Credit Suisse

Providing AI-driven market intelligence and workflow automation to give firms an edge

Capital Markets Tech

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 R3 is a financial innovation firm that focuses on designing and deploying DLT to build a new operating system for financial services. The firm provides the three requirements needed for direct digital collaboration: trust technology for multi-party applications, connected networks and ecosystems, and regulated markets expertise. This is said to deliver trust and secure exchange between parties. R3&rsquo;s enterprise technology and services enable direct digital collaboration in regulated industries where trust is critical. The platform is centered around leveraging the company&rsquo;s multi-party app development platforms, Corda and Conclave.
 
 
 
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 AccessFintech offers risk management services for banks and buy-side firms and tracks the trade lifecycle. It helps firms track the trade lifecycle and get a true sense of prioritized risk, across an increasing number of systems. Access FinTech brings together fintech providers and in-house technology, orchestrating the interaction of the distributed providers and creating a single visual display of the risk of financial transactions in a global sharable view.
 
 
 
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 Dataminr is an AI platform that detects the earliest signs of high-impact events and emerging risks from publicly available information. It discovers, distills, and delivers alerts from the increasingly diverse and complex landscape of publicly available information including social media, blogs, information sensors, and the dark web, ensuring that businesses have the knowledge they need to act with confidence.
 
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 Capital Markets Gateway (CMG) is a financial technology firm modernizing the equity capital markets (ECM). CMG connects investors and underwriters via a neutral platform that delivers integrated ECM data and analytics, unrivaled transparency, and workflow efficiencies. Providing a digital system of record for firm-wide deal activity, CMG helps clients make more timely, better-informed decisions. Launched in 2017 by a team of experienced ECM practitioners, the CMG platform is currently relied upon by more than 100 buy-side firms representing $20 trillion in AUM and 10 investment banks.
 
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Making banking work, without the paperwork

Neobanks

TP24 is a receivables-backed digital SME lender based in Switzerland. It offers revolving lines of credit secured up to 80% of a company's trade receivables to businesses that have been operational for at least three years. Businesses are required to provide weekly updates on their accounts receivables by linking their accounting software to TP24's platform or by manually updating their personal online dashboard. Customers are able to obtain loans between CHK 100,000 and CHK 3 million (or GBP 250,000 to GBP 5 million). As of August 2023, the company had operations in Switzerland, Australia, the Netherlands, and the UK.Fundings and financialsIn July 2023, the company <a href="https://sp-edge.com/updates/20322">secured GBP 345 million (USD 443.4 million) in debt funding </a>from Barclays and M&amp;G. The company aimed to use the fresh funds to grow its loan portfolio. From the total funds raised, GBP 105 million (USD 135.0 million) was allocated toward its Australian business, with the remaining GBP 240 million (USD 308.4 million) earmarked toward its business in the UK and Netherlands.

BlueVine offers banking services to small businesses via a web portal and mobile app. The company offers both checking accounts and loans, in addition to direct payment services.The company’s checking accounts, inclusive of a debit card, do not require a minimum deposit or balance and do not charge monthly service fees. The company offers a 2.00% APY on checking accounts with balances up to USD 250,000. Moreover, customers have the option to choose between checking accounts that offer FDIC insurance up to USD 3 million or the standard USD 250,000. Under its credit segment, BlueVine offers invoice factoring, lines of credit, and term loans. Invoice factoring is offered for values up to USD 5 million, with interest rates starting at 0.25% per week. Meanwhile, lines of credit are offered for values up to USD 250,000, with interest rates starting at 4.8% bi-annually, with durations of six months or one year. In addition, it introduced <a href="https://sp-edge.com/updates/23835">BlueVine Premier</a> in November 2023, a new subscription plan priced at USD 95 per month. This plan offers Business Checking account users a high yield, along with 50% discounts on most standard payment fees, priority customer support, and additional benefits such as access to commercial services typically reserved for large corporations.Key customers and partnershipsThe company offers its banking services in partnership with Coastal Community Bank and Celtic Bank. In August 2021, the company ventured into the insurance segment by partnering with Next Insurance, a small business insurance provider, to offer insurance policies to BlueVine’s customers. This includes coverage for general liability, professional liability, and workers’ compensation, among others.As of June 2021, the company served over 450,000 small business owners and the total funds managed by the company amounted to around USD 14 billion.Funding and financialsIn September 2020, the company received USD 75 million in funding from Atalaya Capital Management, in the form of a revolving credit facility. The funding was expected to be used to further enhance its product offering, particularly within the credit space.

Brex offers banking and credit products to startups and large enterprise customers through a web portal and mobile app. The company used to offer its services to SMEs which was later discontinued in June 2022. It offers cash accounts, Mastercard credit cards, and business solutions for expense management and invoice payment, which are bundled with its Brex Premium package. The platform is monetized on a subscription basis with a monthly fee of USD 49 for Brex Premium as well as interchange fees on transactions made through its credit cards. It also charges commissions of 1%–1.5% on revenue for ecommerce companies that opt to gain instant access to revenue.It also offers additional value added services such as automatic reconciliation through its integrations with accounting software such as QuickBooks, Sage, and SAP, and develop customized workflows through APIs, available to all customers at no extra charge. It also offers travel booking services called Brex Travel. Brex’s Pro access product allows accountants, advisors, and bookkeepers to collaborate with their clients on their Brex accounts. In addition, Brex offers e-commerce businesses on selected sales platforms (Amazon, Square, Stripe, PayPal, and Shopify) to gain instant access to revenue, and it also offers venture debt to early-stage startups.Brex made several acquisitions to expand its product portfolio, beginning with startups Neji, Compose Labs, and Landria in March 2020. Neji, a blockchain startup, was to bolster Brex’s cybersecurity position as it grows; video experience platform Compose Labs will improve the quality and scope of Brex’s ecommerce underwriting data; and Landria, a database management platform for business SaaS tools, will help improve Brex’s core technology infrastructure. It also acquired New York and Israel-based API developer Weav for USD 50 million in August 2021, intending to leverage Weav’s universal API for commerce platforms to expand its offerings in lending, visualization, and insights. The acquisition followed Brex’s initial tie-up with Weav to launch instant payouts for Shopify sellers in March 2021. Following the acquisition, Brex planned to develop and recruit for an “innovation hub” in Israel, which was expected to be led by Nadav Lidor (CEO, Weav).Key customers and partnershipsBrex partners with several banks including Emigrant Bank, Bank of the West, and Radius Bank to offer cash accounts and Mastercard credit cards.Funding and FinancialsIn January 2022, Brex raised USD 300 million in an extended Series D funding round co-led by Greenoaks Capital and TCV, valuing the company at USD 12.3 billion. The company planned to funnel the fresh capital into product development and recruitment, with aims to expand headcount to 1,000 employees by the end of the month. It also intended to develop new offerings for mid-market and larger businesses in addition to its existing demographic of startups and SMEs.

Buy Now, Pay Later

Kafene is a BNPL provider for consumers with credit scores below 650 looking to purchase items such as furniture, appliances, and electronics, which are considered to be essential goods. The company was co-founded by the former CFO of the Powersports financing platform Octane Lending. Kafene’s model is quite similar to other B2C players but follows a lease-to-own structure instead of a loan. Customers can lease the item until they own it or pay it off early to receive discounts and get a credit score boost. Kafene provides a credit limit of up to USD 5,000 and the most common financing term is 1-2 years with monthly payments as low as USD 50.Kafene launched its beta version in December 2019 and claimed to have halted operations during the Covid-19 pandemic, specifically from March-June 2020. Led by the pent-up demand from the pandemic, Kafene received a large volume of merchant enrollments once it launched out of beta in July 2020, leading to a temporary pause in enrollments. As of January 2024, the platform had serviced over USD 150 million in merchandise volume.Key customers and partnershipsIn <a href="https://sp-edge.com/updates/27749">March 2024</a>, Kafene partnered with <a href="https://sp-edge.com/companies/1009983">BrandSource</a>, an ecommerce platform for appliances, home furnishings, and consumer tech products across the US and Canada, to support business growth and expand product reach.Funding and financialsIn January 2024, Kefene secured USD 15 million in a <a href="https://sp-edge.com/updates/26179">venture debt facility </a>from Trinity Capital Inc. The company planned to use the investment from Trinity Capital to scale up its commercial operations and broaden its consumer base. In October 2023, Kafene raised USD 12.6 million in <a href="https://sp-edge.com/updates/22365">Series B extension </a>funding led by Third Prime, with other existing investors participating from its <a href="https://sp-edge.com/updates/12988">Series B funding </a>in September 2022. The company earmarked the funds to accelerate its merchant partnerships and increase capital allocation on consumer underwritings.Key competitors: None comparable (Kafene offers a BNPL solution for furniture, appliances, and electronics purchases)

Uplift is a BNPL platform for the travel sector founded by Brian Barth, who sold his travel startup SideStep to discount travel site Kayak for USD 200 million in December 2007. Uplift works with travel partners across airlines (15 in total), cruise lines, tour operators, and travel agencies to convert travel packages into 6-11 monthly installments (applicable for purchases as low as $100). The platform does not charge late or prepayment fees but interest is charged in the range of 0%-36% APR. Uplift reported a 72% growth in monthly transaction revenue in Q4 2020.Key customers and partnershipsIn February 2023, Uplift partnered with cruise line Margaritaville at Sea, to offer its guests BNPL solutions for cruise bookings Previous partnerships include that with Universal Air Travel Plan (March 2019, to offer installment payments directly through the travel partners’ online booking systems that go through the UATP network). Its travel partners include American Airlines, Air Canada, CheapCruises.com, and Hurtigruten, among others. In April 2021, the company signed on with Southwest Airlines, followed by a partnership with travel booking platform Vegas.com in June 2021.Funding and financialsIn <a href="https://www.uplift.com/buy-now-pay-later-travel-leader-uplift-raises-68m-in-credit-financing-to-support-rapid-growth-in-anticipation-of-2021-travel-industry-rebound/">January 2020 </a>, Uplift secured a USD 68 million line of credit from Atalaya Capital Management. The funds were locked up to cater to the pent-up demand for travel, which was expected to return in 2021, to expand into new verticals and originate loans.In January 2021, the company revealed that it expected to process more than USD 1 billion in volume on its platform over the upcoming 18 months. In addition, Barth stated that before the pandemic-led downturn in the travel industry in 2020, the platform was experiencing threefold YoY revenue growth and expects the same for 2021.

