi-streaming solution that allows producers to analyze and interact with their viewers across platforms. Using the platform, users can stream live video to any live stream service. The platform includes ingesting service in over 80 countries serving a million users. Capabilities include analytics, scheduling, shared chat, monitoring, and seamless integration with encoders. It was founded in 2015 and is headquartered in Austin, Texas.

MercadoLibre, through its subsidiaries, hosts online commerce and payments platforms in Latin America. Its services are designed to provide its users with mechanisms to buy, sell, pay for, and collect on e-commerce transactions. The company principally offers MercadoLibre marketplace, an automated online commerce service, located at mercadolibre.com, which permits businesses and individuals to list items and conduct their sales and purchases online in a fixed-price or auction-based format. It also enables registered users in MercadoLibre marketplace to list and purchase motor vehicles, vessels, aircraft, real estate, and services through online classified listings; users and advertisers to place, display, and/or text advertisements on its Web pages to promote their brands and offerings; and Internet users to browse through various products and services that are listed on its Web site and register with MercadoLibre to list, bid for, and purchase items and services. The company also provides MercadoPago, an integrated online payments solution to facilitate transactions both on and off the MercadoLibre marketplace by providing a mechanism that allows its users to send and receive payments online. As of December 31, 2008, it operated online commerce platforms and online payment solutions directed towards Argentina, Brazil, Mexico, Venezuela, Chile, and Colombia, as well as operating online commerce platforms directed towards Costa Rica, the Dominican Republic, Ecuador, Panama, Peru, and Uruguay.

Toss is a South Korea-based mobile financial service platform operated by fintech startup Viva Republica. Its application offers peer-to-peer money transfers, manages credit scores and bank accounts, access loan and insurance plans, split bill options, QR payment and other similar services that enable users to manage their finance. Toss was established in 2011 by Seunggun Lee in Seoul, Seoul-t'ukpyolsi.

DocumentationHQ is a central repository for all your know-your-customer (KYC) information.

Cybertonica uses Machine Learning and Artificial Intelligence to manage risk and fraud, increasing trust and growing frictionless banking and m/e-payments globally. Cybertonica’s service increases conversion and sales by up to 25% while managing card-not-present and other categories of fraud at world-class compliant standards. Our goal is to build Trust in Transaction. Cybertonica has won numerous distinctions and awards since its product came to market, including the “Best Use of Payments Data Award” at Emerging Payments Awards 2018 and the “Best Data Analytics and Science Award” at Merchant Payments Ecosystem Awards 2018. Cybertonica also was named finalist for the “FinTech Start-up of the Year Award” at EWPN Awards 2019 and received the “Best New Back Office Innovation Award” at the Emerging Payments Awards 2017. Our new ScreenWiZe™ product adds device risk management through SDKs (iOS and Android) to the mobile authentication and malware prevention capabilities of our customers whether banks, acquirers, merchants or transactions security. We are PSD2 ready and GDPR compliant. Cybertonica’s vision is for a world of frictionless transaction and trust in 99.9% of transactions. Visit cybertonica.com to join us and build the future of Trust in Transaction.

Developing productivity solutions that connect operational information with big-data through technologies that simplify business activities, automate operations and deliver new insights.

Nudnik transforms textile waste into unisex apparel for kids and adults.

Social Lender is a lending solution based on social reputation on mobile, online and social media platforms.

Virta develops treatments to reversing type 2 diabetes without medications or surgery. Among enrolled patients in its clinical trial at one year, 60% achieved diabetes reversal, and 94% of insulin users reduced or eliminated usage altogether. Results extend beyond diabetes reversal to other areas of metabolic and cardiovascular health, with sustained improvements in blood pressure, inflammation, liver function, and BMI.  Delivered through Virta’s novel continuous remote care platform, the Virta Treatment provides unparalleled medical and behavioral support and is transforming the lives of people living with type 2 diabetes.  Founded in 2014, the company is headquartered in San Francisco, California.

CNote is an investment platform that earns a better return while investing in the causes and communities that matters. CNote rewards great savers with alternative financial vehicles that earn more - safely and simply. Their first product, CNote Savings, helps good savers earn up to 2.5% annual return -- that's 35x more than a traditional savings account. The was founded in 2016 by two women with decades of experience working in finance, venture capital, and private equity. CNote is headquartered in Oakland, California.

