Liberty Mutual Insurance

USAA

American Family Insurance

New insurance models are disrupting a centuries-old industry with a focus on personalization and convenience

InsurTech: Personal Lines

Vancouver-based APOLLO offers digital homeowners and renters insurance, along with a range of commercial insurance solutions for small businesses. APOLLO applies algorithms to various data sets in order to quote and issue policies to individuals and businesses.&nbsp;Key customers and partnershipsAs of January 2024, APOLLO had served over 500,000 Canadians for tenant, home and business insurance.In June 2022, the company announced its partnership with Yardi Systems (a software solutions provider for the real estate industry) to embed its insurance products to Yardi’s flagship property management software—Yardi Voyager. In addition,&nbsp;APOLLO is actively partnering with property management companies and REITs, like&nbsp;<a href="https://sp-edge.com/updates/30779">Rhapsody</a>,&nbsp;<a href="https://sp-edge.com/updates/31395">Dream</a>,&nbsp;<a href="https://sp-edge.com/updates/32182">Century Group</a>, and&nbsp;<a href="https://sp-edge.com/updates/32432">Peterson Rentals</a>, to offer embedded renters insurance, aiming to expand their market reach and share quickly. It also partnered with&nbsp;<a href="https://sp-edge.com/updates/32804">Petsecure</a> to offer pet insurance to their customers and&nbsp;<a href="https://sp-edge.com/updates/34866">RentFund</a>, a PropTech company, to offer renters financial security and a savings program for future home ownership.

Companion Protect operates as a program administrator, offering pet insurance and wellness programs through B2B2C channels such as shelters, insurers, employee benefit providers, as well as pet product retailers. It uses a proprietary platform to administer policies as well as provide tailored plans for different customers.Its pet insurance cover protects against accidents, injuries, therapies, prescription food, and medications, while wellness covers physical exams, vaccinations, dental care, and tests. The company charges a USD 100 annual deductible and imposes a USD 100,000 lifetime coverage limit.Key customers and partnershipThe company’s policies are underwritten by Liberty Insurance Underwriters.Fundings and financialsIn August 2023, the company raised <a href="https://sp-edge.com/updates/21351">USD 27 million in a Series A</a> funding round led by Avanta Ventures, Liberty Mutual Insurance, Old Republic International Corporation, and Stray Dog Enterprises. It had planned to use the fresh funds to expand its products and partnerships and improve its digital claims processing capabilities.

Pet ownership is at an all time high in the United States and the pet care economy is booming.

Pet Care Tech

Companion Protect operates as a program administrator, offering pet insurance and wellness programs through B2B2C channels such as shelters, insurers, employee benefit providers, as well as pet product retailers. It uses a proprietary platform to administer policies as well as provide tailored plans for different customers.Its pet insurance cover protects against accidents, injuries, therapies, prescription food, and medications, while wellness covers physical exams, vaccinations, dental care, and tests. The company charges a USD 100 annual deductible and imposes a USD 100,000 lifetime coverage limit.Key customers and partnershipThe company’s policies are underwritten by Liberty Insurance Underwriters.

Property owners and real estate companies are able to handle larger portfolios while offering faster and cheaper services.

Residential PropTech

Super operates a platform that provides subscription-based maintenance and repair services for homeowners. Through its platform, clients can inform Super what specifically is in need of repair (electric, plumbing, appliances, etc.) and arrange a convenient time. Super will then dispatch repairmen who will carry out repairs or replace the items when necessary, at no additional cost.Super offers its services through three distinct plans: Simple, Signature, and Lux. The monthly subscription cost for each plan varies according to the location and square footage of the home.Super provides customers with the ability to access their maintenance history using their mobile app and informs clients on any preventive measures that could be taken to avoid future repairs.In May 2021, the company reported that revenue had increased sevenfold since April 2019&nbsp;In August 2023, Super had acquired the assets of Nations Home Warranty, American Home Guardian, and TotalHome Warranty, marking its second major acquisition in the home warranty space after purchasing Platinum Home Warranty in 2022. This acquisition expands Super's reach from eight to 35 states, supporting its mission to revolutionize home warranties with technology that makes home ownership as hassle-free as renting.Key customers and partnershipsIn March 2024, Super partnered with real estate company Baird &amp; Warner in February to offer home warranties to over 2,200 agents through the ONE dashboard. This collaboration expanded Super's reach in the Greater Chicago area, enabling agents and homeowners to easily access and manage warranty services through Super's app.In May 2024, it partnered with Bay Area real estate company Intero to offer enhanced home warranty options to over 1,900 agents. This partnership provided comprehensive coverage at competitive prices, allowing homeowners to manage repairs and track progress through Super's app. Super is also a preferred partner of Intero's parent company, HomeServices of America.

