EDGE Insights

EDGE Insights

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P2P Financial Platforms

P2P Financial Platforms

Marketplace Lending

The following report was prepared and published by our sister platform SPEEDA—August 2023.

Overview

Marketplace Lending Platforms Provide Easy Access to Credit for Retail Borrowers and SMEs

A peer-to-peer (P2P) or marketplace lending platform is an online website or an application that enables borrowers to create loan listings for investors to choose from and lend to. The process includes filling out an application, which also may include a credit check, then reviewing the interest rate applicable and finally listing the loan for investors to review.

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