Technology to customize and procure furniture

Furniture Tech

<div>
 
 Feather is a web-based furniture rental startup that manufactures and designs different types of furniture and home decor for rent. The company offers furniture for a wide span of categories including Living Room, Bedroom, Dining, Home Office, Decor, Lighting, and Outdoor. Customers can choose from 200+ items including decor, art, and rugs before deciding whether they want to rent or buy. The company would deliver and assemble their furniture once the customers place their order. Feather is a privately held company.
 
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<div>
 
 CasaOne is a one-stop shop for furniture, decor and home goods. We offer free shipping across the continental US.
 
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A new wave of meat, fish, and poultry alternatives are driving this hyper-growth industry into the mainstream.

Plant-based Meat

Planted Foods is a plant-based spinoff of ETH Zurich- a public research university in Switzerland. Its portfolio includes Planted brand chicken, pulled, kebab, bratwurst, schnitzel, <a href="https://sp-edge.com/updates/22375">duck</a>, and <a href="https://sp-edge.com/updates/25317">ham</a>.In <a href="https://sp-edge.com/updates/27493">March 2024</a>, the company launched a new fermented steak alternative developed using its proprietary whole-muscle platform. This platform uses a proprietary fermentation process to develop clean-label alternatives with improved taste and texture. Planted Foods intends to use this platform to expand its product range with more product concepts later. Further, in <a href="https://sp-edge.com/updates/28147">April 2024</a>, Planted launched vegan Chicken Tikka Skewers in the UK.As of December 2023, Planted products were available at 6,100 restaurants and 8,700 retail outlets across Switzerland, Germany, Austria, France, Italy, the UK, and Benelux, with plans to expand into the US and UAE later.Key customers and partnershipsIn <a href="https://sp-edge.com/updates/19434">June 2023</a>, the company partnered with French agrifood company Fleury Michon to launch the Eminces Vegetaux range into retail in France. The partnership leveraged Planted's expertise in plant-based foods and Fleury Michon's artisanal marinades, reach, and reputation to offer plant-based alternatives for Fleury Michon’s established consumer base.Funding and financialsIn its latest funding round in <a href="https://sp-edge.com/updates">September 2022</a>, the company raised ~USD 72 million (CHF 70 million) in Series B funding led by L Catterton, with participation from Vorwerk Ventures, Movendo, and Yann Summer. The funds were earmarked for launching a new whole-cut product range, further expansion into Europe, and increasing production capacity.

New insurance models are disrupting a centuries-old industry with a focus on personalization and convenience.

Neo Insurance

TONI Digital is a Swiss white-label insurance provider that offers personal and commercial insurance lines such as auto, payment protection, and life insurance. The company operates under a B2B2C model providing its solutions via APIs and its cloud-based platform. In addition, it allows insurers to customize their value-chain by selecting which functions to manage in-house and which to outsource. TONI Digital also offers solutions for insurance carriers to configure and automatically generate their insurance products as APIs.Key customers and partnershipsAs of February 2023, the company had served over 25,000 customers and offered its coverages in partnership with several insurance companies such as Munich Re, Helvetia, Vaudoise, Assista, and ERV.Funding and financialsIn January 2023, it raised <a href="https://sp-edge.com/updates/15645">USD 12.5 million in a Series B </a>funding round led by a consortium of investors along with existing investors. It had planned to utilize the funds to leverage its platform to launch new insurance lines and products, as well as to expand its sales, underwriting, engineering teams, and geographical presence across Europe. It also aimed to use the proceeds to develop no- and low-code solutions.

Property owners and real estate companies are able to handle larger portfolios while offering faster and cheaper services.

Residential PropTech

<div>
 
 HomeLight initially started as an agent matching platform for home buyers and sellers, but has expanded its product portfolio to provide title and escrow, home estimation, home loans, and other services.
 
 
 For the agent matching service, buyers and sellers answer online questionnaires to determine their specific needs. The platform then uses an algorithm to crunch historical transaction data to find the most suitable agents in its database, which included 28,000 agents as of September 2021. The platform typically lists up to three agents for buyers/sellers to select from and offers a consultation service to refine the selection further and ensure clients get the most suitable agents.
 
 
 HomeLight also provides a trade-in service, where it will guarantee to pay a certain price for the client’s current home. This way, clients do not need to worry about home sale contingency (a new home transaction is contingent on the sale of an existing home) when they want to purchase a new home. In addition, clients will get additional cash (less any selling-related costs and trade-in fees) if HomeLight can sell their old homes in the market for more than the guaranteed prices (i.e., clients can get the full market value).
 
 
 The platform is available for free to buyers and sellers, but the agent matching service charges a standard referral fee of 25% to the gross commission of agents when they get selected. The platform stated that its recommendations are transparent and based solely on the agents’ performance metrics. In August 2020, HomeLight acquired a transaction management tool, Disclosures.io, that enables real estate professionals to manage transactions as well as market and sell homes in one place. In June 2022, HomeLight acquired Accept, a property financing platform, for an undisclosed amount. Through the acquisition, HomeLight leveraged Accept’s tech-based mortgage solution to offer clients a contingency-free transaction and provide homebuyers with pre-qualified mortgages to facilitate cash offers.
 
 
 As of September 2021, the company had served over one million customers and expected its revenue to exceed USD 300 million in 2021, triple that of 2020. HomeLight’s Cash Offer, the service that allows homebuyers to make upfront cash offers through its certified agents, grew by 500% YoY in transaction volume and achieved USD 3 billion in combined referred transaction value with Accept.Inc in Q1 2022
 
 
 Funding and financials
 
 
 <a href="https://sp-edge.com/updates/11160?industryIds=37">
 In June 2022
 </a>
 , HomeLight raised a USD 60 million extension to its Series D funding in September 2021. This funding was from Zeev Ventures and valued the company at USD 1.7 billion. The company also raised USD 55 million in debt financing during this round and planned to use the funds to pursue business expansion and sustain the turbulent housing market during the following two years. In September 2021, the company raised a total of USD 363 million in funding through a combination of equity and debt financing. The round includes USD 100 million in private equity funding led by Zeev Ventures—which valued the company at USD 1.6 billion— while the remaining USD 263 million was raised in the form of debt financing. The new funds will be geared toward further development of its platform, in addition to expanding into new states.
 
 
 
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Democratizing financial technology with a suite of API-based solutions

FinTech Infrastructure

Deserve provides a platform for universities, associations, financial institutions, FinTechs, and consumer brands to develop credit card programs using application programming interfaces (APIs). Its platform covers a range of solutions including issuance, marketing, customer experience, and portfolio analytics, among others. Deserve’s offering includes multiple types of cards including white-label (users customize the cards), co-branded (users only focus on key differentiators of rewards and marketing), and affinity (specialized university programs) cards. The company also partners with leading credit card platforms, including Mastercard, Visa, and Marqeta. As of February 2020, its customers included large enterprises such as Sallie Mae and the New Jersey Institute of Technology (NJIT), and leading universities such as Berkeley and UCLA. The company intends to expand to more industries in the future, including wine, travel, cryptocurrency, and fashion. Deserve <a href="https://sp-edge.com/updates/6195">partnered with Zero Hash in October 2021 </a>, to enable its partners to offer crypto rewards on credit card purchases through several digital assets, including Bitcoin and Ethereum.Deserve <a href="https://sp-edge.com/updates/10352">received a USD 250 million credit facility </a>from Goldman Sachs, Cross River, and Waterfall Asset Management, in May 2022, to invest in meeting the growing demand for the platform. This came on the heels of the company receiving <a href="https://sp-edge.com/updates/6266">a strategic investment from Visa </a>in October 2021, four months after <a href="https://sp-edge.com/updates/3600">raising USD 50 million in Series D </a>funding. Deserve also plans to expand the functionality of its platform in the future and introduce subscription management, BNPL, and home equity solutions, among others.

Leveraging personal data for custom-fit diagnosis and treatment

Precision Medicine

<div>
 
 SOPHiA GENETICS is a bioinformatics company providing genomic and radiomic analysis services to hospitals, laboratories, and biopharma institutions. Its cloud-based SaaS analytics platform, SOPHiA DDM, facilitates insights from complex multimodal datasets across various disease areas, such as oncology, rare diseases, infectious diseases, cardiology, neurology, and metabolism. Using ML and patented algorithms, it calls, annotates, and pre-classifies variants from raw next-gen sequencing data. The platform evolves with ongoing data analysis, improving over time.
 
 
 Customers maintain control over their samples and data, using the SOPHiA DDM platform to analyze data and exchange insights, contributing to a shared knowledge pool. As of October 2023, the platform had supported the analysis of over 1.2 million genomic profiles. Additionally, the company provides genomics mutation interpretation software, Alamut, offering advanced analytics for more comprehensive genomic data interpretation. SOPHiA GENETICS follows a B2B model, serving the clinical and biopharma markets.
 
 
 Key partnerships and customers
 
 
 As of October 2023, SOPHiA GENETICS had partnerships with 750+ institutions across 72 countries.
 