Ivyrevel is a digital fashion house, tailored for our GENERATION.  They are inspired by urban contrasts, STRONG independent women and by the contemporary now. Drawn by opposites, we’re mixing both uptown and downtown in our collections. Their style is POLISHED, loud and extrovert with feminine silhouettes and ample amounts of attitude. Attention to visual details is of great importance since we value design that makes us look stunning both ONLINE and offline.

Sturgis Government Solutions Powered by PayPal™ offers local governments an innovative, fully customized website featuring secure payments and a comprehensive reporting solution.

Moneytree is a fintech data platform, with a mission to bring people and institutions closer together, help them find balance and discover new opportunities to grow personal wealth. Moneytree's first product, a personal finance app for iOS released in 2013, won the App Store’s “Best of” award for iPhone in Japan after only 8 months in market. It went on to win Best of 2014 for iPad, was one of 10 Apple Watch apps featured pre-launch and a featured iMessage app on the launch of iOS 10. Moneytree has over 1,300,000 users on iOS, Android and web. Our proprietary data aggregation platform, Moneytree LINK, has almost twenty enterprise clients, including Japan’s two largest accounting software vendors, an industry first inbound API with Mizuho Bank, an SDK integration SMBC (Mitsui Sumitomo) and multiple regional banks in Japan.

7write B.V. provided book publishing services for writers worldwide. The company enables users to upload a word document, PDF file, and validated e-pub file, or create their book in the writer’s studio; and set the price and select the stores to publish their books. It also provides cover design services. The company offered services to customers for e-book or print book versions. It publishes client’s books to the Amazon Kindle Store, Google Play, [Scribd](https://www.crunchbase.com/organization/scribd), [Kobo](https://www.crunchbase.com/organization/kobo), the Windows Store, and [Peecho](https://www.crunchbase.com/organization/peecho) in various countries. The company was founded in 2012 and was based in Amsterdam, the Netherlands.

SmartBiz Loans is the #1 online SBA loan marketplace for small business loans. The intelligent technology platform makes applying for an SBA loan fast and easy while increasing the likelihood of approval for small businesses by matching the borrower with the SBA preferred lending bank most likely to fund their particular business. 90% to 95% of the loans SmartBiz refers to its bank partners get funded. Bank partners using the SmartBiz platform to originate and underwriter SBA loans in a compliant manner can also process these loans 70% to 90% more efficiently then before.  Based in the financial district of San Francisco, SmartBiz Loans is privately held. The company was founded in 2009 by a team of experienced financial services entrepreneurs with backing from leading venture capital firms including Investor Growth Capital, Venrock, First Round Capital, Baseline Ventures, and SoftTech VC.

mFoundry is the most popular mobile banking solution in the U.S., the choice of more than 800 banks and credit unions nationwide. mFoundry's award-winning mBanking platform is the leading software-as-a-service (SaaS) mobile banking solution in the financial services industry today.  mFoundry has an extensive partner network that includes FIS, Open Solutions, COCC, PSCU Financial Services, NCR, CO-OP, First Data and PayPal. These partnerships, combined with its extensive implementation experience and flexible SaaS-based architecture help it deploy mobile banking solutions quickly.  While known best for its mobile banking innovation, mFoundry has also demonstrated leadership in mobile payments, leading Starbucks Card Mobile, the most successful mobile payments program to date, currently used across more than 6,800 Starbucks.  mFoundry was founded in 2004 by Drew Sievers and Rodney Aiglstorfer. The company is headquartered in Larkspur, California, with additional offices in downtown San Francisco. For more information, please visit http://www.mfoundry.com.

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 375 million consumers and merchants in more than 200 markets to join and thrive in the global economy.

<div> PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 375 million consumers and merchants in more than 200 markets to join and thrive in the global economy. </div>

Buy Now, Pay Later

Making banking work, without the paperwork

Neobanks

Eliminating financial intermediaries by directly connecting individuals and businesses

P2P Financial Platforms

Digital Wallets

Digital wallets: Redefining the way we pay

Credit and debit cards, working capital loans and business loans, and risk management and reporting tools

PayPal

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Digital wallets: Redefining the way we pay

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Paypal partners with Microsoft to integrate pay later solution in Microsoft store

PayPal announces the sale of Pay Later receivables worth EUR 40 billion to KKR

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