“Peer-to-peer” (P2P) financial platforms cover solutions that enable individuals to circumvent legacy financial institutions in making fund transfers, payments, and investments. The space includes 1) P2P fund transfers (focusing mainly on cross-border payments), 2) P2P lending, which acts as the connecting party between borrowers (both personal and commercial) and retail investors looking for unconventional debt investments, and 3) P2P investing (focus on equity crowdfunding platforms). 

*Note: Additional sections (such as market sizing, detailed overview, and incumbents) can be provided on request.