Marketplace lending_file

Market place lending Hero

Marketplace Lending

Eliminating financial intermediaries by directly connecting individuals and businesses

P2P Financial Platforms

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    Introduction to marketplace lending, industry drivers, monetization potential, future outlook and more...
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Lending platforms have become popular due to their easy application process, smaller loan amounts, higher approval rates, options for borrowers with imperfect credit, and faster funding turnaround time. These platforms set loan pricing between borrowers and investors and charge borrowers origination fees and investors servicing fees. The cost to borrowers is the sum of interest and fees, while the return to investors is the interest received minus fees and defaults. Marketplace lending has low correlations with other asset classes, making them valuable for reducing portfolio volatility and improving expected return per unit of risk.

EDGE Insights