Climate Risk Analytics

Jupiter Intelligence provides climate risk analytics solutions across private and public sectors by incorporating AI and machine learning for predictive climate modeling. Jupiter covers a range of natural disasters such as flood, wind, heat, cold, wildfire, drought and water stress, hail, and extreme precipitation.As of 2024, Jupiter worked with 25% of the world's largest companies including 15% of the Global 100, two of the largest banks in the US, and 50% of the largest lenders in the US. The company serves across 20 sectors including banking, chemicals, insurance, pharmaceuticals, agriculture, and construction and provides customers with access to nearly 150 trillion data fields using cloud-based supercomputing. The company offers its risk analytics solutions via web-based applications, reports, through an API, and consulting engagements.&nbsp;Jupiter’s ClimateScore Intelligence Platform claims to predict natural disasters from one-hour to 50+ years in advance. The company also offers a ClimateScore Planning suite, which includes FloodScore, HeatScore, WindScore, FireScore and ClimateScore Global solutions for climate risk assessment.&nbsp;Key customers and partnershipsIn June 2022, the company partnered with Boston Consulting Group (BCG) to incorporate Jupiter’s climate analytics into BCG’s ClimateImpact.AI platform. In August 2022, Jupiter collaborated with Aon, a professional services firm, to address climate change for financial institutions’ balance sheets, identification of climate risks, and quantification of climate-related disclosure regulations. In January 2023, the company partnered with&nbsp;<a href="https://sp-edge.com/updates/15706">FORVIS</a>, an accounting and advisory company, to develop a climate risk modeling tool. In March 2024, Jupiter entered into a strategic agreement with&nbsp;<a href="https://sp-edge.com/updates/27657">Jones Lang LaSalle (JLL)</a>, an NYSE-listed real estate and investment management company, to provide AI-powered climate risk analytics for properties and portfolios. In&nbsp;<a href="https://sp-edge.com/updates/33631">September 2024</a>, the company partnered with DNV, an assurance and risk management provider, to launch climate-driven hail risk service for solar PV across North America.&nbsp;Jupiter’s customers include Hawaiian Electric, Zurich, conEdison, bp, Liberty Mutual, QBE, MS&amp;AS Insurance, Terna, Bephila, New York City, City of Miami, NASA, Astra Zeneca, JLL, Orsted, Shell and US Department of Housing and Urban Development.

Using AI to mimic and understand human language

Natural Language Processing Tools

Hyro develops a plug-and-play conversational artificial intelligence (AI) platform for healthcare organizations. The company's Adaptive Communications Platform utilizes natural language processing to automate patient interactions across multiple channels, including call centers, websites, mobile apps, and SMS. Hyro's AI assistants handle tasks such as appointment scheduling, prescription refills, FAQ resolution, and password resets without requiring manual creation of conversational flows. The platform scrapes data from various sources, maps it into a knowledge graph, and adds layers of natural language understanding to enable adaptive self-learning. This approach allows for rapid deployment, typically within 48 hours, and minimal maintenance compared to traditional chatbots. Hyro's technology can deflect and resolve up to 85% of routine calls, freeing up human agents to focus on more complex inquiries. The platform also provides analytics and insights to improve organizational decision-making. Since its launch in 2020, Hyro has experienced significant growth, doubling its annual recurring revenue year-over-year. As of May 2023, the company had raised a total of USD 35 million in funding.
Key customers and partnerships
Hyro's AI assistants have been utilized by tens of millions of patients across various healthcare networks, providers, and hospitals. Notable clients include Weill Cornell Medicine, Intermountain healthcare, Baptist Health, and Novant Health. In October 2023, Hyro announced a partnership with UST, a digital transformation solutions company, to integrate its conversational AI capabilities into UST's patient-centric digital offerings for health systems. This collaboration aims to enhance contact center operations for their joint customer base by automating routine queries and streamlining staff workflows.