 
 Funding and financials
 
 
 SOPHiA GENETICS went public on the Nasdaq in 2021, floating at USD 1.1 billion under the ticker symbol &quot;SOPH.&quot; For 2022, the company reported a net loss of USD 87.4 million (up 19% YoY), while revenue amounted to USD 47.6 million (up 18% YoY).
 
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Using AI to automate, enhance and optimize marketing activities

Marketing Automation

<div>
 
 Zeta Global offers a marketing platform containing deep insights on customer behavior, which can be leveraged by firms for customer acquisition and growth via omnichannel marketing solutions. At the heart of Zeta Global&rsquo;s offering is a customer data platform (CDP) that contains consumer behavioral and transactional data from proprietary sources as well as data from third-party partners and public data. This is then combined with AI to provide marketing intelligence. In February 2023, the company unveiled the 
 <a href="https://sp-edge.com/updates/16313">
 beta launch of ChatBotZeta,
 </a>
 a solution that reads and synthesizes consumer signals from Zeta's data cloud to generate conversational insights.&nbsp;
 
 
 Zeta Global&rsquo;s edge is the proprietary data it has access to, which consists of 5.4 billion unique global customer identifiers (as of September 2021). These are drawn from more than 235 million proprietary US consumer data and a further 515+ million data from individuals globally. The firm has expanded its first-party data via acquisitions, the most recent being its 
 <a href="https://sp-edge.com/updates/9334">
 acquisition of ArcaMax
 </a>
 in March 2022, which added a further 10 million in &ldquo;permissioned US identities&rdquo;.&nbsp; Zeta Global also claims to be the only platform offering a single unified marketing platform that combines data with marketing automation and omnichannel marketing capabilities. 
 
 
 Key customers and partnerships
 
 
 By end&nbsp; June 2022, ~370 customers which include one in three Fortune 100 enterprise customers had subscribed to Zeta Global&rsquo;s platform.&nbsp;
 
 
 Funding and financials
 
 
 Zeta Global made its debut on the New York Stock Exchange (NYSE) in June 2021 and raised USD 215 million in the process. Before that, Zeta Global had six rounds of funding; the most recent being in March 2021, when USD 222.5 million was raised as new debt financing. The purpose of the varied rounds of funding was to manage working capital as well as fund several acquisitions. By September 2021, the firm had completed six acquisitions. The majority of these acquisitions were related to obtaining more proprietary data to grow its data platform.&nbsp;
 
 
 In 
 <a href="https://sp-edge.com/updates/16659">
 FY2022,
 </a>
 the firm achieved a revenue of USD 591 million (29% YoY growth). On the back of robust 
 <a href="https://sp-edge.com/updates/20651">
 Q2 2023 earnings,
 </a>
 the company raised its full year 2023E revenue expectation to range from 
 USD 712 million to USD 718 million, a YoY growth of 19% from its midpoint estimate. The company also increased its adjusted EBITDA, which it expected to be between USD 124.2 million and USD 124.8 million, YoY growth of 35% from its midpoint estimate, with an adjusted EBITDA margin of 17.3% to 17.5%.
 
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Technologies bringing about a new reality

Extended Reality

Rokid is a Chinese developer of 5G-enabled headsets and glasses. The company’s latest product is the Max AR Lite (announced in <a href="https://sp-edge.com/updates/28703">April 2024</a>), featuring the Rokid Max 2 AR glasses and the Station 2 host unit. The Rokid Max 2 AR glasses weigh 75 g, with an adjustable interpupillary distance (IPD), minimizing the need for corrective lenses and is powered by a Qualcomm Snapdragon chip. The Max 2 and Station 2 combination allows for a multi screen mode, where users can anchor multiple virtual displays (300 in) in physical space.Previously, Rokid announced the Rokid Max AR glasses (<a href="https://sp-edge.com/updates/17251">March 2023</a>, priced at USD 379). The glasses, weighing 76 grams, offered a 215-inch virtual screen with an OLED display, at a resolution of 3,840x1,200. Additionally, in <a href="https://sp-edge.com/updates/21333">August 2023</a>, the company launched the Rokid AR Studio, which consisted of the Max AR glasses and the Rokid Station Pro computing unit, priced at ~USD 550. The product offers controller-free operations by utilizing natural motion input and voice commands.Furthermore, the company launched the Rokid Air Pro in March 2022, an advanced version of its predecessor (Rokid Air, which sold 30,000 units globally as of August 2022) and weighs 83 grams, with a 43-degree field of view, 1920x1080 display resolution, and private spatial sound.&nbsp;Older products launched included 1) the AR headband “X-Craft” (November 2020), the first explosion-proof headband with 5G and GPS capabilities that comes with&nbsp; an AI algorithm to enable frontline workers to update information automatically, 2) the “Rokid Glass 2” (January 2020), a molecular AR glass designed for multi-use scenarios. The glasses weigh 96 grams and include a high-resolution display (40-degree field of view) powered by waveguide optic technology, hands-free voice control, detachable lenses, and temperature detection.&nbsp;Key customers and partnershipsThe company has partnered with multiple companies including Agora and TeamViewer to leverage its platform capabilities. Rokid also has partnerships with automobile manufacturers including Audi and Volkswagen to integrate its technology into their vehicles.Funding and financialsThe company’s latest funding round was in <a href="https://sp-edge.com/updates/25305">January 2024</a>, where the company raised USD 71 million in a funding round led by Hefei's municipal government. The fresh capital was earmarked to improve spatial computing capabilities on its AR glasses.Previously, in <a href="https://sp-edge.com/updates/24188">November 2023</a>, the company raised USD 112 million in a Series C funding round led by NetDragon Websoft Holdings, which valued the company at USD 1 billion. Proceeds were earmarked to expand the company’s reach overseas, bolster its AR glasses and AI voice interactive system, YodaOS. The company also formed a five-year partnership as part of the investment, to build XR experiences leveraging NetDragon’s expertise in internet and mobile platforms.

Technologies that automate and optimize building operations using data-driven insights.

Smart Building Technology

<div>
 
 LEDCity develops energy efficient, simple, and autonomous lighting systems for industry. They help lower these operating costs. Leave light control to a computer built into the lamp, which adjusts the illuminance to your exact specifications. This saves up to 90% on energy costs while increasing comfort, and LEDCity achieves its mission of drastically reducing global energy consumption with the most user-friendly and efficient LED lighting system. The company's products are ideal for renovations and refurbishments of existing buildings because the simple conversion to cutting-edge technology is affordable for everyone: simply replacing the light bulb is frequently enough.
 
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Platforms, apps, and cards to keep the corporate wallet in check

Business Expense Management

<div>
 
 Brex offers short-term financing (including earned revenue access) and expense management solutions. The platform primarily offers cards for businesses, including business expense card and corporate cards for larger businesses. Brex issues corporate cards based on several factors such as funding raised, revenue, and cash balances, instead of relying solely on credit scores for approvals.&nbsp;
 
 
 
 
 Brex also offers an automated bill payment solution for enterprises to manage payouts. This lets users choose several payment methods (ACH, wire transfers, checks, or cards) and also integrates with accounting systems such as Quickbooks and Xero. The company subsequently launched &ldquo;Brex payables&rdquo; in August 2023, an AI-enabled AP solution (from receiving invoices to approving payment) that combined bill payment and purchase card capabilities.
 
 
 
 
 Key customers and partnerships
 
 
 
 
 Brex users span several groups, such as tech startups, venture capitalists, and ecommerce companies. Brex primarily targets SMBs, and, as of October 2021, it reportedly generated around 60% of its revenue from mid-market companies. However, the company shifted its focus away from small businesses in June 2022, to focus on startups (pre-seed and venture funded companies) and mid-to-large-sized companies. Brex laid off around 11% of its workforce in October 2022, to increase focus on the company&rsquo;s new strategy, and achieve sustainable profitability for years to come. It subsequently laid off a further 20% of its employees in January 2024 to make the company more agile and accelerate its path to profitability.
 
 
 <a href="https://sp-edge.com/updates/20254">
 Brex partnered
 </a>
 with 
 <a href="https://sp-edge.com/companies/359227">
 Airwallex
 </a>
 in July 2023, to leverage AIrwallex&rsquo;s network of 50+ global licenses, to support local currency collections for global corporate cards and employee expense reimbursements across the globe.
 
 
 
 
 In December 2023, Brex along with&nbsp; 
 <a href="https://sp-edge.com/companies/780841">
 Ramp
 </a>
 
 <a href="https://sp-edge.com/updates/25146">
 collaborated with Uber&rsquo;s enterprise arm
 </a>
 to improve expense processing efficiency by automating the receipt handling for Uber transactions while ensuring&nbsp; compliance with company policies. 
 
 
 
 
 Funding and financials
 
 
 
 
 Brex raised USD 745 million in Series D funding across two rounds in 2021 (October and April) and was valued at USD 12.3 billion as of October 2021 (up from USD 7.4 billion in April).&nbsp;
 
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Data Infrastructure & Analytics

<div>
 
 Domo provides a cloud-based operating system that combines data in all aspects of the business and can be accessed on the user's phone. The Domo Business Cloud platform offers data integration, visualization technology, and the ability to build apps using its framework and promises data security. Domo allows its users to create interactive custom dashboards and self-service analytics and provides the ability to share it with customers and partners. It has solutions for the financial services, retail, and media industries to name a few. Some of its clients are Unilever, the NBA, and ESPN.
 
