InsurTech: Infrastructure

The backbone of modern insurance

Overview

InsurTech Infrastructure refers to technologies designed to support and enhance the operations of insurance companies. These platforms leverage technologies such as AI/ML,  Big Data analytics, and cloud computing, and provide functions to enhance data management and policy administration, create automated claims processes, improve customer experience, provide risk management functions, help with lead generation, and assist with tracking lifecycle management. 

Primarily, these platforms are provided on a B2B basis, and insurance providers are the main target audience for such infrastructure. 

These platforms have been segmented based on what aspects they assist insurance companies with. Solutions can range from end-to-end turnkey solutions to more specific uses, such as assistance with underwriting operations. 

Note: Additional sections (such as market sizing, detailed overview, and incumbents) can be provided on request.

Industry Updates

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Market Mapping


Incumbents
Expansion
Go-to-Market
Minimum Viable Product
Ideation
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Turnkey solutions providers
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Claims processing and automation
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Underwriting support: Property and casualty
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Underwriting support: Life and health
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Lead generation systems
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Policy administration systems
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Reinsurance technology providers
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Hyperexponential
Hyperexponential
Hyperexponential
Hyperexponential
Hyperexponential
Hyperexponential
Hyperexponential

The Disruptors


Funding History

Competitive Analysis


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Product Overview
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Product Metrics
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Company profile
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Incumbents


Incumbents offering infrastructure solutions for insurance providers include major (re)insurers like Swiss Re, Allianz, and Munich Re, which provide solutions across the insurance value chain, as well as specialized providers like Verizon, Travelers Insurance, and AXA, which offer more focused platforms.

Incumbents complement their insurance offerings by providing digital solutions to insurers, including turnkey solutions for new digital insurance products (such as usage-based insurance) and platforms for data analytics and risk management.

Most incumbent activity is through partnerships, notably Munich Re and Swiss Re, while M&A involves Allianz, Verisk, and LexisNexis securing multiple deals.

In House Development
M&A
Partnership
Investment
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Notable Investors


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