Harnessing tech to provide exceptional customer experiences

Customer Service Platforms

Hyro offers a conversational AI platform, name for customer interactions and analytics. Its platform combines omnichannel communications with analytics, enabling organizations to manage a high volume of calls and messages while automatically collecting business insights.Its main products include:1) AI Assistants: A virtual assistant that can automate conversations like frequently asked questions and complete tasks at scale. This eliminates the need for extensive workflow development.2) Call Center Automation: Uses NLP and voice recognition capabilities to improve self-service options and routing conversations to the right agents.3) Conversational Intelligence: Offers conversational insights from interactions across websites, call centers, and mobile apps, providing real-time visibility into channel performance. It gives organizations insight into the impact of conversations on the customer journey, engagement and conversion metrics, trending topics, and missing terms.The company claims it delivers an average return on investment (ROI) of 5.5x, increases the first-touch resolution rate by 220%, and reduces operational costs by 35%.Key customers and partnershipsAs of October 2023, Hyro mainly served the healthcare sector and has provided its solutions to customers such as Intermountain Health, Weill Cornell Medicine, Novant Health, Montefiore, and Contra Costa Health Services.Hyro has entered several partnerships with companies such as- Artera to launch Artera Care Assist powered by Hyro (November 2023)- Gozio Health to embed Hyro’s conversational AI platform within Gozio's framework to offer chat solutions to patients and staff through mobile apps (July 2023)- UST to offer Hyro’s conversational AI assistants to UST ContineoHealth’s hospital and health system clients (October 2023)- Panda Health to offer Hyro’s digital workforce of AI Assistants on Panda Health's marketplace (April 2023).

InsurTech: Infrastructure

<div>
 
 Snapsheet provides a Software-as-a-Service (SaaS) solution for insurers to digitize their claims processing from First Notification of Losses (FNOLs) all the way to processing disbursements. The platform includes features such as real-time status tracking, payee engagement, financial reporting, and integration with banking platforms. Started under the name BodyShopBids and providing a marketplace for auto repairs that allowed customers to comparison shop by uploading photos of their vehicles, in 2012, the company pivoted to licensing its technology to insurers, enabling them to carry out appraisals virtually without having an agent on site.&nbsp;
 
 
 
 
 The company was forced to furlough 100 staff due to the downturn caused by the Covid-19 pandemic, but by March 2021, the company had reengaged 24 of those employees for a total headcount of 220 people with plans to expand its team by 170 over the next two years.
 
 
 Snapsheet has partnered with insurance startups such as Kin Insurance, Clearcover, and Branch Insurance to power their claims management systems and has also entered into cross-industry partnerships with car-sharing platform Getaround and salvage vehicle marketplace Insurance Auto Auctions (IAA). As of March 2021, the company claims to have processed millions of claims and more than USD 7 billion in appraisals for more than 100 clients including Zurich Insurance and the car rental company Hertz.
 
 
 In March 2021, the company raised USD 30 million in a Series E2 funding round led by Ping An Global Voyager Fund and Pivot Investment Partners. The company expects to use the funding to add new features to its claims management platform and grow its team.
 
</div>

Hyro creates plug-and-play conversational AI assistants by seamlessly ingesting data on digital channels to allow users to interact with information via voice or chat simply and intuitively, allowing for increased engagement and conversions. Unlike existing solutions, Hyro provides organisations with frictionless deployment and maintenance processes by automatically building a knowledge graph out of their existing content without any integration, playbooks, or training data.

Rebuilding Together is a nonprofit organization that focuses on repairing homes, revitalizing communities, and rebuilding lives.

Companion Protect is a national business-to-business pet insurance and pet wellness service administrator for well-known companies in the property and casualty insurance, employee benefits, retail, affinity, and animal welfare industries. Companion Protect offer attractive pet health products and employ our cutting-edge PALS technology platform to offer insurers and policyholders a streamlined, user-friendly experience.

Eenrgy Allies is a service provider in the field of solar energy and other forms of clean energy contributing to climate action.

Nexus PMG is a management and consultancy organization that specializes in infrastructure funds and private equity enterprises. The company was founded in 2013 and is based in Addison, Texas.

A.M. Best Company is a global credit rating agency with a unique focus on the insurance industry. Insurance professionals, brokers, regulators and consumers refer to Best's Credit Ratings as an opinion of the financial strength and creditworthiness of risk-bearing entities and investment vehicles. Watch a video to learn more about A.M. Best's corporate mission and values.