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Eliminating financial intermediaries by directly connecting individuals and businesses

P2P Financial Platforms

<div>
 
 Prosper Funding is an online lending platform that offers low-interest flexible terms and quick funding. Customers can borrow personal loans up to USD 40,000, home equity with low credit rates, one-time debt consolidation, home improvement loans, and healthcare financing. Loans are given at a low fixed rate, with budget-friendly payment plans or three to five-year plans and no prepayment penalties. Prosper also has perspectives for investors—individuals looking to grow their funding by creating an account and building a portfolio by choosing individuals to invest with as well as benefiting from the capital increase when returns are deposited.
 
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Riding together toward a sustainable future

Shared Mobility

<div>
 
 FINN offers monthly car subscriptions to create a sustainable method for mobility. Its mission is to make mobility fun and sustainable: We help everyone who loves driving their own car but refuses the struggle, commitment and intransparent costs associated with car ownership. We achieve this by offering all-inclusive, immediately available, monthly car subscriptions. The best thing, yet: While you drive we plant trees as every journey is CO2 compensated.
 
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Cryptocurrencies

<div>
 
 Fnality International provides a digital cash system that uses blockchain technology to settle financial transactions. It was established in April 2019 and is headquartered in London, England. Fnality is the commercial realisation of a four-year Research & Development project called the ''Utility Settlement Coin,'' which was first proposed by UBS and London-based blockchain company Clearmatics.
 
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Travel Tech

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 Wander provides a website and mobile app for the booking of short-term luxury rentals with smart home facilities catered toward families, friend getaways, workcations, and retreats within the US. Property types include beach homes, wooded enclaves, and ski community properties, among others. Bookings must be made for a three-night minimum stay, with each Wander property equipped with a Tesla for guest use, 24/7 concierge service, high-speed Wi-Fi, multiple workstations with large monitors, webcam and microphone setups, ergonomic desks and chairs, and other features designed keeping working professionals in mind. Other amenities provided on the property include a fully stocked kitchen, fitness equipment, digital fireplace, and sauna. Travelers can utilize the property&rsquo;s smart home technologies, allowing guests to control various aspects of their experience through the Wander app on their smartphones. Monthly rental costs range from ~USD 21,000&ndash;30,000.&nbsp; Wander also provides corporate retreats, an event hosting platform, a rewards program, and the option to gift employees with Wander credits, which enables them to benefit from reduced costs during their stays.
 
 
 As of April 2023, the company had over 100,000 members signed up on its membership program. Wander acquires all the homes listed on its platform through its real estate investment trust, Atlas, having 14 homes under its portfolio as of April 2023. The company also collaborates with local companies to ensure the cleaning and upkeep of each property and provides memberships to travelers that offer discounted prices from branded partners. In September 2022, Wander launched the &quot;Split with Friends&quot; feature, enabling guests to split the cost of their trip with their friends. As of April 2023, the company planned to introduce a booking platform for professional operators.&nbsp;
 
 
 Key customers and partnerships
 
 
 Key partnerships include Impact in October 2022 to launch Wander&rsquo;s affiliate program. The company&rsquo;s enterprise customers consist of Peloton, Hyundai, Lexus, Epic Games, and Elle.
 
 
 Funding and financials
 
 
 In February 2022, Wander raised USD 20 million in a Series A funding round led by QED Investors. In November 2022, the company raised USD 100 million in the form of a debt facility from Credit Suisse. The company noted that a total of ~2,200 bookings were made with a 90% occupancy rate during the period of June to November 2022.
 
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Deriving insights from uncommon data streams

Alternative Data

Bringing the benefits of blockchain to the enterprise

Enterprise Blockchain Solutions

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 R3 is a blockchain-as-a-service (BaaS) company that offers a permissioned, distributed application platform (Corda) that can be used across traditional financial services applications. The platform is able to integrate with existing enterprise solutions and offers features such as digital identity management, digital notarization, and network mapping with use cases across digital asset marketplaces, cross-border transaction solutions, tokenized loans and security solutions, and digital smart bonds.&nbsp;
 
 
 R3 offers digital applications to corporations to improve traceability, digitize assets, and improve how payments are made. Companies also have access to various business networks and existing payment systems on Corda. Additionally, corporates are able to build their own solutions on the platform, with support from R3 in terms of the development and management of corporate applications.
 
 
 Key customers and partnerships
 
 
 R3 was initially formed by a consortium of nine banks, which increased to over 60 partners in the first year since inception. As a result, the company is able to collaborate and work together with financial services companies to support the adoption of Corda across the ecosystem. Some key partners that have worked with R3 on potential use cases include HSBC, Nasdaq, MUFG, and Vodafone.&nbsp;
 
 
 Additionally, the company offers multiple partnership programs for startups and disruptors that seek to use the Corda network, including the Partner Program and the R3 Development Fund.
 
 
 In December 2023, the company 
 <a href="https://sp-edge.com/updates/24919">
 partnered with RYVYL
 </a>
 , a blockchain-based payments infrastructure platform, to develop and launch a novel BaaS solution, RYVYL Block. This joint solution offers relevant tools and building blocks required for businesses to develop secure distributed ledger infrastructure and integrate blockchain technology into existing business frameworks, specifically in areas such as banking and high-volume data processing.
 
 
 
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Using AI to mimic and understand human language

Natural Language Processing Tools

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 Digital Reasoning is a developer of an artificial intelligence cognitive computing platform intended for businesses. It is an Artificial Intelligence company that understands the nuances of human intention and behavior found in communications providing global enterprises with critical intelligence and insights.
 
 
 It was founded by Tim Estes in 2000 and is headquartered in Franklin, Tennessee.
 
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LEDCity develops energy efficient, simple, and autonomous lighting systems for industry. They help lower these operating costs. Leave light control to a computer built into the lamp, which adjusts the illuminance to your exact specifications. This saves up to 90% on energy costs while increasing comfort, and LEDCity achieves its mission of drastically reducing global energy consumption with the most user-friendly and efficient LED lighting system. The company's products are ideal for renovations and refurbishments of existing buildings because the simple conversion to cutting-edge technology is affordable for everyone: simply replacing the light bulb is frequently enough.

Andermatt Swiss Alps provides tourism resort and property development services.

Xingdian Catering offers catering services that are healthy, delicious, and convenient.

Taurus SA is a Swiss FinTech, founded in April 2018, that provides enterprise-grade digital asset infrastructure to issue, custody, and trade any digital assets, including cryptocurrencies, tokenized assets, NFTs, and digital currencies. Taurus is a global leader in the banking segment, entrusted by the full spectrum of financial institutions: systemic banks, universal banks, online banks, crypto-banks, private banks, and broker-dealers. Taurus also operates a marketplace for private assets and tokenized securities. Taurus SA is a securities firm supervised and regulated by FINMA. TDX is an organized trading facility operated by Taurus.

Wander is a platform that allows users to book smart homes for their next workcation, vacation, or anything in-between. Wander is a startup that builds infrastructure to experience the world. The company was founded by John Andrew Entwistle in 2021.

They are one of Vietnam’s largest private sector companies with a focus on the consumption and resources sectors. They have a track record of actively building, acquiring and managing large-scale operating platforms that capitalize on Vietnam’s structural consumption and resources stories. They believe that substantial value can be created for their shareholders through professional management, global partners and a commitment to serving Vietnam’s emerging middle class.  Their vision is to become Vietnam’s local private sector champion in terms of scale, profitability, and shareholder return and to become the country’s growth partner and employer of choice. In order to achieve this vision, they operate in sectors where a local private sector company can be a market leader and can develop scale through focus and consolidation.  Their  management team comprises professionals with global risk management and capital allocation expertise, Vietnamese managers with local execution experience and, at their operating businesses, senior industry executives with a track record at multinational corporations.

Swiss Medical Network is a medical group that offers hospital care and treatment to patients. The group is known for its superior services, first-rate hospital and care facilities, and welcoming atmosphere. Genolier Swiss Medical Network is a name that is synonymous with dependability, expertise, and health thanks to its facilities that are furnished with cutting-edge medical technology. Swiss Medica Network aims to continuous improvement via new clinics, medical centers, and competence centers through acquisitions and local co-operations.

CIMC Vehicles Group is a producer and seller of semi-trailers and bodywork for special vehicles. They provide truck body products including dump beds for dump trucks, mixers for mixer trucks, and a wide range of other truck bodies for specialty vehicles. CIMC Vehicles is dedicated to developing into a reputable in the semi-trailer and specialty vehicle sectors.

Octaura is an electronic trading solution created by the industry – for the industry. Backed by eight major US financial institutions, Octaura has reimagined the way the syndicated loan and the CLO markets trade. Efficiency, transparency and simplicity are at the heart of what we do.

Capital Markets Gateway (CMG) is a financial technology firm modernizing the equity capital markets (ECM). CMG connects investors and underwriters via a neutral platform that delivers integrated ECM data and analytics, unrivaled transparency, and workflow efficiencies. Providing a digital system of record for firm-wide deal activity, CMG helps clients make more timely, better-informed decisions. Launched in 2017 by a team of experienced ECM practitioners, the CMG platform is currently relied upon by more than 100 buy-side firms representing $20 trillion in AUM and 10 investment banks. For more information visit www.cmgx.io.

iCapital Network is a fintech platform for alternative investments and investors. It has transformed the way the wealth management, banking, and asset management industries facilitate access to private markets investments for their high-net-worth clients by providing intuitive, end-to-end technology and service solutions. Wealth management firms use iCapital’s solutions to provide clients with quality funds at lower minimums and simplified digital workflows. Asset managers, RIAs, and banks leverage iCapital’s technology to streamline and scale their alternative investments operational infrastructure. Additionally, the iCapital ‘flagship’ platform offers wealth advisors and their high-net-worth client's access to a curated menu of private equity, private credit, hedge funds, structured investments, and other alternatives to help meet their investing needs for return and diversification. iCapital’s research and diligence team offers robust analysis alongside the firm’s extensive suite of advisor education, compliance, portfolio management, and portfolio analytics tools and services.  iCapital has been recognized on the Forbes FinTech 50 list each year from 2018 through 2002, the Forbes America’s Best Startup Employers in 2021 and 2022, and MMI/Barron’s Industry Awards as Solutions Provider of the Year in 2020 and 2021. As of May 31, 2022, iCapital services more than US$130 billion in global client assets, of which more than US$30 billion are from international investors (non-US Domestic), across more than 1,035 funds. Employing more than 800 people globally, iCapital is headquartered in NYC and has offices worldwide including in Zurich, London, Lisbon, Hong Kong, Singapore, and Toronto.