TopOlefin Technology engages in the research, development and production of advanced, green, intelligent and high-end polymer new materials.

Jupiter offers climate risk analytics that turns sophisticated climate science into actionable data. The increasing frequency and severity of extreme weather events across the globe are having a major impact on economies, businesses, and communities.  With forward-focused, rigorous methodologies, and analytics delivered by some of the best scientists in the industry, Jupiter turns sophisticated climate science into actionable data. Customers proactively assess the physical risks in their portfolios, address regulatory requirements and evaluate potential reputational concerns.  By managing, mitigating, and disclosing your climate risk, you can confront the challenges of tomorrow, today.

One River Asset Management is an investment company focused on delivering absolute-return strategies that build portfolios. The firm was founded in 2013 by Eric Peters and is headquartered in Greenwich, Connecticut, United States.

Omnidian is a provider of comprehensive protection plans for investments in residential solar energy systems. It serves both individual homeowners and financial institutions, such as funds and third-party owners, that manage large portfolios of residential solar assets. The company's lifetime performance guarantee includes real time monitoring, proactive service alerts and 100% covered hardware and software through a nationwide network of field service professionals, as well as a 100% guarantee on energy or plan owners will be reimbursed for energy loss. The company's mission is to protect and accelerate capital invested in the residential solar industry. Omnidian is backed by the DOE SunShot Program which accelerates the development of highly impactful solar technologies.

NYDIG is a technology and financial services firm dedicated to Bitcoin for institutions, private clients, and banks. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

Snapsheet is a cloud-native claims management software that delivers claims experiences through its tech-enabled appraisal services. With a focus on engagement, digitization, and intelligent automation, Snapsheet provides unmatched technology and processes that improve customer experience, drive greater organizational agility, and deliver transformational benefits through its Snapsheet Cloud software suite. The company also helps the industry with claims innovation, including the deployment of the fastest digital auto insurance claims process in the United States. As a trusted innovation partner, Snapsheet works with more than 100 clients, including many of the largest insurance carriers, third-party administrators, and insurtech and sharing economy disruptors.

Apollo Insurance Solutions is Canada’s largest online insurance marketplace. The Apollo Exchange is Canada’s largest online insurance marketplace. Apollo empowers brokers to instantly quote, bind, and issue policy documents for hundreds of classes of small business in real time, or white label the Exchange to sell directly from their website. Brokerages integrated with the Exchange are able to respond to the changing expectations of buyers and forward thinking employees.   Co-founded by Jeff McCann, David Dyck, Justin Hamade, and Drew Green, Apollo was created to empower brokers to better serve their clients. Following the completion of Beta testing in April 2019, Apollo successfully closed its angel round of funding, raising $1 million CAD with the support of notable investors, including Drew Green, Matias Marquez, Kim Kaplan, and Caliber Ventures. Acting members of Apollo’s Board of Directors are leading industry and entrepreneurial figures Drew Green, Steve Albiani, Tim Gamble, and Jeff McCann. In June 2019, the company launched a first of its kind: digital, monthly subscription insurance.

The RiskGenius Platform applies artificial intelligence to insurance policies. Its customers leverage its custom algorithms and workflow modules to better understand policy language and create more efficient underwriting workflows. The result is true policy automation.

Super is an insurtech company that offers a subscription service for home care and repair.

Ondeck is a technology-enabled financial platform that provides loan financing to small and medium-sized businesses. The company uses proprietary software to aggregate data about a business’ operations which is processed by an algorithm that determines loan eligibility. OnDeck was founded in 2006 and is based in New York City, United States.

August develops smarter home access products and services that allow physical environments to seamlessly respond to user behavior. Its flagship product, the August Smart Lock, is a new home access system that allows you to use smartphones in place of traditional keys. August is founded by famed designer Yves Behar and consumer technology veteran Jason Johnson and is headquartered in San Francisco, California.

All Set helps you to find affordable house cleaners and landscapers that your neighbors use and trust.  Hire, schedule, chat, and pay all through our app. Use the same pros as your neighbors and benefit from up to 15% neighborhood discount on your housecleaning or landscaping service.

Etopia, Inc. is a global Enterprise Data Solutions provider that leverages its proprietary Enterprise Data Lifecycle Management (EDLM) methodology. It serves customers in multiple industries, including oil & gas, mining, utilities, manufacturing, high tech, consumer goods and retail, with unique methodologies to deliver significant cost savings and improvements that help unleash the true potential of the enterprise. Its solutions include strategic roadmap development, systems integration, data strategy and master data management (MDM), as well as data migration, quality and governance services.  The company has its global headquarters in Mundelein, IL, just north of Chicago and was founded by Arvind Singh, Narinder Singh and Andres Martin. Utopia's international presence includes offices in USA, Canada, Europe, Middle East, India, Asia Pacific and most recently Latin America.

Zilliant, Inc. provides price optimization and price management software for manufacturing, distribution, high-tech, and industrial service companies. The company's pricing software enables manufacturers and distributors to adopt an approach to price analysis, optimization, price list management, quoting, and negotiation. It offers Zilliant Precision Pricing Suite (ZPPS), an enterprise software that combines price segmentation and price optimization science with analytics and process automation software for price management; ZPPS Analytics, which provides segment-specific metrics and KPIs to deliver a view of pricing performance and uncover opportunities to improve; ZPPS Price Optimization that produces price and deal envelope recommendations for various price segment; and ZPPS Price List Manager, which administers price lists and policies, as well as other price instruments, such as discount and markup schedules. The company also provides ZPPS Deal Manager and Deal Manager for Agreements, and ZPPS Price Campaign Manager that provides inline analytics and KPIs for scoring deals against peer group benchmarks and enforces corporate price policies; and ZPPS Pricing Information Manager, which manages product mix and selection in various deals. In addition, Zilliant, Inc. offers deployment strategy and planning, and implementation methodology, as well as Zilliant education services for business and technical users. The company has a strategic alliance with Advanous.  Zilliant, Inc. was founded in 1999 and is headquartered in Austin, Texas.

Veraz Networks, Inc. provides voice infrastructure solutions for wireline and wireless service providers. It offers bandwidth optimization products, including I-Gate 4000 family of media gateways and session bandwidth optimizers, and DTX family of digital circuit multiplication equipment; and switching products, such as ControlSwitch product family based on the Internet protocol multimedia subsystem, network-adaptive border controller products, and session border controllers. The company also provides hardware and software maintenance and support, installation, training, and other professional services. Its products enable service providers to transport, convert, and manage data and voice traffic over time-division multiplexing and IP networks. Veraz Networks sells its products through direct sales force, as well as through indirect sales channels. The company was founded in 2001 and is headquartered in San Jose, California.

ePartners has been giving businesses the power to reach their goals, to grow, and to discover and profit from new areas of potential since 1992.    ePartners takes the time to understand your business so it can devise comprehensive solutionsâ€”solutions that are tailored to your specific industry and processes and afford a short learning curve for your employees. Empowering your workforce with the tools they need to fulfill their mission and make better decisions, whether they work on the shop floor, at the front desk, or in the executive suite.  With help, you align your IT strategy with your business objectives and deploy cost-effective solutions that drive genuine performance improvements across your enterprise.

MoreMagic Solutions is a global company that allows operators, content providers, and banks to offer consumers the ability to purchase goods and services on demand using a mobile phone or the web.  MoreMagic's high-throughput payment engine and pre-packaged applications enable customers to offer new revenue-generating services. Implementation in an existing network is quick and easy. Average return on investment is three to six months.

ClearCube Technology invented the centralized computing industry with the first blade PC and continues to drive centralized and virtualized computing innovation with the broadest set of specialized PCoIP desktop zero clients that connect to optimized SmartVDI compute/storage host platforms for task/knowledge users and PCoIP Blade PCs and engineering workstations for power and highly-specialized users.  Endpoints include TEMPEST Level 1 and Level 2 zero clients, copper/fiber connected with integrated CAC and SIPR token readers and multi-level security zero clients. All ClearCube products are designed for seamless integration with the VMware Horizon family of virtualization products.  ClearCube’s widespread adoption at 1000s of federal and commercial locations is based on our ability to meet cost savings and security requirements for ALL use cases involving centralization and virtualization initiatives. Many of the world's largest financial services companies, health care organizations, and government agencies, including the Department of Defense, Department of Energy and Homeland Security, rely on ClearCube centralized computing solutions to equip their users with secure, efficient and manageable computing resources.

IP Unity delivers a carrier grade services platform for enhanced voice and telephony applications over ATM, TDM and VoIP Networks. The company's media servers, applications servers, enhanced service applications, and application partners allow customers to quickly and cost effectively offer new services associated with next generation networks while protecting their investment in legacy systems.