FINN offers monthly car subscriptions to create a sustainable method for mobility. Its mission is to make mobility fun and sustainable: FINN helps everyone who loves driving their own car but refuses the struggle, commitment, and intransparent costs associated with car ownership. The company achieves this by offering all-inclusive, immediately available, monthly car subscriptions.

TradeBridge has a strong international presence with offices in UK, France, Singapore and China.  We work with a diverse range of businesses, funders and partners to provide working capital solutions for entrepreneurial and growing businesses. Our key sectors of expertise are ecommerce, healthcare, and corporates to which we provide revenue-based finance and payables finance products fit for a faster moving world

Kafene is a mission-driven startup with the goal of empowering flexible ownership for the customers that need it most. Backed by some of the top VCs in fintech, Kafene brings flexible payment options to products like furniture, appliances, electronics, musical instruments, and jewelry while protecting consumers from the traps of traditional debt products.  If a consumer can no longer make payments on their merchandise, Kafene understands.  The consumer can simply return the item with no obligation and no residual debt.  This freedom is powered by a best-in-class consumer-facing technology platform that includes app-based point-of-sale virtual wallets and AI-based underwriting.

A Zürich headquartered FinTech operational in Switzerland, Australia, UK and the Ntherlands. We are the architects of a progressive new world of business finance. Transforming the long-held conventions of the industry, and responding to rapid changes in technology. We support entrepreneurs, private businesses, funders and investors – to realise vast new landscapes of opportunity. By building a world that is more nimble, responsive and sustainable – enhancing relationships, efficiencies and reward. We’re making it our mission to solve some of the world’s biggest lending challenges. For banks. For insurers. And for business owners. Leading the way to a better future for business credit by creating products that customers actually want. All backed by experienced people, data insights and clever technology.

LendingUSA's mission is to provide smart financing solutions at the important moments in life.  Thought it's Point-of-Sale (POS) platform, LendingUSA offers financing solutions for merchants and their customers serving such specialty markets including elective medical, dental, pets, tax, funeral, and more. LendingUSA is committed to provide the best point-of-need consumer financing experience available, using a proprietary lending solution that leverages both traditional and next-generation underwriting and fraud detection techniques to pre-approve loans as quickly as a few seconds. LendingUSA works closely with its merchant partners, providing the tools and training they need to easily and efficiently maximize customer financing approvals and grow their business.

Lighter Capital is a fintech company that has created a new fundraising path for early-stage tech companies. Its transparent, data-driven process provides founders with up to $2 million of non-dilutive growth capital in a fraction of the time it takes to raise from traditional sources.

FIA Tech provides financial, legal agreements, and brokerage services. It has continually worked with the industry to develop and provide key services and technologies which help market participants reduce risk, mitigate operational costs, and meet market and regulatory challenges.

Nuvei is a financial service company that provides its clients with payment technology solutions. Nuvei provides all payout options as well as card issuing, banking, risk management, and fraud management services. Businesses can accept next-generation payments, provide all payout options, and take advantage of card issuance, banking, risk, and fraud management services using Nuvei's modular, flexible, and scalable technology.

HomeLight is building the future of real estate — today. Our vision is a world where every real estate transaction is simple, certain, and satisfying for all. The best real estate agents rely on HomeLight’s platform to deliver better outcomes to homebuyers and sellers during every step of the real estate journey, whether that's enabling an all-cash offer, unlocking liquidity of their existing home to buy a new one, or creating certainty through a modern closing process. Each year, HomeLight facilitates billions of dollars of residential real estate business on its platform for thousands of agents. Founded in 2012, HomeLight is a privately held company with offices in Scottsdale, San Francisco, New York, and Seattle, with backing from prominent investors including Zeev Ventures, Menlo Ventures, Group 11, Crosslink Capital, Bullpen Capital, Montage Ventures, Citi Ventures, Google Ventures, and others. For additional information and images: homelight.com/press

Nautilus Solar is one of the industry's fastest-growing solar development companies. Founded in 2006 as a spin-off of Nautilus Energy, LLC, Nautilus Solar delivers clean renewable energy to commercial, industrial, non-profit and utility customers. Our mission is to work closely with our clients to reduce energy costs through the use of renewable power. The company has projects in operation, construction and development in the Northeast, Southwest and Western US.   Nautilus Solar is based in Summit, New Jersey.

Planted is an ETH Spinoff that uses cutting-edge technology to turn four natural ingredients into plant-based meat that mimics the taste, texture, and mouthfeel of traditional animal meat. It takes only the best raw materials from plants and creates that tasty, nutritious, high-protein, and juicy planted that the customers love. It was founded in 2019 and is headquartered in Zürich, Switzerland.

Swixx Biopharma fully represents biopharma companies in the CEE. It is designed to fully replace biopharma, OTC, and medical device multinationals’ subsidiaries or business units in those countries, or therapeutic areas of CEE, that the multinational chooses not to enter, or to exit. The company was founded in 2014 and is registered in Baar, Switzerland. It has 100%-owned affiliates in Albania, Bosnia & Herzegovina, Bulgaria, Croatia, Czech Republic, Estonia, Greece, Hungary, Kosovo, Latvia, Lithuania, North Macedonia, Montenegro, Poland, Romania, Russia, Serbia, Slovakia, and Slovenia.

Zeta is a Data & Analytics company that uses a People-based Marketing Cloud to help leading brands acquire, grow and retain customers. Founded by David A. Steinberg and John Sculley (former CEO of Apple Computer and Pepsi-Cola) in 2007, Zeta uses big data, advanced analytics and machine learning to power marketing programs for hundreds of Fortune 1000 and Middle Market brands. Zeta was named one of the 50 most promising private companies by Forbes and one of 10 companies on the planet in two Gartner Magic Quadrant reports.   The Company's highly-rated technology platform competes with Oracle, IBM, Salesforce and Adobe. With over 1,000 employees worldwide, the company is headquartered in New York City, with Centers of Excellence in Silicon Valley, Boston, London, and Hyderabad, India, and 12 additional offices around the globe.

At Koalafi, we understand that some purchases just can't wait for ''someday.'' That’s why we built the first nationwide platform that makes it possible for merchants to offer all of their customers, whether they have excellent or no credit, a wide range of pay-over-time plans through a single application. Founded in 2014, Koalafi is available at over 15,000 in store and online business across the country. With the help of Koalafi’s advanced technology and analytics, delightful experiences, and world-class support, thousands of merchants nationwide have grown their businesses, and more of their customers can finally dream bigger. Visit koalafi.com for more information.

DSD Renewables is a renewable energy solutions company that develops, constructs and operates renewable energy projects. DSD Renewables has capabilities that encompass development, structured financing, project acquisition, and long-term asset ownership. Through these multifaceted strengths, DSD expedites the implementation of renewable energy resources, generating substantial value for its commercial, industrial, and municipal customers and partners.

SOPHiA GENETICS is a healthcare technology company dedicated to establishing the practice of data-driven medicine as the standard of care and for life sciences research. It is the creator of the SOPHiA DDM™ Platform, a cloud-based SaaS platform capable of analyzing data and generating insights from complex multimodal data sets and different diagnostic modalities. The SOPHiA DDM™ Platform and related solutions, products and services are currently used by more than 780 hospital, laboratory and biopharma institutions globally.

Feather provides furniture and home decor rental service The company helps city dwellers to furnish their homes without spending a fortune or hurting the planet in the process. Members of Feather have access to high-quality furniture at a low monthly price with the option to add, swap, buy, or return when life or tastes change. Furniture is delivered and assembled for free within a week. Feather’s circular approach reduces the environmental impact that furniture waste has on the planet by keeping furniture in homes and out of landfills.

Modalmais is an financial service company that offers retail and institutional broking, currencies and commodities trading, mutual funds, and bonds.

CasaOne is a one-stop shop for furniture, decor and home goods. We offer free shipping across the continental US.

TONI Digital is breaking up the traditional insurance value chain and work together with proven partners in producing a value network. They focus on lean, simple and automated processes for everyone – end customer, partner and internal systems. Their dis-integrated value chain and automation efforts are resulting in scale effects and unpreceded cost advantages. They are founded for B2B business with no background as an direct insurer. They do only what is best for you – they have no legacy. They take over the organization of your entire insurance business - including product management and customer interaction. You only bring the brand.

Covalto (formerly known as Credijusto) was an early innovator in building the technology infrastructure to leverage digital tax, e-invoice and other financial data to underwrite and service SMEs at scale. The company has built a one-stop solution for SMEs by bringing together a multi-product credit offering, banking services and a full suite of business analytics tools. In 2021, Covalto became the first fintech in Mexico to acquire a regulated bank, supporting the expansion of its digital SME banking and services platform. The company was founded in 2015 and is based in Mexico City.