Founded in 1999, Viewlocity Technologies has a heritage of providing solutions for supply chain visibility and control in major companies around the globe. Viewlocity Technologies' supply chain software continually dominates analyst rankings in the visibility and event management categories.  Consistently operating with the vision and understanding of how supply chain integration, data granularity and agility can transform supply chains, Viewlocity Technololgies was the first provider of visibility and control solutions that embraced the concept of alerts leading to agile recoveries by assessing the situational context. In conjunction with impact analysis algorithms and automated problem resolution workflows, Viewlocity Technologies' visibility and event management solutions enable customers to reduce logistics and inventory costs and increase customer response.

Cygnal Integrated Products designs, manufactures and markets field-programmable, mixed signal System-on-Chip products and associated support tools. These products embody the Company’s considerable technical skills integrating world-class analog, high-speed digital and FLASH memory functions into a single device with ''no-compromises.'' The combination of mixed-signal integration and field programmability benefit the user with higher component integration, greater design flexibility, faster time-to-market, superior system performance and greater end product differentiation. Cygnal products are application solutions addressing a broad range of markets including communications systems, industrial equipment and consumer products. The Company’s worldwide sales force consists of a network of field application engineers and manufacturer’s representatives.

Online investing, without the clutter. That’s what they help you do here at Capital One® ShareBuilder®. It’s in their clean, dynamic website and mobile apps. In their low commissions and no account minimums. Even in the intuitive tools theye've built from the ground up. They save you time with their Automatic Investment Plan1, which can help you make a habit of investing. Whether you’re a seasoned investor or just getting started, ShareBuilder has online tools and investing options to help create a segment of your financial future without missing out on what matters to you today.

Since 1912, Liberty Mutual Insurance have committed theirselves to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs.  Their delivery on this commitment is the reason they're now the third largest property and casualty insurer in the U.S. based on 2012 direct premium written according to the National Association of Insurance Commissioners.

<div> Since 1912, Liberty Mutual Insurance have committed themselves to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs. Their delivery on this commitment is the reason they're now the third largest property and casualty insurer in the U.S. based on 2012 direct premium written according to the National Association of Insurance Commissioners. </div>

Liberty Mutual Insurance Appoints Nicole Arangio asExecutive Vice President and Chief Compliance Officer

Liberty Mutual Strategic Ventures

Startups in the automobile insurance space, predominantly providing usage-based insurance using telematics devices and/or smartphone sensors.

Startups that offer homeowners and renters insurance using artificial intelligence (AI) and smart home devices to issue policies and validate claims.

Startups that provide life insurance through digital channels personalized to an individual’s circumstances and replacing traditional practices, such as medical tests, with data-driven underwriting.

Companies that offer personal line covers for travel and pets through digital channels and use technologies such as flight tracking and online claims processing.

Providers of comparison websites and tools for carriers, agents, and consumers to compare and purchase policies.

Companies that provide personalized health insurance to consumers via digital channels and use technology such as wearable medical devices to monitor health and improve user experience and underwriting.

Companies that offer digital-only insurance for personal belongings (bicycles, mobile phones, laptops, and cameras), providing protection against theft, loss, or damage, with financial reimbursement or replacement.

The latest line of defense against rising cyber attacks

Cyber Insurance

Provides cyber insurance as a core product, often bundled with cybersecurity solutions and a team that assists in detection and response

Provides commercial property and casualty insurance products with cyber insurance as an additional product offering

Provides solutions for insurers/brokers to obtain an overview of security health and risk exposure for potential and existing clients

Provides solutions for insurers that use AI-based approaches and predictive models to quantify the financial impact of cyber risks

Simplifying the insurance experience for businesses using technology

InsurTech: Commercial Lines

Startups that offer insurance covering financial losses from claims of injury or damage caused by the business’s actions or products, including general, product, and professional liability.

Startups offering auto insurance and usage-based insurance products specifically tailored for businesses, including fleet operators.

Startups that provide coverage to protect physical property, including business buildings, inventory, and contents.

Startups that provide coverage for medical expenses and lost wages incurred by employees injured or falling ill while on the job.

Startups offering insurance covering lost income and additional expenses incurred when a business is unable to operate due to covered perils such as fire, natural disasters, or other disruptions.

Liberty Mutual Insurance

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