Wanda Sports Group is a global sports events, media and marketing platform with a mission to unite people in sports and enable athletes and fans to live their passions and dreams. Through our businesses, including Infront and IRONMAN, we have significant intellectual property rights, Long-term relationships and broad execution capabilities, enabling us to deliver unrivalled sports event experiences, creating access to engaging content and building inclusive communities. We offer a comprehensive array of events, marketing and media services through three primary segments: Mass Participation, Spectator Sports And Digital, Production, Sports Solutions (DPSS). Our full service platform creates value for our partners and clients as well as other stakeholders in the sports ecosystem, from rights owners, to brands and advertisers,And to fans and athletes.

FundsDLT is shifting the technological paradigm in the wealth and asset management industry using a decentralized network and APIs to tokenize Investment Funds. We streamline a range of fund administration and order-routing tasks by using blockchain to automate several processes in a secure manner. The platform enables a cooperative ecosystem between all actors in the investment fund distribution chain to exchange data in real time and remove redundant activities. FundsDLT provides Transfer Agency service for issuing investment funds and order routing services for accessing investment funds. Our fully integrated model makes investment fund distribution easier, cheaper and faster. Launched in 2020, FundsDLT is backed by four major players in the industry: Clearstream, Credit Suisse Asset Management, the Luxembourg Stock Exchange and Natixis Investment Managers.

Deserve Inc. is a leading mobile-first credit card platform built on a cloud-native and API-enabled architecture, which allows partners to offer superior personalized experiences for cardholders. We partner with financial institutions, fintechs, lenders, and merchant co-brands.

Sunnova is a residential solar company providing nationwide coverage of affordable and reliable energy to customers' homes. Sunnova offers the benefits of solar service through its network of local installation partners who work directly with homeowners. Sunnova maintains solar service agreements with each homeowner, providing worry-free electricity and service for years to come.  Sunnova helps homeowners go solar in more states than any other provider in the nation. By working with experienced, locally-owned installation contractors, the Sunnova Partner Network better serves customers and the local economy.

Brex is a spend platform that includes corporate cards, cost management, reimbursements, and bill pay.

Uplift is an enterprise buy now, oay later solution serving over 100 of the world's top travel brands. Through personalized, flexible payment options, Uplift helps consumers take control of their budget and experience a world of travel. With a complete range of payment options, Uplift unlocks higher conversions and lifetime customer value for merchant partners.

BIM Lands Real Estate Company, a member of BIM Group, is one of the top 10 largest real estate companies.

L&P Cosmetic primarily engages in the development of cosmeceutical products. It is a professional cosmetics company that combines cosmetic and pharmaceutical. L&P Cosmetic aims to solve consumer skin problems and improve skin conditions, and continuously strengthening the efficacy and customer satisfaction of products in order to help consumers realize their beauty goals.

ZeroDown is a real estate startup that focuses on providing an affordable homeownership solution. It is an alternative to the rent-or-own dilemma, offering the benefits of homeownership with the flexibility of renting. It was founded in 2018 by Abhijeet Dwivedi (Previously COO and CSO at Zenefits, McKinsey), Hari Viswanathan (Previously Staff Engineer at Zenefits) and Laks Srini (Previously Co-founder and CTO at Zenefits, SigFig and D. E. Shaw & Co). The three founders worked together at Zenefits -- which processes $2B+ a year in payroll for SMBs, provides access to healthcare and insurance for 100,000+ employees and serves more than 10,000 SMBs.

Vivint Solar is a leading full-service residential solar provider in the United States. With the help of Vivint Solar, homeowners can power their homes with clean, renewable energy, typically achieving significant financial savings over time. Vivint Solar designs and installs solar energy systems for homeowners and offers monitoring and maintenance services. In addition to being able to purchase a solar energy system outright, homeowners may benefit from Vivint Solar's affordable, flexible financing options, including power purchase agreements, or lease agreements, where available. Vivint Solar also offers solar plus storage systems with LG Chem home batteries and electric vehicle chargers with ChargePoint Home. For more information, visit www.vivintsolar.com or follow @VivintSolar on Twitter.

SON KIM LAND is an investment and development company that develops people with empowerment culture as career-oriented individuals. The company creates an environment where people with integrity, leadership, and commitment work together as a team to achieve a vision. The company recruits capable employees, encourage, and support the continuous development of the skills and knowledge, and motivate to produce results. SON KIM LAND was founded on 1993 and is headquartered in Ho Chi Minh City, Vietnam.

Apollo Hospitals is widely recognized as the pioneer of private healthcare in India, and was the country’s first corporate hospital. The Apollo Hospitals Group, which started as a 150-bed hospital and today, operates 9200 beds across 64 hospitals. A forerunner in integrated healthcare, Apollo has a robust presence across the healthcare spectrum. The Group has emerged as the foremost integrated healthcare provider in Asia, with mature group companies that specialize in insurance, pharmacy, consultancy, clinics and many such key touch points of the ecosystem. The Apollo Group has touched the lives of over 45 million patients, from 121 countries.

Fnality International provides a digital cash system that uses blockchain technology to settle financial transactions. The company develops DLT-based wholesale payment systems in key jurisdictions, each overseen by its home central bank. It also offers banks a system for managing digital payments and supports the growing industry adoption of tokenized assets and marketplaces.

ZoEasy.co is the MENA's first platform which educates and matches blue-collar job seekers with dignified employment opportunities using ethical and transparent hiring processes. We focus on sustainable job creation at fair wages and reduce inequalities via innovative technology, modern hiring practices and strategic public and private partnerships.

VistaJet, the world's fastest growing private aviation company, offering private jet services through its Program and On-Demand solutions.

Canadian Solar is a solar power company that manufactures and sells solar cell and module products that convert sunlight into electricity for a variety of uses. Canadian Solar designs, manufactures, and sells a wide range of solar energy products, including solar modules, solar system kits, and solar power plants. They provide solar solutions for residential, commercial, and industrial customers, as well as utility-scale power projects. The company's solar modules are widely used in various applications, including grid-tied solar power plants, off-grid systems, and residential rooftop installations. In addition to manufacturing solar modules, Canadian Solar is also involved in the development and operation of solar power projects. They develop and build solar power plants globally, contributing to the expansion of renewable energy infrastructure.

Pagantis has originated over €500 million in online consumer loans on its proprietary platform, which has been developed leveraging the company’s expertise in data science, technology, regulatory compliance, and finance. Our point of sale consumer finance platform for e-commerce (Paga+Tarde in Spain), allows consumers to pay for goods and services in monthly installments with a fully automated, paperless process and provides e-commerce merchants with a simple onboarding process to offer consumer credit in conjunction with e-commerce purchases.

Having funded over $200 million is small business loans; IOU Financial has the experience to help any business get what they need. They have offices all over the world and the knowledge and flexibility to get your business the capital it needs to seize the growth opportunities that will help you realize their potential

Fotokite is a 50 person team of autonomous vehicle and aerial robotics experts set out with a mission to help first responders save lives and preserve property. Our patented technology enables us to provide solutions that get installed in the top of fire trucks and public safety vehicles, so that when e.g. a firefighter shows up to their scene, they push a single button, and their Fotokite system opens up, deploys itself, and flies up to 45 meters in height to provide the first responders with mission-critical information about their scene. From up there, we provide both thermal and regular video down to the ground to give teams visibility and elevated intelligence over their scene. The information delivered helps them size up and assess their incidents quickly and without drawing additional team resources like normal drones. We actively use a tether to provide power up the line and data down the line to deliver a fully autonomous, situational awareness system with 24-hour-plus flight times. The real benefit to the user is the fact that they gain this information without ever piloting the system- it’s as simple as it gets. They simply push “launch” on a tablet, set their altitude and camera angle, and the system takes care of the rest.  Once up in the air, the system is also set up to live stream that aerial information to other teams on the same site, or back at the fire station to provide more eyes on the scene than were possible before. They use this information to gain perspective and context of their incident, and then deploy their resources in a more data-informed way.

Golden Energy and Resources Limited (''GEAR'') is a Singapore-listed (SGX:AUE) Asia Pacific energy and resources corporation. Energy coal exploration, mining, processing, and marketing are all part of the company's coal mining concession regions. Exploration, mining, processing, and sale of metallurgical coal from its coal mining concession regions are all part of the Metallurgical coal business. Forestry, investment holding firm, and management services are all part of the Non-coal Business category.

Nexxiot is a TradeTech pioneer with a mission to enable easier, safer, and cleaner transportation for all stakeholders in the global supply chain.  Nexxiot’s IoT hardware, software and analytics create transparency to improve efficiency and preserve value across supply networks. The technology mitigates risks to people, infrastructure and cargo and reduces emissions and waste. The company empowers carriers, cargo owners and other transportation participants to monitor the location, status and conditions of their assets and cargo in real-time, anywhere in the world. Sophisticated Big Data analytics delivers business intelligence at scale to drive efficiency, process automation and achieve sustainability targets. Headquartered in Zurich, Nexxiot operates throughout Europe and the U.S., with an international team of employees from 28 countries.

AccessFintech offers risk management services for banks and buyside firms and tracks the trade lifecycle. It helps firms track the trade lifecycle and get a true sense of prioritized risk, across an increasing number of systems. Access FinTech brings together fintech providers and in-house technology, orchestrating the interaction of the distributed providers and creating a single visual display of the risk of financial transactions in a global sharable view.

Privé Technologies is a leading innovator in the fintech and wealth management industries. Our solutions help the financial institutions of today to streamline and transform through complete digitization, enabling them to operate more efficiently and effectively than ever before and highly reduced cost - ultimately driving revenues for the financial institutions.  Our suite of products – which covers all aspects of asset and wealth management – is unparalleled in the financial technology industry. Founded in 2011 and headquartered in Hong Kong, we have offices in Singapore, Malaysia, Thailand and Taiwan as well as an extensive office network in Germany and Austria. Privé works with 75 financial institutional clients globally, including some of the world's largest banks.

Judo is a specialist, purpose-built relationship business where experience, knowledge, judgment, and integrity critical qualities underpinning success. Judo believes that there is a place in the specialist segments of the SME market for old-fashioned practical banking, enabled by the latest technology. Small to medium-sized businesses are the engine room of Australia, producing over half of the nation’s value-added and accounting for seven out of every 10 jobs in the private sector. Despite their critical importance to the economy, some SME businesses aren’t getting the support they deserve. The Judo team, with experience at the highest levels of some of the world’s largest banks, saw an opportunity to do better. Their name comes from ‘Judo Strategy,’ the art of defeating larger opponents. They're smaller and more nimble, so they can adapt their stance to best address business challenges. The customers deal directly with decision-makers who are empowered to judge each application on its merits, rather than relying on complex processes and evaluation metrics that ignore the reality of business itself. Customers don’t just get a call center number; they get direct, regular contact with their own relationship manager who will get to know their business inside and out and be well equipped to tailor-make financial solutions that match their needs, rather than a one size fits all approach. At Judo, they always put relationships first, they’re at the heart of everything they do, it’s what their business is built on.

Equippo.com is a commercial equipment company that sells and buys used equipment for the construction industry. They bring together select manufacturers, dealers, leasing companies, and other trusted sellers of heavy equipment with buyers from all over the world, including markets like South America, Russia, and Poland. It operates an online marketplace for used construction equipment. They are very proud of their most important and unique technological innovation - the Equippo final price calculation engine makes it even easier to deal internationally: tariffs, transport, and logistics specific to your region are already included in the price displayed. Equippo.com was founded in 2014 and is headquartered in Zug, Switzerland, Equippo’s dedicated team is as international as its mission; buyers and sellers can speak with salespeople in more than nine languages.

Flexiti is a Canadian fintech company. our vision is to help our partners in the retail, health, and home improvement sectors offer flexible sales financing solutions and enable them to sell more, develop and grow while helping consumers enjoy the things they need and want sooner.

OnDeck launched in Australia in 2015 to solve a major issue facing small businesses: efficient access to capital. They  use cutting-edge technology to evaluate businesses based on their actual performance, not solely business owners’ personal credit scores. Ultimately, this makes it possible for us to responsibly expand access to credit. As a result, businesses are able to spend their time where it provides the most benefit—on their customers and on growing, rather than looking for a small business loan.

Ondeck is a technology-enabled financial platform that provides loan financing to small and medium-sized businesses. The company uses proprietary software to aggregate data about a business’ operations which is processed by an algorithm that determines loan eligibility. OnDeck was founded in 2006 and is based in New York City, United States.

Sailogy was born in 2013 with the aim of making sailing holidays accessible to everyone and providing them with the opportunity to rent a boat with comfort and safety. Customers all over the world can choose from a wide selection of sailing yachts, motor yachts, catamarans and gulets all rentable with or without experienced skippers and hostesses. Sailogy has become the market leader in three different countries – Italy, Germany and Switzerland – it’s the leading European charter agency with the widest range of boats with real-time availability, ready to be booked in just a few clicks. The company offers more than 22,000 boats in 800 destinations, from the Mediterranean to the Caribbean, and has over 100 thousand clients from 84 countries.

Ant Group aims to create the infrastructure and platform to support the digital transformation of the service industry. They strive to enable all consumers and small businesses to have equal access to financial and other services that are inclusive, green, and sustainable. Formally established in October 2014, Ant Group’s origins date to 2004 when Alipay was created in the nascent days of e-commerce to solve the trust issue between buyers and sellers in online transactions. Their innovative payment solution bridged the trust gap, facilitated online transactions, and underpinned the development of e-commerce in China.  Having pioneered digital payments in China, Ant Group has since expanded its service offerings through technology and innovation to enable digital finance for consumers and businesses. Their technology enables participants in commercial activities, including consumers, businesses, and partners, to build and strengthen trust among each other. They believe their new technologies, including their blockchain solution that they call AntChain, will continue to strengthen the foundation of trust in this digital era.

Bluevine is on a mission to enable a better financial future for small business owners through innovative banking solutions designed just for them.  By combining industry-leading technology and security with our team's expertise and care, we help small businesses spend their time on what matters most—the next chapter of their business.  As a dynamic company with massive potential, we’re backed by leading investors such as Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, and nearly 9 years of proven success. Since launching in 2013, we have grown exponentially, amassing over 400,000 customers across all 50 states and providing more than $13 billion in financing to small businesses. Our passion is driven by purpose: to give small businesses the tools they need to succeed and we’re just getting started.

Bank of Ireland is a commercial bank operation, which is one of the traditional 'Big Four' Irish banks. It provides a range of banking and other financial services for the consumer and business banking sectors in Ireland and internationally.    The company operates through retail Ireland, bank of Ireland life, retail UK, corporate, and treasury segments. Its deposit products include current accounts, checking and time deposits, and certificates of deposit. The company’s loan products portfolio comprises of loans to customers including overdrafts; installment credit and finance lease receivables; mortgage loans for house purchases; home improvement and secured personal loans; credit cards; property and construction, business, and other services loans; and term loans, international asset financing, leasing, installment credit, and invoice discounting services.    Bank of Ireland also offers money transmission, foreign exchange, interest and exchange rate hedging instruments, executor, trustee, general insurance, life assurance, pension, investment products and financial advisory, online and mobile banking, and ATM services, as well as euro and other currencies. In addition, the company’s transactions include inter-bank deposits and loans, foreign exchange spot and forward contracts, options, financial futures, bonds, swaps, forward rate agreements, and equity tracker products.    The company operates through a network of 246 full time service branches and 1,679 ATMs.    Bank of Ireland was founded in 1783 and is headquartered in Dublin, Ireland.

Rokid is a Chinese technology company specializing in artificial intelligence (AI) and robotics. Rokid is known for developing and manufacturing smart devices, including AI-powered smart speakers and smart glasses. One of Rokid's notable products is the Rokid Glass, a pair of augmented reality smart glasses that incorporate AI capabilities for applications such as facial recognition, language translation, and voice control. These glasses are designed to provide users with an enhanced and interactive experience by overlaying digital information onto the physical world.

Canopy is a financial data aggregation, visualization, analytics, and reporting platform.  Their primary product is for high net-worth individuals and wealth management professionals at financial institutions. They provide a complete and accurate picture of a HNWI’s entire wealth, from PDF or any data source, anonymously. Founded in 2013, the company is headquartered in Singapore, Singapore.

Kabbage is a financial technology and data company pioneering a new, automated way for small businesses to access working capital. The company simplifies the manual application process to one that is 100% online and automated. Businesses can use their business data to submit an application online and receive an answer in minutes instead of waiting weeks and filling out numerous forms like traditional lending methods. Businesses can access ongoing lines of credit up to $250,000. Kabbage leverages business data generated such as revenue, accounting data, business transactions, shipping data, social media and other sources to understand a business’s overall health and calculate credit lines throughout the customer lifecycle. The company began serving online merchants in 2011 and extended its automated lending platform to all small businesses – online and brick-and-mortar – in February 2014. In November 2013, Kabbage expanded its business to mobile with an iOS and Android app that enables users to apply or access their funds from their smartphones. Kabbage used to provide a consumer lending product, Karrot, but it is no longer available. Kabbage expanded the application of its platform in March 2015 by licensing the data and technology platform to power lending for other organizations. The company was named one of Forbes magazine’s Most Promising Companies list for the second year in a row. Kabbage further extended its lending reach in May 2015 with the announcement of the new Kabbage Card, which gives businesses the ability to pay for items at the point of sale with a purchasing card tied to their Kabbage account. Kabbage also collaborated with MasterCard in May 2015 to make Kabbage’s data and technology platform available through MasterCard’s network of acquirers. In August 2015, Kabbage was named the 36th fastest-growing private company in America on the Inc. 500 list. In October 2015, Kabbage completed a Series E funding round of $135 million led by Reverence Capital Partners. Holland’s ING, Spain’s Santander (via InnoVentures, Santander's venture capital arm); and Canada’s Scotiabank also participated in the round. Kabbage also announced a strategic partnership with ING to deliver instant capital to small businesses throughout Spain. In June 2016, Kabbage was named to CNBC's annual Disruptor 50 list of the most forward-thinking and ambitious companies that are revolutionizing industries and markets worldwide. Two months later, Kabbage was named to the Inc. 500 list of the country's fastest-growing private companies for the second year in a row In August 2016, Kroll Bond Rating Agency (KBRA) upgraded and affirmed ratings on Class A2-2 Certificates issued by Kabbage Funding 2014-1 Resecurization Trust. The certificates were upgraded from BBB+(sf) to A-(sf) based on structural improvements to the transaction’s concentration requirements and the existence of more historical data relating to Kabbage’s collateral. KBRA also affirmed the ratings on the Class B2A Certificates of BB-(sf), Class B2B Certificates of BB-(sf) and Class B2C Certificates of B+(sf), which were initially rated in November 2015. In 2017, the company raised $250 million from Softbank Group Corp., raising its total equity funding to $500 million, making Kabbage one of the most well-funded companies with a female co-founder at the helm. It also secured the largest asset-backed securitizations of small business loans in the online lending industry of $525 million. In November, it diversified its debt-funding sources further with a $200 million revolving credit facility with Credit Suisse, earning investment-grade ratings of ‘A’ and ‘BBB’ by DBRS. It ranked on the Inc. 500 list as one of the country’s fasting-growing private companies for a third consecutive year, on Deloitte’s Fast 500 list, among CB Insights Fintech 250, in the top 10 of KPMG’s Fiintech 100, and its co-founder, Kathryn Petralia, was named one of Forbes 100 Most Powerful Women in the World.

WeLab is reinventing traditional financial services by creating seamless digital experiences. With the company's proprietary risk management technology, WeLab effectively analyzes unstructured mobile big data within seconds to provide innovative financial services and offer consumer financing solutions for individual customers. WeLab also offers B2B enterprise solutions by partnering with traditional financial institutions, which utilize WeLab’s technology to offer fintech-enabled services to their customers.

Aquam Corp is a world-leading cleantech firm that provides infrastructure support, rehabilitation and diagnostics solutions. We are the first and only company to provide full service inside and outside infrastructure solutions for all markets around the world. For several decades, we have worked with the world’s most prestigious companies to solve problems for their infrastructure systems and fluid distribution systems.

Dividend is a national provider of renewable energy and energy-efficiency financing solutions offered through a comprehensive suite of residential solar loans, home improvement, and PACE financing products catered towards homeowners and commercial/industrial real property owners. The company pioneered the residential solar financing landscape in 2014 with the launch of its EmpowerLoan™ product for financing residential solar installations and continues to expand its product offerings into the home-energy space, including commercial PACE financing. In addition to its industry-leading suite of financial products, Dividend operates an origination and technology platform for partner contractors and property-owners that streamlines the process for financing and managing financed-project fulfillment.

R3 is a leading provider of enterprise technology and services that enable direct, digital collaboration in regulated industries where trust is critical. Multi-party solutions developed on our platforms harness the “Power of 3”— R3's trust technology, connected networks and regulated markets expertise—to drive market innovation and improve processes in banking, capital markets, global trade and insurance.   As one of the first companies to deliver both a private, distributed ledger technology (DLT) application platform and confidential computing technology, R3 empowers institutions to realize the full potential of direct digital collaboration. We maintain one of the largest DLT production ecosystems in the world connecting over 400 institutions, including global systems integrators, cloud providers, technology firms, software vendors, corporates, regulators, and financial institutions from the public and private sectors. For more information, visit www.r3.com or connect with us on Twitter and LinkedIn.

Herbalife provides weight-management programs, nutritional supplements, sports nutrition solutions, and personal care products. They offer great-tasting nutrition products that can be customized to meet individual needs and help consumers achieve their wellness goals. Their products include meal replacements, protein shakes, teas, aloes, high-protein snacks, vitamins and supplements, sports nutrition, and outer nutrition products, all backed by science.

BDO is a full-service universal bank that provides a wide range of corporate and retail banking services, including traditional loan and deposit products as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services.

Hero FinCorp is a financial company that offers two-wheeler financing, supply chain finance, and business loans. Hero FinCorp offers retail, home, and digital loans as well as corporate loans such as loans against property, unsecured business loans, medical equipment financing, and working capital loan, enabling clients to obtain the required financing for their personal and business needs.

Applause is a crowd-sourced digital quality testing enabling companies to deliver digital experiences to their customers. Software is at the heart of how all brands engage users, and digital experiences must work flawlessly everywhere. With 300,000+ testers available on-demand around the globe, Applause provides brands with a full suite of testing and feedback capabilities. This approach drastically improves testing coverage, eliminates the limitations of offshoring and traditional QA labs, and speeds time-to-market for websites, mobile apps, IoT, and in-store experiences. Thousands of leading companies — including Ford, Fox, Google, and Dow Jones — rely on Applause as a best practice to deliver high-quality digital experiences that customers love.  It was founded in 2007 and is based in Framingham, Massachusetts, United States/

Vingroup primarily engages in the real estate business in Vietnam. It operates in Sales of Inventory Properties; Leasing Investment Properties and Related Services; Hospitality, Entertainment and Related Services; Healthcare and Related Services; Education and Related Services; Retail Services; and Manufacturing Activities segments.  Vingroup develops, trades in, and sells apartments and villas; invests, develops, and trades in real estate properties; and leases office and retail areas, as well as provides related services. It also operates hotels, resorts, restaurants, golf courses, amusement parks, health and beauty spas, conference rooms, restaurants, and wild animal safari and entertainment facilities.  Moreover, Vingroup offers healthcare, medical, and related services; and operates shopping malls, convenience and department stores, supermarkets, and fashion showrooms. Further, it provides education, security, logistics, information technology, sanitation, environmental landscape, architectural, technical consultancy, and residential and civil construction services; offers agricultural products and pharmaceuticals; and trades in books.  Additionally, Vingroup retails food, daily necessities, fashion and travel products, electronics, and household appliances through adayroi.com; and manufactures automotive vehicles, mobile phones, and related products. It also offers monetary intermediation, motor vehicle repair and maintenance, goods loading, and investment services; produces software and communication equipment; trades in equipment, components, and spare parts for motorbikes; organizes exhibitions, events, conferences, and seminars; researches and develops experimental natural science and technology; and owns an university.  Pham Nhat Vuong founded Vincom in 1993 that became Vingroup in April 2012. It has its headquarters in Hanoi in Vietnam.

SolarCity is the nation's 1 leading provider of solar energy systems that deliver reliable clean energy to homes and businesses. SolarCity went public on the NASDAQ exchange in 2012 with a market cap of around $600 million.

Domo operates a cloud-based platform in the United States. Its platform digitally connects chief executive officer to the front-line employee with the people, data, and systems in an organization, giving them access to real-time data and insights, and allowing them to manage business from smartphones.  Domo also offers a Programmatic Revenue Solution that brings complex data from ad servers and sell-side platforms into a set of cards and dashboards built on practices in the ad tech industry. Josh James founded Domo Technologies on October 2010, which became simply Domo in December 2011, with its headquarters in American Fork in Utah.

Xerox is a document management technology and services enterprise.  They produce printing and publishing systems, digital presses, multifunction devices, laser and solid link network printers, copiers, and fax maches.

Koverse is a privately-held company that supports big data systems for global organizations. The company’s end-to-end big data platform puts massive influxes of a variety of data into production in order to help organizations get quick answers to questions that vary from simple queries to complex analytics. Koverse also offers organizations a 30-day guarantee along with its universal indexing engine to immediately derive value from its clients’ data. It enables IT professionals, analysts, data scientists, and developers to apply their own applications and use cases for rapid development. The company is based in Seattle, Washington with offices in Denver, Colorado and Washington, D.C. The 20-employee Koverse is profitable, taking only one round of Series A funding totaling $4 million three years ago.

LabVantage, the most configurable, web-based LIMS in the market, is trusted by industry leaders worldwide. They help customers run their labs more efficiently and with fewer errors by automating tasks and integrating with instruments and systems. their vast experience allows us to minimize risk of project delays or failures. their system can adapt to changing business needs after initial implementation.  LabVantage comes standard with features essential to laboratory operations. Built on a platform that is widely recognized as the best in the industry, LabVantage can support hundreds of concurrent users as well as interface with most instruments.

Launched in January 2015, UCAR is one of the largest chauffeured car service providers in China. Through a combination of mobile internet technology, big data, professional drivers, and quality rental vehicles from CAR Inc., UCAR is committed to guaranteeing safe and standardized chauffeur services for its customers. UCAR is able to guarantee drivers’ background and qualifications as well as vehicle conditions, adopt state-of-the-art technologies to track drivers’ behaviors, and promise privacy protection and quick compensation on accidents.

Prodigy Finance is an online platform that offers community loans to international postgraduate students. The student borrowers gain access to higher education that they might not otherwise be able to finance, and the investing community earns financial and social return through their investments. Banks examine student loan applications using localized lending templates and historic earnings in order to assess cross-border risk and lend to students from over 150 nationalities. These loans are collectively funded by a community of alumni, institutional investors, and qualified private investors. Founded in 2007, the company is headquartered in London, United Kingdom.

Prosper is an online lending platform that connects people who want to borrow money with individuals and institutions. Its platform provides lists of loan requests with low, fixed-rate loans and no hidden fees or prepayment penalties, enabling clients to easily gain access to affordable personal loans and investors to earn solid returns via a data-driven underwriting model. The company was founded in 2005 and is headquartered in San Francisco, California.

Dataminr is an AI platform that detects the earliest signs of high-impact events and emerging risks from publicly available information. It discovers, distills, and delivers alerts from the increasingly diverse and complex landscape of publicly available information including social media, blogs, information sensors, and the dark web, ensuring that businesses have the knowledge they need to act with confidence.

Xiaomi Inc. manufactures and distributes mobile phones and consumer electronics. The company also develops mobile applications. Xiaomi targets the lower-middle market and has gained a loyal fan base by incorporating user feedback into the design of its latest sets and Android skins. It offers internet value-added products including TV boxes, backpacks, phone screen protectors, earphones, and more. Its products include Redmi, an Android smartphone; MIUI ROM, a customizable ROM; MiTalk, a messaging application; Mi TV, a 3D television; MiBox, a set-top box; MIUI, an operating system; MiWiFi, a network router; MiPower Bank, an external battery; and more. Xiaomi Inc. was founded in April 2010 and is based in Beijing, China.

Credit Suisse Group is a financial services company that advises clients in all aspects of finance. Credit Suisse pursues a client-focused integrated bank strategy, focusing on complex client needs and value-adding businesses, leveraging the global expertise of our three divisions and reporting segments, Private Banking, Investment Banking, and Asset Management. It is their vision to become the world's premier and most admired bank, renowned for their expertise in private banking, investment banking, and asset management, and value for their advice, innovation, and execution. Their mission is to set new standards in partnering with their clients and providing them with innovative, integrated financial solutions. As a global bank serving clients in every region of the world, cultural diversity is essential to its success. They strive to create an open, respectful workplace that encourages people to work together and with their clients to deliver superior products, services, and results and support the success and prosperity of all their stakeholders.

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